money sectionmoney section
It's always important to analyze stocks for long-term holdings in a very particular way to make sure that you have all the information necessary for your investment strategy. Analyze stocks for long-term holdings with help from a registered investment adviser in this free video clip.
Selling stock has some very important tax ramifications that everyone should know. Learn about the tax ramifications of selling stock with help from an investment adviser in this free video clip.
It's that moment that reminds you of an old romantic movie. You stand across a crowded room and a beautiful girl catches your eye. Your eyes meet for a fleeting moment as she spares you that smile to signal she's interested. This volleys the ball into your court so you can make the next move. Knowing how crucial this first impression is, you don't want to blow it with some cliched pickup line. Instead, take stock of your surroundings, dig into your conversation reserves and show this beautiful girl how creative and witty you are.
Active and passive small cap value are two things that have their fare share of advantages and disadvantages. Learn about active versus passive small cap value with help from a certified financial planner in this free video clip.
Stockings are a form of long socks that extend to the knee. Depending on what kind of outfits you wear, stockings can help complement your wardrobe as well as serve as a sexy addition. There are many aspects to wearing stockings, starting with choosing the stocking that is right for you, along with their proper care and upkeep.
A messy, disorganized hosiery drawer makes getting dressed more difficult, as you have to paw through tangled piles of pantyhose. Folding pantyhose and storing them neatly creates more room in your drawer, makes the pantyhose easy to find and helps protect the stockings from runs and snags.
With an Employee Stock Ownership Plan (ESOP), a business creates a trust in which it holds employees' shares until employees quit their jobs or withdraw their funds. Employees receive more shares the longer they work for the company. When employees leave the company, they can receive the stock they have accrued in the trust, or the company can buy back their shares at fair market value. Employees can hold onto their stock until retirement, but doing so may not be in their best interest.
Companies sometimes buy their stock back from selling shareholders for economic or strategic reasons. When a company buys back stock, the company reflects the cash payments to shareholders in the company's accounting books and typically places the stock certificates it buys back in a secure location, such as a vault. If a company does not report changes in assets or stockholders' equity resulting from stock buybacks, it could face an investigation from the Securities and Exchange Commission.
Scottrade offers a number of features on its trading platform for customers. If you're just getting started with Scottrade, all of the tools can be a bit intimidating. There are tools for performing research on stocks you are interested in, monitoring your account, customizing your home page and more.
Investing in the stock market can help a person prepare for retirement or a long-term goal, such as opening a small business. It’s impossible for anyone to say precisely how much you should invest in individual stocks. That is a personal decision you should make based on how much money you have to invest overall and your appetite for risk. There are some general guidelines, however. MSN Money recommends that with $10,000 to invest, you should invest $1,000 in 10 individual stocks. For a $50,000 investment, select 10 individual stocks and invest $5,000 in each.
Oil and gas royalties refer to land, an estate or an oil reserve a person or a business buys as an investment to make long-term profits from oil and natural gas markets. Purchase of oil and gas royalties, also called mineral rights, is often a low-risk, high-reward investment strategy. The oil reserves are resold or often leased to oil companies for extraction and development of oil and gas resources. In return for oil extracted from the property, an oil firm pays you a percentage of its profits as royalties.
To typeset a line or paragraph of text in small caps in Adobe Illustrator, you substitute reduced-size capital letters for lowercase type, adding emphasis and a formal look to your work. Although you can painstakingly change the case and size of every lowercase letter to achieve this effect, manual substitution leaves you with thicker strokes on capital than on small-caps lettering, unbalancing the look of the text. When you use Adobe Illustrator, you can style your type quickly, using built-in functions that enable you to change the capitalization mode without altering your basic typesetting parameters.
