Comments on How to Get a Student Loan With No Credit History or Co-Signer

I understand exactly how you all feel, up to this point (my senior year in college) I have paid all of my tuition off, went to a two year school, worked and saved full time, then took a year off after getting two associates degrees, and WORKED MY BUTT off! It with the help of a few thousand from my family got me this far, I was lucky. But i am running into the same problem, I am out of money.. two semesters left and i have bad to fair credit.. payed off a credit card debt, and a Phone bill that defaulted cause Cingular screwed me! Other then that I am 23 wanting to finish school.. and well my parents wont co-sign, and FASFA doesn't help me with anything. In all honesty i don't want my parents to help me at all, even with the signing,(I work, live on my own, pay for my car, rent, gas, food, electric, etc..) I am independent other then health insurance, which ends this December..! My Paren

bgsubound89, I was just curious on how and where you even managed to get up to $6,000 towards your college? I'm in the same predicament you are and haven't been able to find any loan money. Any money would help and if I could find that same amount I would be in a lot better of a place than I am right now.

bgsubound89, I was just curious on how and where you even managed to get up to $6,000 towards your college? I'm in the same predicament you are and haven't been able to find any loan money. Any money would help and if I could find that same amount I would be in a lot better of a place than I am right now. -Blake

I know! All of these big scholarships available in the U.S. are for people with disabilities or of a non-caucasian background. I'm supposed to start my senior year this fall, but my dad's credit just went bad and now he can't take out the parent plus loan. I'm trying to find somewhere I can loan money with bad credit and no-cosigner, but not having any luck.

This is ridiculous... i can't get enough from federal loans to cover my education... and i don't have the credit history or the ability to have a cosigner... this country has serious issue when someone born and raised here can't get the education that is mandatory to for sucess now days... while alll the foreigners come over here and get a free ride

This is ridiculous... i can't get enough from federal loans to cover my education... and i don't have the credit history or the ability to have a cosigner... this country has serious issue when someone born and raised here can't get the education that is mandatory to for sucess now days... while alll the foreigners come over here and get a free ride

This is ridiculous... i can't get enough from federal loans to cover my education... and i don't have the credit history or the ability to have a cosigner... this country has serious issue when someone born and raised here can't get the education that is mandatory to for sucess now days... while alll the foreigners come over here and get a free ride

This is ridiculous... i can't get enough from federal loans to cover my education... and i don't have the credit history or the ability to have a cosigner... this country has serious issue when someone born and raised here can't get the education that is mandatory to for sucess now days... while alll the foreigners come over here and get a free ride

This is ridiculous... i can't get enough from federal loans to cover my education... and i don't have the credit history or the ability to have a cosigner... this country has serious issues when someone born and raised here can't get the education that is mandatory for sucess now days... while all the foreigners come over here and get a free ride

It's worth mentioning that if you're from a wealthy family that refuses to cosign on tens of thousands of dollars worth of loans, FAFSA factors their income into your Expected Family Contribution. Even if you're financially independent FAFSA still considers you dependent until your 24 or your parents are dead. So much for Perkins Loans and my Stafford Loan covers LESS THAN A TENTH of my educational expenses. You really think people in this situation haven't looked into these things? "Difficulty: Moderately Easy" This article's a joke.

It's worth mentioning that if you're from a wealthy family that refuses to cosign on tens of thousands of dollars worth of loans, FAFSA factors their income into your Expected Family Contribution. Even if you're financially independent FAFSA still considers you dependent until your 24 or your parents are dead. So much for Perkins Loans and my Stafford Loan covers LESS THAN A TENTH of my educational expenses. You really think people in this situation haven't looked into these things? "Difficulty: Moderately Easy" This article's a joke.

wow...this is absolutely ridiculous. I was totally thrilled to see this link, thinking I might get some new info on how to fund my education. But no...I've done all of this and am still $10,000 short for this year and that's not even including the next five years I'll be in school. Our education system is seriouly disturbed. I have a 4.0 in medical school, am attempting to pay for this on my own, have parents with bad credit who can't cosign....and I don't know what to do! Before you get someone has desperate and frustrated as me all excited with this seemingly perfect how to...make sure its a valid solution. thanks.

This advice is a JOKE. My daughter applied for all of those but still comes up short a few thousand a semester (it's a very good specialized school - she just can't go anywhere for her major). Without credit history (only 1 1/2 yrs) and cosigner (we can't) and EXCELLENT GRADES, and EXCELLENT summer JOB she can't find ANYTHING. We tried myrichuncle, and several others and they are all scams. They reject you and say "reapply with a cosigner" because you don't have enough credit - so here's a kid that is so smart the DEAN and an anonymous benefactor paid for her first 2 semesters and she can't get even a high interest loan of any kind to pay for her second year of college. Something major is wrong with the system when the best and brightest US citizens can't go to college but we're going to let illegals and foreigners go. This country is screwed up!

Im very friendly and get alone with people and i get all my tasks done and i really need this loan to start school

Im very friendly and get alone with people and i get all my tasks done and i really need this loan to start school