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One of the great things about operating your own small business is that if you are successful, there's no limit to how many small businesses you can operate. This is especially the case for those who focus almost entirely on online sales and services. This topic guide is designed to help you manage your small businesses in today's tough economy to ensure greater levels of success.
Small businesses generally have less than 20 employees. Even though the business itself is small, it is not limited in how much income it can bring in, unless it is a service-related business. Service-related businesses can only bring in as much money as it has employees to do the work. more »
Do you want to start a new business? Do you need start-up capital? If so, apply for a small business loan and receive the necessary funds to start and grow a new business. Opening a new business is costly. You'll need working capital, money to rent a space and funds to advertise your business. You can always use your own money or... more »
Funding for the education and technology needs of a non-profit or small business can be obtained through federal grant programs. Funded by the United States government, these grants are set up to assist eligible organizations and businesses expand and develop in key areas such as tourism, commerce, health and sciences. If you are the... more »
Selling to small business establishments requires dedication, confidence, and patience. However, selling isn't hard. It's more about being prepared to make the sale. You can substantially increase sales of your product or service by saying the right words in seconds. more »
Filing is one of those all-important jobs that none of us like to do. When setting up a new filing system, you will want to make it in a way that it is easy for you to use. Some people like to set up their system by the alphabet and some by numbers. Others set it up by category and then by the alphabet. Choose what works for you. more »
Having an education in accounting can open up the doors to many different career...
Government grants can help you start a new business, pay for education or even find the cure...
Grants are money given to people for use on projects that will benefit society. They do not...
The most effective way to get people interested in your business idea is to have an executive...
In a time when big business seems to rule, it is becoming more difficult for small business to sustain momentum. In fact, many small businesses... more »
A recession can mean a lot of changes for small businesses. A decrease in revenue, tighter lending conditions and increased costs of operation are... more »
Grants for small businesses are widely available. Now that a new economic stimulus package has been funded, more grants are surfacing to keep... more »
Once you have made the decision to direct your purchasing power toward locally owned small businesses, you will need to adjust your shopping and... more »
Market research is an extremely important part of a company's activity even before the company comes into existence. When attempting to create a... more »
Dave Donovan is a freelance writer in New Jersey. He's owned his...more
Dave Donovan is a freelance writer in New Jersey. He's owned his own copywriting business for over five years and his how-to articles have been featured in two nationally published books. An expert in SEO content, marketing and promotional copy and running a sustainable small business, it's his goal to help others follow their dream of being their own boss. | hide
Beware of Fraudulent Email Concerning "Failed Banks" on 11/20/2009
On October 27, the FDIC (Federal Deposit Insurance Corp.) issued a warning to small business... more
On October 27, the FDIC (Federal Deposit Insurance Corp.) issued a warning to small business owners regarding a fraudulent email that has been making its way around inboxes. The unsolicited email contains “Check your Bank Deposit Insurance Coverage.” in the subject line.
The email goes on to say, “You have received this message because you are a holder of a FDIC-insured bank account. Recently the FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets.”
The FDIC does shut down financial institutions from time to time, and this email is being spammed in an effort to gain information from small business owners. For a list of banks that have been closed by the FDIC due to failure, visit www.FDIC.gov.
hideObama to U.S. Banks, "Where's the Love?" on 11/20/2009
On October 24, President Obama urged America's banks, especially those that were assisted... more
On October 24, President Obama urged America's banks, especially those that were assisted by the taxpayer bailout, to start opening up their wallets for the nation's small businesses. The need for loosening the purse strings is critical, as the President once again stressed the importance of small businesses in the American economic structure.
President Obama stated that small business is the backbone of America, and that these very same businesses have accounted for two-thirds of the job growth in the United Stated over the last 15 years. Now, they can barely get the credit they need to survive.
"Over the past couple of years, small businesses have lost hundreds of thousands of jobs," he said. "Many have struggled to get the loans they need to finance their inventories and make payroll. Many entrepreneurs cannot get financing to start a small business in the first place."
Just last week, President Obama called on Congress to increase the maximum size of government loans to small businesses and to make more credit available to small community banks.
hideSmall Business and Healthcare Reform on 11/20/2009
In his weekly radio address, President Obama stated that unless his healthcare reform plan is... more
In his weekly radio address, President Obama stated that unless his healthcare reform plan is approved, small businesses could see their health insurance costs increase by at least six percent next year and more than double what they're paying now over the course of the decade. He also stated that as it now stands, small businesses are already paying up to 18 percent more than their larger competitors for employee health coverage. Under his proposed plan, small businesses will not be required to offer health insurance for their employees, but those that do will receive incentive-based tax credits.
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