The 1997 Mitsubishi Eclipse GST and GSX trims featured a turbo four-cylinder engine in stock form. However, the Eclipse RS and GS trims were equipped with a naturally aspirated four-cylinder that produced 70 less horsepower than its turbocharged variants. For enthusiasts who own the Eclipse RS or GS trim, an aftermarket or custom turbo system can be installed to significantly increase the engine's horsepower. However, a turbocharger cannot be installed on the stock engine without a complete turbo kit that includes supporting modifications.
A breech bolt buffer is an important component in the bolt assembly of firearms. The Ruger 10/22's buffer functions similarly to those found in many small-caliber semi-automatic rifles and handguns. Not only does it reduce the common clanking or clacking sound of the action, but it also serves to reduce the impact between the bolt and the stop pin. The difference between a worn bolt buffer and a new one can be felt in a slight reduction of recoil. You can install a stock or modified breech bolt buffer in the Ruger 10/22 using a few basic tools.
Handmade drink coasters can be a great, inexpensive gift for family members and neighbors. They are easy to make, require few supplies and offer great opportunities to be creative with design. Drink coaster crafts make useful housewarming or holiday gifts with a personal touch. With just a few hours' work, even the beginning crafter can make a beautiful set of coasters.
An IPO, or initial public offering, allows the public to purchase shares in a company in order for the company to raise money to get out of debt or to build equity. Private companies typically use an IPO when they begin to go public. Before the IPO, the only people who own stock in the company are typically investors, board members, executives and employees. Public companies have already offered at least a portion of the company to public shareholders, who own stock in a company. When a company launches an IPO, people who owned stock in the company before the…
Stock resistance is a price level where there is a supply of sellers large enough to turn the price lower. When there are more sellers than buyers at a particular price, the price of a rising stock will reverse. Price resistance is rarely permanent, however, so if you are a long-term investor, you may be better off ignoring temporary price conditions, such as resistance. However, if you are a short-term trader attempting to profit from short-term price moves, deciding to sell or keep your stock when it reaches a price resistance level is an important decision that is not easy…
Pair trading, or statistical arbitrage, is a stock trading strategy that seeks to effectively create a neutral position and capture the spread between two correlated stocks that trade either above or below their mean price. Two stocks whose prices move in opposite direction are strong candidates for pairs trading. In such a case, a trader buys Stock 1 and sells Stock 2 short. Essentially, the trader buys Stock 1 with the expectation of a price increase and simultaneously enters a trade to sell Stock 2 at a high price before buying it back later at a lower price.
If you own stock, you have an asset you can dispose of as you please, much like other types of assets. If you want to buy more stock, sell the stock you own or transfer it to another person, then you have the right to do so. Many transfers occur upon death, under the instruction of a will, trust or other estate planning document, but you can also transfer stocks to others while you are alive.
The covariance between stock and its portfolio represents how much a stock varies in price in comparison to the variation of portfolio value. Calculating covariance by hand is a relatively lengthy process. However, if you are processing large amounts of data, which is often the case if you are dealing with stock prices, a spreadsheet program will make the process easier. Most spreadsheet programs have a function that calculates covariance automatically.
While the perils of investing in technology stocks have been well documented, these stocks can also bring significant rewards to investors who choose the right companies and are fortunate enough to invest at the right time. Those who keep technology stocks in their portfolios are drawn by the potential for high returns, the opportunity for investors to select the companies they believe will prove successful and the historical returns provided by growth equities.
The loss of a spouse can be devastating. It is not unusual for the surviving spouse to have trouble sleeping, to refuse to eat, to have problems with concentration or to have a difficult time in making decisions. However, there are many important steps to take after a spouse passes away, not the least of which is to settle any financial issues that remain. One of the issues may be the liquidation of stock holdings. Transferring and selling stock from a deceased spouse can be a complicated process.
There are a host of factors to consider when beginning to plan for investments. For example, an investor should direct available resources in a way that will help him to accomplish certain goals. It is also useful to identify the amount of risk an investor can afford to take on. Additionally, an investor should consider the market and economic environment before allocating money to the financial markets because these conditions could determine which asset classes are the most attractive at a given time.
