Mutual Funds

Bond expense ratio is something that investors and personal financial advisers will need to be very aware of. Find out about a bond expense ratio with help from a certified financial planner in this…

"On-the-run" and "off-the-run" treasuries are two different things and should be treated as such when it comes to investing. Learn about "on-the-run" treasuries versus "off-the-run" with help from a…

Mutual funds update prospectus on a regular basis. Learn how often mutual funds update prospectus with help from a certified financial planner in this free video clip.

A secured funding and offset bond is a very specific type of bond. Learn about a secured funding and offset bond with help from a certified financial planner in this free video clip.

You may have gotten a letter returned to you from the Post Office marked "Return to Sender." Perhaps you misspelled the address. Maybe the person or business moved. The same thing can happen…

The complex relationship between shareholders and managers in the companies they own can result in some conflicts of interest that result in the need for shareholders to take direct action in the…

Investors determine their cost basis for stocks and securities at the end of the fiscal year when filing their income tax returns. Money earned from investments is not reported as traditional income,…

You can advertise expense ratio in a number of different ways depending on your preferences. Find out how to advertise expense ratio with help from an accomplished consultant, financier, and marketing…

Trading in stock and commodity derivatives is a highly volatile end of the investment business. Skillful navigation of this area can net substantial gains for investors but can also cause substantial…

Plywood panels bear two letters, ranging from A to D, that indicate the quality of the front and back sides. The closer the grade of a plywood panel is to the letter “A” the better the…

The most fundamental and basic tool in construction is the nail. Nails come in a variety of sizes, shapes and colors. These useful pieces of metal are available at most hardware and home improvement…

Mutual funds pool investors' money to buy stocks, bonds and other securities. The funds incur various costs, such as management compensation and trading commissions. Mutual fund investors bear these…

Cost-to-benefit ratios can be used to determine whether a project is worth doing. These ratios are derived from a process regularly used in business and other industries known as a cost benefit…

The investment-management industry deals with many complex financial instruments and trading strategies involving institutional investors. Hedge fund trading and proprietary trading are two common…

While most individual retirement accounts invest in mutual funds, exchange-traded funds can also be put into IRAs by IRA account holders. An ETF is an investment fund holding stocks or bonds and…

Mutual holding companies are an odd occurrence in the business world, meaning that they are not as common as organizations such as corporations; however, they do hold a number of distinct advantages…

If you make money from an investment, you have to pay capital gains tax. However, understanding how to calculate your capital gains tax can be confusing, so confusing that the Internal Revenue Service…

An expense ratio is an expense expressed as a percentage of a company’s net sales, which equals sales minus the money a company loses for sales returns and discounts. An income statement that…

Horn enclosures are part of a three-way sound system. Speakers deliver the mid-range. Woofers deliver the bass. Horns deliver the treble. They can all be in the same box, or they each might have…

A corporation that makes the election under Subchapter S of the Internal Revenue Code is an S corporation. One of the main advantages of forming an S corporation is that the company does not pay…

Saving for retirement to enjoy a high standard of living at the end of life is a personal financial goal that many workers share. Contributing money toward tax-advantaged retirement accounts like 401k…

The U.S. Department of the Treasury issues Treasury bonds, often called T-bonds, as public debt in order to fund the operations of the U.S. government. Investors usually pay less than the face value…

With average life expectancies growing, the golden years are becoming more and more expensive to fund. No one wants to run out of money too quickly; so, many people begin investing in individual…

A 401(k) plan is a common type of tax-advantaged retirement account that some employers offer to their workers as a benefit. Money you save in a 401(k) plan is tax deductible and you do not pay taxes…

It is part of normal business for real estate brokers and salespersons to receive trust funds in the course of doing real estate transactions. It is also normal for other types of property to be…

Investors who invest in mutual funds buy shares of stocks and other securities from mutual fund companies, which aggregate investments from different investors to buy different securities for their…

Owning equity in a real estate property works like home ownership. The rights are direct. Owning shares in a REIT, a real estate investment trust, is an indirect means of ownership. The trust actually…

A pooled investment vehicle is any investment company as defined in section 3(a) of the Investment Company Act of 1940, according to the Securities Lawyer's Deskbook of The University of Cincinnati…

When you invest in a company, you're entitled to earn dividends on that company's profits. Dividends are awarded to investors according to the shares they own in a company. The different types of…

Cost basis is the total amount that you paid for an investment, such as a stock. A spin-off occurs when a company divides itself into two or more pieces. If you own stock in a company that has a…

An operating expense ratio measures an investment property’s total operating expenses as a percentage of its potential gross income. Operating expenses are the costs an investment property owner…

Transactional funding makes it possible for real estate investors to quickly buy and sell a property. Simply put, transactional funding allows the real estate investor to use funds to start the…

According to the U.S. Department of Labor, if you are 35 and getting a 7 percent return on your 401(k), a fee of 1.5 percent instead of 0.5 percent will decrease your savings by 28 percent by the time…

Real estate ETFs, or exchange-traded funds, and REITs, or real estate investment trusts, are similar in some ways but quite different in others. They're both a way to invest some of your funds in real…

The rising cost of college tuition has resulted in a subsequent rise in the amount of student loans applied for to pay for those tuition costs. Most students seeking financial aid must complete a Free…

It's important to consider potential tax consequences when investing in a security. Dividends and interest payments are taxed as income, and any increases in the value of a security are taxed as…

Statutory expense ratios are calculated under Statutory Accounting Principles (SAP), which are governed by the National Association of Insurance Commissioners (a nonprofit coalition of state insurance…

A money market fund is a type of investment that pools investors’ money to buy safe, short-term assets that generate interest. The fund is highly liquid, which means an investor can typically…

When investors choose mutual fund investments for their portfolios, it's important for them to think about some of the management costs associated with different fund options. All mutual funds pay a…

When companies need to borrow money they have a number of options at their disposal. Most businesses can simply go to a bank and open a line of credit or even take out a small business loan. But…

If you have lost money on a mutual fund investment, Internal Revenue Service tax rules allow you to declare the loss as a capital loss and use the loss as a tax deduction. Capital losses are first…

An Individual Retirement Account is a tax-deferred savings vehicle used to provide retirement income. Assets are contributed over working years based on earned income with two basic structures…

A Coverdell Education Savings Account (ESA) allows taxpayers to establish custodial accounts using post-tax funds. Custodians do not pay income taxes while their accounts grow or earn interest but may…

Inverse bond funds are exchange-traded funds designed to change value in the opposite direction of bond prices. The funds offer investors one way to make a bet on changing interest rates. An investor…

Operating expense ratio is one of the best measures you can calculate in order to see how a company is performing. Operating expense ratio shows you what percentage of a company's revenues is used to…

Investors who are looking for current income as well as safety often turn to government bond funds, like the ones that hold Ginnie Mae securities. These GNMA funds provide investors with a steady…

Your 401(k) plan may be your most important retirement asset. A 401(k) plan is an employer-sponsored retirement plan. Traditional employer-sponsored retirement plans allow you to save money for…

Whether a mutual fund owned by a deceased person must pass to the estate prior to distribution to beneficiaries depends on how the ownership is titled and whether the decedent made provisions to…

The total expense ratio, or TER, is a ratio that determines the percentage of costs associated with the operation and management of an investment fund relative to its assets. It is of specific…

A yield on a bond is the interest rate it pays. Treasury yields on bonds are often considered a bellwether--an indicator of the direction of bond prices and bond yields will go. With bonds, price and…