Retirement Funds

As retirement approaches and the focus shifts from how to save for retirement to how to use retirement money to pay living expenses, it is wise to put some numbers on paper and develop a spending plan. We all have an idea of the standard of living we would like to maintain during our golden years, but that must be tempered by a... more »

Though it's an uncomfortable thing to talk about with a fiance, prenuptial agreements can be very useful documents in today's society. With the divorce rate hovering around 50 percent, many people are taking extra steps to ensure that they won't be cleaned out by a spouse who doesn't contribute equally, at least in terms of money, to... more »

It is difficult to find a safe investment which will give you a decent return without undue risk. The stock market is often volatile and you can lose your money very quickly. Putting your money in the bank or in a CD is safer but you will only earn a very low rate and may be losing out to inflation. An alternative is investing in... more »

When there is an economic crisis, retiring can be difficult. The markets are down, and your retirement accounts have lost a substantial amount of their value. Every day brings a new surprise, with stocks and mutual funds bouncing from highs to lows in a single day. You want to retire. You've worked hard to get to this point, and it's... more »

Federal income tax refunds are payments made to taxpayers each year who paid too much into the system during the previous year. These payments are important to the economic stability of the United States and represent a source of income for many Americans. There are strict time frames and standardized forms that need to be produced... more »