Paying close attention to when things go on sale is key to saving money. Before heading to the store, log onto your local grocer's website or review the newspaper circulars for that week's specials. If you're crunched for time, Chase suggests picking up the fliers at the store's entrance to see what's on sale. "Look at the front page and plan to get those things," she suggests. "Those are the items that will be less than their normal cost."