Financing a Home

Articles in Financing a Home

By Limowreck 18 comments
Wondering if a reverse mortgage on your home's equity is a viable financial option for you? Here are ten facts about reverse mortgages in general. Understand the process. Learn the qualifications. Be aware of the conditions... more »
By polihali 4 comments
As a former title examiner, I had to provide customer support to various homeowners, developers, and attorneys. One of the more frequently questions asked by our customers was how to alter an existing easement on a piece of property... more »
By Anthony Delgado 0 comments
There are many companies out there that offer online application for home mortgages. Online mortgages have come a long way. It is not necessary to even be in the same area as the lender. This makes a lot more options come available since you ... more »
By Anthony Delgado 0 comments
A mortgage loan is a big step. There are a few things to be aware of before stepping out into the real estate market to purchase a home... more »
By ChristinaEllis 0 comments
The recent foreclosure rate is staggering and reaches accross all social and economic boundaries and is far from over. Increasing numbers of property owners will be suffering soon as the middle class continues to liquidate their assets. Is it ... more »
By WriterGig 8 comments
When I first got my home loan, private mortgage insurance accounted for $60 of my $730 monthly payment. Like many first time homeowners, I didn't even realize I would be paying that much extra each month until I got my first mortgage statement. ... more »
By smilesatme1 2 comments
You own the house so why not get some money out of it but how? Just visit your bank lender or home loan mortgage officer and ask for it. It is very easy to get some cash if you own your own house plus it is a tax deductible too. So much to say ... more »
By *Julie Mayfield 1 comments
For most people, their home will be the biggest investment they ever make. Follow these steps to build equity in your home FAST... more »
By wahhippie 3 comments
You would have to be living on another planet to not notice all the For Sale signs that have been popping up recently. With over 1 million homes going into foreclosure, the price of homes have been on a downward spiral and have been forcast to ... more »
By alienangel555 3 comments
Although it is a disaster for a person to lose their home, it can also be a windfall for someone looking to buy. All states differ in their laws on assuming a mortgage on a foreclosed home. A purchaser should become familiar with the laws in ... more »
By Margo Airst 0 comments
Tips on buying a home in the tight credit market.. more »
By *Julie Mayfield 0 comments
Author and radio/tv talk show host Dave Ramsey advocates a debt free lifestyle. So how does buying a home fit into that plan. Follow these steps to buy a home the Dave Ramsey way... more »
By Hapworth 8 comments
Looking to buy a house in a market flooded with homes and few buyers? You might think it's easy, but there are still issues to consider before buying a home in today's market... more »
By HowardBThiname 1 comments
One of the best ways to make money is to allow your money to work for you. This is known as investing and when it comes to real estate properties, there are a few guidelines... more »
By GustavoAlcivar 0 comments
Your debt to income ratio is simply a way of determining how much money is available for your monthly mortgage payment after all your other recurring debt obligations are met... more »
By Mike 2 comments
When I got started investing in real estate I took the approach of fixing up "handyman specials" then renting them out. What Learned along the way is it was easier to pay cash for the property, then fix them up, and finally get my ... more »
By HowardBThiname 1 comments
You thought building your new home would be a snap but now you find that getting the construction home loan is complicated and you're beginning to wonder if it is worth it. If you are acting as your own general contractor, even on part of the ... more »
By *Julie Mayfield 4 comments
Are you considering borrowing against the equity in your home? If so, you may be confused about whether to apply for a home equity loan or a home equity line of credit (HELOC). Follow these steps to learn which is right for you... more »
By L1onherd 3 comments
Did you know by the time you finish off paying your mortgage you have paid more in interest than the actual purchase price of your home. Look at it like this. If you borrow around 125,000 at around 8% for 30 years, you would have paid well over ... more »
By kim82600 5 comments
This article weighs the pro's and con's of each mortgage type. You can then decide which mortgage is best for you and your situation... more »
By Anthony Delgado 0 comments
Many times the banks will get you to take out a longer term mortgage than you really require. Trusting their advice is not necessarily the best way to go. To them, a longer term loan means a higher interest rate and longer benefit. They don’t ... more »
By MidniteWriter 3 comments
Home equity loans are any money real estate has accrued over the time you have owned the property. So how do you know when or if you should tap into that money? This will give you some quick and simple direction... more »
By Doltz 1 comments
This past year has turned into the perfect opportunity for first time home buyers to get the deal of a lifetime, or sellers to trade in for something better, each getting more for their buck. One of the most important factors when deciding on ... more »
By MIHealthCoach 1 comments
Millions of homeowners have adjustable rate mortgages, either for three, five or seven years. These mortgages typically adjust at the end of this initial time period and then each and every year after that. Here is how to confidently approach ... more »
By Anne Wanchic 4 comments
Need help to buy or sell your home? You do not have to settle for the first realtor that you meet at your nearest office. Here is how to get introduced to the best in your local area... more »