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Repatriation refers to converting a foreign currency to the currency of your own country. Learn about repatriation in marketing with help from a social media manager and brand designer in this free video clip.
There are two main forms of marketing - active and inactive. Learn about the definition of both active and inactive marketing with help from a business consultant and marketing expert in this free video clip.
Some foreign words, like "résumé," contain letters with accents or other diacritic marks that don't appear on many American English keyboards. Use keyboard codes or the Windows character map to produce these, as well as other special characters such as trademark and copyright symbols, foreign currency symbols, mathematical notation and decorative elements. Commonly-used characters can be listed by type and can be found on a variety of websites.
The Ariston Euro gas boiler provides both hot water and heat to your home. This wall hung unit offers more setting conveniences than a conventional water heater and heating unit. The control panel on the boiler allows you to change the temperature of your hot water at the push of a button, switch between summer and winter operation, and lets you set the time you want the heat to operate during the winter. Set the timer to operate the boiler once a day or several times during the day, depending on your family’s needs.
The Euro pillow is a classic, traditional pillow favored by designers for comfort and style. The typical Euro pillow is square and usually measures 26 inches by 26 inches. For practicality and an added element of design, the pillows are usually paired with a decorative Euro pillowcase or sham. Creating your own pillowcase to fit the Euro pillow is a fairly easy way to incorporate your own sense of style and will spruce up any room.
Money market accounts come in two forms: money market mutual funds and money market deposit accounts. However, you can cash in either of these account types at any time. Money market mutual funds contain low-risk securities such as short-term treasury bonds. Shareholders receive regular interest payments while the price of a share generally remains steady at $1. Money market deposit accounts work similarly except that these deposit accounts are offered by banks instead of investment firms and are therefore federally insured. Consequently, the procedures for cashing in a money market mutual funds are different from the procedures for cashing in…
The NetSpend Corporation began offering its prepaid debit cards in 1999. The card may have been designed for customers without a checking account or a satisfactory credit history, but it is also useful for customers in other situations. For instance, an employer can reduce paper use by depositing a payroll payment into an employee’s NetSpend account, and individuals who wish to protect their financial information can shop online with a NetSpend card. The process of depositing money in a NetSpend account is not complex, and you may use several options. You may complete the process online or offline.
You might not think you have enough money in your budget to save cash for emergencies and make contributions to an individual retirement account, so you may not be doing either. A closer look at your financial situation can help you decide how to get started, and you might discover you can save cash and invest for retirement at the same time.
Installment debts are loans on which the borrower has to make monthly principal and interest payments. The payments on these loans are structured so the borrower will pay off the entire principal balance by the end of the loan term. An installment loan may appeal to you if you like having set payments, but there are certain disadvantages to these types of debts.
If you are looking for a safe place to park your money, both a certificate of deposit and a money market account fit the bill. As long as the financial institution you choose is a member of the FDIC, your money is insured up to $250,000, so you cannot lose money, even if the bank goes out of business or is taken over by another organization. But choosing between these two types of safe investments can be challenging, since each has advantages and disadvantages.
A money market account is a type of deposit account offered by some banks and other types of financial institutions. Money market accounts pay a rate of interest that is set by the bank, and the accounts are fully insured by the Federal Deposit Insurance Corp. (FDIC) up to the legal limit of $250,000. These accounts tend to pay higher rates of interest than normal checking or savings accounts, but usually limit you to a certain number of transactions per period, and have higher minimum balance requirements. Most banks and financial institutions that offer money market accounts allow you to…
Before traveling overseas, it is smart to buy some currency for the country you are visiting. This is important because you will need some cash at the airport or to pay a taxi driver before getting to your hotel or to a bank in that country. You can buy foreign currency easily online through your bank's website. You can also call your bank to get foreign currency, but doing it online is much easier and faster.
Banks provide certificates of deposit (CDs) to customers as a unique way to encourage customers to leave money in the bank for extended periods of time. Because CDs offer a higher rate of interest than other accounts, customers may jump at the opportunity to earn more interest. However, if you have to take the money out before the CD matures, you could actually suffer a loss on your investment.
As currency values fluctuate, currency traders can make a profit by predicting these fluctuations and buying and selling currencies accordingly. This type of trading is called foreign exchange, or forex. As with any investment income in the United States, the income traders make through currency transactions is taxable. Forex trading has specific taxation issues that traders should know about.
When you lose your job, you do not lose the money that you have invested in your 401(k) retirement plan, although you may lose some of the money that your employer invested in the plan. Your former employer may allow you to keep the money in the 401(k), but many firms require you to withdraw your 401(k) funds when you lose your job. Depending on how you plan to use the money, you may have to pay taxes and possibly even tax penalties on your withdrawal.
