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Personal Loans

    Personal Loans Editor's Picks

    • Types of Personal Loans

      With its high interest rates and seemingly endless payments, credit card debt has become overwhelming for many consumers. Many borrowers are seeking alternatives such as home equity loans. But what if that's not an option? A personal loan could be the answer.

      Personal loans are small loans that may or may not require collateral.... more »

    • About Bank Rates on Personal Loans

      Are you thinking about getting a personal loan from the bank to make minor repairs or consolidate other bills? Typically, interest rates are lower for loans secured by collateral than they are for unsecured loans. Rates and amounts available to borrow will vary depending on each borrower's credit score, income, source of income, and... more »

    • About Interest Rates on Personal Loans

      The prime lending rate affects interest rates on personal loans but is not the deciding factor. A borrower's credit score, collateral if offered, outstanding debt and ability to repay the personal loan also determine the rate. Interest rates are usually higher for unsecured loans and lower for loans secured by collateral. more »

    • About Low Cost Personal Loans

      Personal loans are one of the least expensive forms of debt. They can come in many forms, and before taking on a personal loan, investigate the terms carefully. Look for fees, penalties, time frame information and anything relevant to the agreement. Only examining the interest rate before taking on the loan is a mistake--many... more »

    • About High Risk Personal Loans

      High risk personal loans are the most expensive and dangerous borrowing option available. Companies that offer them frequently don't even conduct credit checks, making them available to just about anyone with a valid driver's license. The amounts are generally small and the duration of the terms are short--but they charge massive fees... more »

    Personal Loans Quick Guides

    • Personal Loans 101

      Taking out a personal loan is more than just getting some extra cash in your pocket. There's...

    • Bank Loans Tutorial

      Sometimes in life, you want or need something that you just can't pay for. In these cases,...

    • Tutorial on Applying for a Loan

      If you need money for a home, car or another expense that you can't afford to pay for...

    • Personal Bank Loans

      Don't let an ailing economy stand in between you and your dream home, car, college or wedding....

    Personal Loans Articles

    • About Personal Loans

      Personal loans are generally considered loans made to an individual without a lien tying the loan to collateral. As such, personal loans generally... more »

    • About Standard Bank Personal Loans

      While it would be nice to always have enough money to pay for anything that is needed, it is often necessary to borrow money. Banks provide loans... more »

    • About Secured Personal Loans

      Banks and financial institutions offer secured personal loans, and borrowers can use the money for any purpose. This may include paying off... more »

    • About Household Bank Personal Loans

      Household Bank is part of HSBC, one of the world's largest financing companies. Household Bank offers various personal loan options through two... more »

    • Instant Online Personal Loans

      Instant online personal loans are springing up all over the Web. However, as with any loan or online transaction, it is important to marry... more »

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