If you’re serious about paying down your plastic it is imperative that you know how much debt you’re really carrying. Get out to the mailbox and actually bring in all those credit card bills and rip them open. With calculator in hand tally up your balances and while you’re at it, take a hard look at the interest rate for each card. Some may be locked in at an incredible 3.9% while others may be a whopping 16%. You cannot slay the dragon of debt unless you have the facts.
money section