In the United States, the Internal Revenue Code allows individual income taxpayers to use losses from the sale of stocks to offset all other capital gain income. If, after the offset against all other forms of capital gains, the taxpayer has additional amounts of capital loss, up to $3,000 annually of those additional losses may be used to offset all other sources of income or gain.
Emerging markets are generally defined as the markets in developing countries. Some, such as those in China and Brazil, are well on their way to parity with wealthier nations, while others are just beginning the process of development. Foreign markets present risks but can offer opportunities for profit that are rarely found in domestic markets.
Stockings are a traditional Christmas decoration customarily hung from the mantle above a fireplace. If you don't have a fireplace, it doesn't mean you can't hang stockings. With a little thought, you'll find several creative places to hang your Christmas stockings. These locations add a unique twist to this traditional Christmas decoration, making them a focal point of your holiday decor.
Numerous financial websites and business shows offer buy-sell stock tips every day. However, investors do not have to rely on these tips exclusively. They can assess a few key factors, such as fundamentals and price, and make informed calls for their stock investments. It is not possible to be right all the time, but with experience and investment discipline, investors can generate consistent returns over time.
Financial ratios express relationships between financial statement items. They provide investors with a quantitative tool for picking stocks. Although these ratios are only one factor in stock selection, they give investors the opportunity to evaluate a company's performance and determine if the stock is trading at an acceptable price range.
When the current market price of stocks you own is lower than when you purchase it, the result is an unrealized loss. However, as long as the shares have some value, you can still donate them to a tax-exempt organization and claim a charitable deduction on your return. When calculating your deduction, you need to be aware of how the IRS limits the amount you can deduct.
Emerging markets are markets outside of the major markets of the United States, Western Europe and Japan. The most-well-known emerging markets are the BRIC nations of Brazil, Russia, India and China. Investments in emerging-market stocks should be part of an overall asset diversification strategy. However, there is no fixed rule on how much of your investment portfolio should be in emerging-market stocks or in any other asset category.
When you invest in the stock market, you have a number of ways to diversify your holdings and build a balanced portfolio. Putting all of your money into a single stock can be extremely risky, so most stock market investors choose to build a portfolio consisting of many different companies. As an investor, you have a number of ways to build that portfolio and meet your financial needs.
With bills due every month, many people find that traditional stock investments, with quarterly or annual dividend payments, do not suit their needs for regular income from their investments. The knowledgeable investor can structure his investments to provide this necessary income by investing in mutual funds that pay out monthly or using other effective methods.
Businesses need assets to start, maintain and run their main operations. A company can acquire these economic resources either through incurring debts and other such obligations to other economic entities or through receiving them as investment from their owners. Obligations incurred to other economic entities are called liabilities, while obligations to the business’ owners are called equity. Economic resources added to the business by its owners count as increases to its equity.
Two parties, a writer and a buyer, can use options to agree to transfer assets -- usually stocks -- if a stock hits a certain (strike) price in a certain time frame. The options buyer has the right to purchase the stock at a locked-in price by exercising his option if he hits the strike price. If the stock does not hit the strike price by the option’s expiration date, the option expires unexercised and worthless, and the options writer collects a premium, on which he owes capital gains taxes.
Stocks are generally considered to be liquid investments, meaning that they trade freely on the open market. That means you can sell the shares you own any time you wish. But even so, there are some restrictions you need to be aware of, especially if you buy stock through an employer stock purchase plan.
If you have a fireplace with a mantel, hanging Christmas stockings requires nothing more than a stocking hanger. If your home does not have a mantel, you need to employ a bit more creativity to put those stockings where Santa can reach them. You may use a number of techniques to get those stockings hung up and looking great, and the best choice depends on your home decor, taste and stye.
The return from an investment such as stock shares or a mutual fund can be calculated in several ways. For many investments, dividends play a significant role in total returns. Total return may or may not include reinvested dividends, depending on the type of investment product and who is doing the calculation.
