Return to article: How to Establish Credit
on 12/27/2007 If your parents can't or won't co-sign for credit establishing processes, get a secure credit card. Basically, a secure credit card is as follows: You pay a credit company that offers this service an amount of money (like $500 dollars). You then have a credit card with a $500 limit. It's an easy and relatively 'harm free' way to become a credit "adult."
on 11/22/2005 Talk to a lawyer about the Soldiers and Sailors Act. It requires your debtors to lower finance rates to no more than 6%.
on 11/22/2005 Follow these steps, too, if you've had a bad credit rating in the past! Take it slowly to re-establish your credibility and trustworthiness. Pay everything on time or early and avoid the very real temptations to overextend yourself again.
on 3/6/2008 If you're currently going to college, a student credit card is a great way to establish credit.
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