While most jewelry is covered by your homeowner's insurance, you might want to get personal jewelry insurance if you have expensive jewelry in your home. Losing a ring can be devastating. more »

Insure jewelry by speaking with an insurance agent or the store where the jewelry was purchased, remembering to take pictures and keep detailed receipts and appraisals. Protect jewelry from loss, damage or theft with tips from a jewelry specialist in this free video on jewelry. more »

Understanding how your insurance company will pay for a claim on jewelry is important. Why? It will help you insure your prized gems properly and save money in the long run. Also, it will give you an inside look at how pay out works with property claims. It's information that might surprise you. more »

There are several tests for pearls that will tell you if your pearls are natural or artificial. However, some of these tests are not easy on the jewelry itself, so if you are just curious, don't be too hard on your pearls and damage them. Testing for pearls can be useful because it will let you know if you need to get your pearl jewelry insured and will also help you make sure that you clean the pearls correctly so that they do not wear away over time. more »