Small Business Health Insurance

The Consolidated Omnibus Budget Reconciliation Act (COBRA) has helped to provide individuals and their families with health insurance coverage since 1986. COBRA subsidies help to keep people insured…

The Health Insurance Portability and Accountability Act (HIPAA) was enacted in 1996 to create a uniform set of rules for covered entities such as doctor's offices and hospitals governing disclosure of…

The more knowledgeable a small-business employer is of her rights, the more she can face the challenges of running a small business. The employer can face high personal productivity if she does not…

Eliminate bosses, long commutes and gas expenses with a successful self-employed business. Turn passion into full-time work by offering a marketable product to the public, whether the product is…

Multiple employer retirement plans -- also called "Taft-Hartley Plans" -- are special retirement pension plans that are jointly funded and administered by several companies. They are frequently…

The health care industry that Americans are so accustomed to has been a point of contention among politicos and pundits for decades, leaving the general populace to swim through the convoluted…

Patient appointment scheduling varies depending on the type of health care facility involved and the reason for the visit, whether a routine medical appointment, a specific medical condition or an…

Working for yourself can be quite liberating, but it can be complicated and time-consuming as well. One of the first things you need to consider as a self-employed individual is what type of insurance…

The United States constitution is the foundational document outlining the powers that the federal government possesses, and more importantly, the rights that it does not have. The first 10 amendments,…

To stay afloat in this turbulent economy, small business owners strive to save money in every possible way -- especially at tax time. For over 20 years, they've been able to deduct family health…

If you own a small business and are considering purchasing a group health insurance policy for your employees, you must become familiar with the most basic and common rules and regulations regarding…

The sponsors of the Small Business Health Fairness Act of 2003 recognized that many small businesses could not afford to provide affordable health care for their employees, even when a number of…

Since World War II, the majority of private health insurance has been purchased by employers on behalf of their employees. The tax code is structured in such a way as to encourage individuals to seek…

The Illinois Small Employer Health Insurance Rating Act is legislation designed to allow health insurance providers in the state to vary the premiums they charge to small businesses conducting…

The Small Business Health Fairness Act of 2005 is legislation passed by the United States Congress to amend a part of the Employee Retirement Income Act of 1974. The purpose of the act is to improve…

If you own or operate a small business and want to provide group health insurance as an employee benefit, the task of finding and purchasing a plan can seem confusing and overwhelming to those…

If you operate a limited-liability company and are considering making group health insurance part of your employee benefits package, familiarize yourself with the basic requirements used by most…

If you own a small business and are considering purchasing health insurance for yourself and your employees, you must familiarize yourself with the different types of policies. By understanding the…

If you're considering implementing a group health insurance plan to enhance your existing employee benefits package, it's essential that you become familiar with the process and steps necessary to get…

On March 23, 2010, President Barack Obama signed into law a health care bill that mandated coverage for every American citizen, regardless of whether the individual wanted coverage. This law affected…

Businesses offer health insurance as a benefit for employees. Like other benefits, businesses make health insurance available to attract quality and stable employees with high levels of talent. These…

The Small Business Health Fairness Act of 2004, also known as the "Small Business Medical Care bill" or "House Resolution 4281," amended the Employee Retirement Income Security Act of 1974. The goal…

Having health insurance is important to your physical, as well as financial, well being. The cost of a sudden illness or long-term treatment can quickly deplete your savings. If you operate a small…

Operating and owning a small business means you take on additional responsibility. Not only are you responsible for the day-to-day operations of the business, you take on the role of human resources…

There is no law requiring a small business to provide group health insurance to its employees. However, providing health insurance to employees can give them access to better medical coverage for…

Group workplace health insurance remains the backbone of medical insurance coverage in the United States. According to a survey by the Kaiser Family Foundation, more than 157 million Americans get…

If you own a small business and want to offer health insurance benefits to your employees, you should prepare yourself for a potentially aggravating and cumbersome experience. You may find yourself…

If you own a business based in New Jersey and employ between two and 50 workers, your company meets the Department of Banking and Insurance's definition of a small group. Should you choose to…

Small businesses generally operate without the leverage and resources enjoyed by large multinational corporations. As a result, they must carefully choose the type and extent of coverage offered to…

Insurance is critically important to the average American but is also extraordinarily complicated. Anyone with a car in the United States is obligated to buy car insurance, and yet not everyone can…

A small business must pay a higher price per employee for health insurance than a large business must pay. The White House website states that the average small business paid an 18 percent higher…

According to a 2010 Rand Institute study, approximately 60.4 percent of employees at small businesses have access to health insurance coverage. A number of factors contribute to the lack of coverage…

HIPAA employer responsibilities are governed by the Health Insurance Portability and Accountability Act of 1996. The Act was passed by Congress to protect personal health information, and set…

HIPAA is a federal ruling that involves the protection and security of health-related patient information. HIPAA affects businesses in that they have to take certain measures and make special…

Small businesses do have choices for health insurance. Costs can be reduced by joining a discount plan, selecting a higher deductible rate, opting out of certain coverage options or establishing a…

Health insurance is a traditional benefit offered to full-time employees, but can be complex to administrate. Federal laws stipulate some rules that all employers must follow, while state and even…

Small business owners often find themselves in a precarious situation when it comes to group health insurance. Your business risks losing important employees if your benefits package is not as good as…

COBRA provides a safety net for many that are no longer employed. According to the United States Department of Labor, the Consolidated Omnibus Budget Reconciliation Act (COBRA) provides the right for…

Automated appointment systems increase efficiency in medical clinics. Although live operators still might speak with a few patients, medical clinics will allocate money more effectively by using…

Although there are many perks to working for yourself or owning your own small business, one of the things you may miss about working for someone else is the access to health and life insurance.…

Business is about making more than you spend, and health insurance for employees is a big expense. Reducing your company's health-insurance premiums requires plenty of shopping around, progressive…

Aetna Health and Life has insurance for the self-employed and those running small businesses with anywhere from two to fifty employees. Life insurance can help family members to maintain the quality…

There are many misconceptions regarding what qualifies as a "group" with regard to health insurance. Companies that would technically be able to apply for group benefits fail to do so simply because…

Providing access to health insurance is a key benefit that most employers try to offer. It is one of the most important and sought-after benefits to potential employees. If you have a small business…

When you compare health insurance rates for a small business, there are many factors to consider. What sorts of plans do you as a business owner want to provide for your employees? How much do you…

Small business health insurance covers the medical needs of employees. It is also a great way to provide an additional draw for prospective workers. The cost of this insurance can be quite high, and…

The issue of health insurance can be a confusing and frustrating one for home-business owners. It may seem as if affording health insurance is an impossibility. However, health insurance is one…

Many small businesses attest to the fact that finding affordable health insurance can be a huge challenge. The premiums can be a heavy load to bear for the small business owner or freelancer.…

Most small business owners struggle to afford health insurance for themselves and their employees because they don't have the staff that insurance companies require to ensure eligibility for the best…

Health insurance is one of the most important benefits a company can provide its employees. In somevcases, the only reason an individual stays with a company is to get health insurance coverage. Even…