Proper diversification can prevent an investment portfolio from having too much exposure to certain types of financial securities. This can benefit an investor when stocks are under pressure. Even if one group of stocks is declining, there is a chance another category will exhibit greater stability. Examples of portfolio diversification include stocks of different sizes, regions and industries. Ideally, a stock portfolio should contain undervalued stocks exiting a weak period and poised for a turnaround, although finding such companies can be challenging.
If you made a profit on a stock you sold, the Internal Revenue Service considers that to be taxable income. You are required to report the price you originally paid for the stock, how much you received when you sold it and the amount of your capital gain. You also must report how long you held the stock, because that holding period determines the percentage tax you pay.
Stocks, especially those in the name of the child, can drastically reduce your student's financial aid. Thus, you might need to start planning on sheltering your assets months or years before the child files his Federal Application for Student Aid (FAFSA). Depending on your income and which tax form you use, you might not need to do anything with the stock.
There are many ways to profit in the markets, including buying call and put options and buying and selling stocks and other securities. One way to capitalize on shares falling is short-selling stocks. This gives an investor the opportunity to sell the stock at a high price and then buy it back at a lower price and pocket the difference.
Employee Stock Ownership Plans, or ESOPs, can be used as a reward and motivator for employees. The stocks that employees are given have a cash payout known as a "distribution" associated with them. The process for determining the distribution involves a process called vesting.
Some people invest purely for growth, putting money into what they feel are undervalued stocks and waiting for their shares prices to rise. Others invest for income as well, building a portfolio of dividend-paying stocks that produce current cash flow as well as the potential for future appreciation. If you are looking for current income, making dividend-paying stocks a part of your portfolio can be a smart move.
These days, companies tend to issue stock certificates electronically. If you come across an old paper stock certificate among your deceased relative's possessions, the company that issued it may have since changed its name or undergone a merger. Locating the company may not be as simple as a quick Google search. If you have a stockbroker, ask him for help tracing the stock certificate's origins. Otherwise, avail yourself of your local library or a stock research company.
When selling a stock, it is easy to see the profit or loss in dollar amounts, but it takes more work to determine the percentage gain from the sale of a stock. The percentage provides a more accurate measure of profit or loss since the calculation is based on a relative change in price, rather than just dollar amounts, which don't mean much in themselves.
There were 1,795,970 stock room clerks working in the United States in 2009, according to a May 2010 report by the Bureau of Labor Statistics, or BLS. These employees work in retail, wholesale, large corporations, government agencies and other entities. They their duties primarily consist of receiving products, stocking them stock rooms and reordering items as needed. They are also responsible for maintaining adequate stock levels. Most of these workers have high school diplomas or equivalent certifications. They can either get paid by the hour or earn annual salaries.
As a stock investor, you own a percentage of the company you invested in, including a percentage of the company's earnings. Paying dividends is one way many companies can share earnings with stockholders. Choosing to reinvest your dividends can significantly improve the performance of your investments over time, but can make calculating your taxes a bit more complicated.
Many investors sell put options as a way to make a little money while buying shares they'd like to own anyway. Put options are like purchased coupons -- investors buy them to have the option of a particular selling price. If you write puts, you get to keep the option price, or premium, as income, but your final tax obligation depends on whether the buyer exercises her option.
This knit nightie is halter-style and summery. It can be resized for children, though the style is appropriate for adults. This pattern uses a flat piece knit in stocking stitch as the lower part of the nightie, but to make this nightie into a piece of lingerie, a piece of sheer fabric cut in the same dimensions as the knit piece may be substituted. The fabric can be attached as the fabric is attached in the pattern, and the seam down the middle of the front may be omitted or completed, as desired.
A job as a marketing representative requires a background in both sales and marketing. As with many marketing jobs, formal education is preferred but not always required for hiring. If you're in the process of putting together a resume for a marketing rep position, include attributes that the hiring manager will find both interesting and relevant to this important marketing job.
