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You can make cards for free. Of course, exactly how free is up to you. You really do need a pair of scissors and some paste or tape. The rest is negotiable!
So once, you had to take a cash advance, and now your CitiBank credit card is charging you more than 20% on the cash advance, while for the rest of the debt you are carrying , the rate is only...
No matter whether you are saving for college, a vacation or an emergency fund, it's important to get into the habit of saving on a regular basis. Even though you may already put money away into...
The idea of saving money in this economy is hard to swallow, I know, but there are things you can do to build a bank balance on money you won't even miss. Read on...
Tired of waiting in line at your local Post Office just to buy a few postage stamps? Well, the good news is, you don't have to anymore! There are several ways to avoid that wasted time in line and...
Being frugal is a great way to make it through tough economic times, however it does not need to stop there. Living frugal is a way of thinking that represents a certain attitude and respect...
We all need to save money when ever possible. Grocery stores have been doubling the face value of coupons so it's more important than ever to use as many coupons as we can. Keeping them organized...
With 2.3 million people behind bars, the United States imprisons a higher percentage of its population than any other nation in the world. Life behind bars is boring, on the whole. For a...
You will learn how to make a sweet smelling sachet by recycling an old greeting card and other items in your home. You can give the sachet as a gift, or use it to sweeten your clothing drawers,...
Greeting cards are expensive these days, and if you have a lot of birthdays in one month, you may spend a small fortune at the Hallmark store. It is cheaper and easier to make a personalized card...
We all have to start some where when entering anything. Getting started on publishing your poetry can be an over whelming ordeal when you have no idea where to start or what to expect.
So you're leaving the country on short notice. Maybe you quickly bought a plane ticket for a vacation. Then you find out it takes a month to get a passport! DOH! Let's do this.
To send an item through the mail; the envelope must be addressed correctly. You need to fill out the item correctly' if not the item will be returned to you. Then you will have to start all over...
Christmas is a season to celebrate. It is even more joyous when you can bring delight to a child by a writing a personalized letter from Santa AND put a few dollars in your pocket to help pay for...
All postal services ship millions of packages a day. They go to large processing centers. their they are separated, coded and ship out to you. Here are some of the big mishaps that can happen.
Keep what's yours and keep it safe from plundering idiots and thieves.
If you know when you purchase a car that you will eventually want to sell it, you must start at day one maintaining the vehicle so that you can get the highest resale value in the future.
It’s Monday morning and you got a paycheck on Friday, There’s no money left of your paycheck and nothing to show for it. Sound familiar. I think at some time most people have been in this...
It is important to teach our kids the value of money but keeping it simple is sometimes the biggest challenge. Here are the steps we use to keep it as simple as possible when teaching your kids...
Do you have a friend who appreciates quirky handmade items? I have such a friend. I bought for her birthday, a couple of music CD’s and decided to do something out of the ordinary for the wrap. ...
Would you like a recession proof way to allocate funds for your household expenses? I have used this method since the 90’s allowing me to both plan for bills due in the future, stay current with...
If you want to make some extra money on eBay look for community garage sales.
Covering school books can help to keep them in better condition longer. This will also give the kids something besides the desk to doodle on! Here I will show you how to reuse a paper bag to cover...
In this economy people can't afford not to start saving money wherever possible. One of the best kept secrets out there is how easy it actually is to save big money week after week on your grocery...
There are many great plans available to help you get out of debt. The most effective plans are simple and easy to implement.
Women make up about three quarters of the world's impoverished. In the United States, statistics show that the good news for women is that they will live longer to enjoy retirement. The bad news...
As basic as the task is, if you're sending a letter, postcard or package by U.S. Mail, then it's important to write a mailing address on an envelope--and any other piece of mail--in the format...
USPS First Class Mail service is the cheapest way to mail large envelopes and small packages that weigh 13 ounces or less. If you order your postage on the USPS website or though ebay and paypal...
Play the lottery on a budget? Yes, that's what I mean exactly. It's easy and practically anyone can do it. If you play the lottery every week you are searching for ways to improve your chances of...
Celebrate your next Halloween with a fun Halloween scavenger Hunt. It's a fun and exiciting game for teens and adults.
rinking and driving kills thousands of people on a daily basis. It is not only dangerous but illegal. The sad part about it is when you choose to drive when you are impaired you are choosing to...
Most people are looking for ways to save money in their budget. As a society, we’ve become dependent on credit. You can save money, lots of money, by avoiding credit and going back to cash for...
Do you scrapbook? Make dolls? Create stamps? How much money have you spent on your craft supplies over time? What would it cost you to replace your craft supplies if they were damaged in a fire or...
Making an after hours bank deposit is easy when you know, most banks allow customers to make deposits 24 hours a day. Even if you're not comfortable using the ATM or if you don't have access to a...
Using grocery coupons can significantly reduce your grocery bill. The key to successful couponing is organization. If you don't have an easy system, you won't want to worry with coupons. Learn a...
Even though you said "thank you" over the phone or in person, it's still proper etiquette to jot down a few words of thanks. Whether someone took you to lunch, bought you a gift, or did...
This article will help you understand basic information about copyrighting, explore your options for copyrighting your work and help you determine if you need to register your work with the US...
Making homemade thank you cards for teachers is easy to do and is a creative way to give a thoughtful gift that is a personal expression.
Sometimes you just need to mail one or two letters but don't have any stamps. Before you jump in the car to go to the post office, give these tips a try. You may be able to get around needing a stamp.
Whether you've just met or you've been together for years, writing a love letter is a wonderful way to express affection to the one you love. Love letters are inexpensive to make yet are more...
Even though the economy is falling short these days, the reality is that most people are still using their credit and debit cards just as much or more than they used to. We as consumers need to...
Many people who have a life change find that they can no longer care for their cats and seek ways to re-home them. Some open their door and allow their cat to venture outside; assuming that their...
Sending personal letters was replaced by emails years ago, at least for the most part. Business letters are still being sent and therefore there is still a need to know how to properly address an...
Tipping the delivery people is easy and thoughtful.
It's almost as easy as it sounds - just don't try it too often! Take it from a San Francisco Bay Area resident who happened to forget his wallet one fine morning.
Looking to add a personal touch to your Christmas cards but don't have time to make them from scratch? Read below for ideas to make your store bought cards unique this year.
A properly formatted, large-flap #9 reply envelope makes donating to your fund raising campaign easier. That makes receiving donations easier. Depending on the configuration of your current...
Tipping is a necessity in most areas of travel. The following is advice in how to tip when traveling by a tour bus.
Have you got millions of coupons that have expired and are useless to you? Would you like to help others for the cost of a stamp? Just follow these few steps to bless others with your abundance!
Every kid is aware Hannah Montana is one great teenager. Backpacks, shirts, shows and even her show on the Disney Channel. And the best thing they could ever get (if the tickets for the concerts...
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