It is in a home loan lender's interest to make sure than an individual keeps up to date on his property taxes and his homeowner's insurance. This is because if a person loses his home to a disaster or because he hasn't paid his taxes, then the lender will lose collateral on the home loan. To make sure this happens, the lender may require the homeowner to place the required funds in an escrow account.
The U.S. Federal Reserve sets monetary policy by changing short-term rates, which has a ripple effect on other short-term and long-term interest rates. The U.S. Department of Treasury sells Treasury bills for terms of four to 52 weeks. The interest on these bills is the difference between the face value and the purchase price, which is usually lower than the face or par value of the bill. A change in monetary policy affects the value of Treasury bills and other fixed-income products.
A cash equivalent is a type of asset that is fairly liquid. In other words, the asset can be turned into cash quickly and easily. Cash equivalents are generally short-term investments that earn interest. These investments are low-risk and have low returns but are useful for businesses and individuals that want to earn some interest on their money while at the same time keeping a portion of their assets in a liquid form.
Net present value is the discounted present value of a future cash flow stream. A cost-benefit analysis involves understanding the economic, social, environmental, and other costs and benefits of investment alternatives. A cost-benefit analysis depends partly on finding the net present values of costs and benefits. Companies use these and other analytical methods to compare investment alternatives and evaluate the implications of business decisions.
The Bureau of Economic Analysis is the federal agency tasked with providing the overall "health check" of the U.S. economy, and it produces this report, the report on the Gross Domestic Product, every calendar quarter. The BEA's GDP figures are important financial news, as they are the primary indicators as to whether or not the US economy is in a recession, a recovery or a period of strong economic growth.
Foreign currency businesses exchange global currencies on behalf of individuals, businesses and institutions. Currency is frequently exchanged for international travel purposes, cross-currency payments such as wire transfers, or for speculation, hedging or investment. Foreign currency businesses deal in cash as well as electronic transfers, and they are regulated by various agencies to prevent money laundering, tax avoidance and other abuses. Thus, auditors must be mindful of these and other industry-specific issues when conducting an audit of a foreign currency business.
When you buy a home, your mortgage company may require the creation of an escrow account. The funds are used to ensure that your property tax payments and insurance premiums are paid in a timely manner. Usually the holder of the escrow account makes these payments annually or semi-annually, but the homeowner pays into the account monthly. Adding money to an escrow account is similar to paying any other bill.
You will have numerous terms thrown at you when you walk into your local mattress dealer. Knowing what they mean is important for you to make an informed choice and the right purchase. One such term is "euro pillow top," or more commonly just "euro top." It differs from a standard pillow top mattress in only one key aspect.
Having access to a 401(k) plan at work can be a valuable tool for funding your retirement. However, situations may arise in which you need to tap your 401(k) fund before retirement. While there is nothing illegal about making early withdrawals, accessing the money can be difficult and, in some cases, costly.
Remodeling a kitchen is often a fun adventure for many homeowners: getting rid of those shoddy, cheap cabinets, repainting or getting rid of the previous homeowner's poor taste in wallpaper and maybe even new appliances. When it comes to cabinets, there are two styles: traditional or face-framed cabinets and Euro style or frameless cabinets. Choosing between the two is easy, once the difference between the two is made clear.
Used extensively in Europe as bedding and designed in Switzerland, European style slats are integrated into the bed frame to provide a customized level of support for the various parts of your body as you sleep. Unlike regular bed frames with a static support structure, you can adjust European style slats by means of sliders that can lift the slats up or down. You can find the slats already preinstalled into the bedframe; otherwise, you may have to place the slat system in the frame. Certain models can be adjusted via handset.
Classic marketing strategy is made up of seven functions: branding, advertising, public relations, market research, communications, electronic media and events. All these functions must be well-coordinated and work together for maximum efficiency of the marketing budget, or return on investment (ROI). When different departments or agencies manage these functions there is a risk of disjointed or inconsistent messaging and a weak, confusing and misunderstood product image, so effective management is crucial.
The advertisement jingle for the discount grocery store Save-A-Lot is as follows: "I work hard for my money, so it means a lot. I've got to buy things but don't want to spend a lot. My dollar goes far at Save-A-Lot." The advertisement was developed specifically to appeal to people who earn a low income. The strategy implemented by Save-A-Lot in the development of this jingle is called socio-economics marketing. Without realization, humans are confronted each day with socio-economics marketing campaigns.
In the game "Gunz: the Second Duel," the easiest way to level up on any server (Amr, Euro or Japanese) is ending games with the highest kill-to-death ratio possible. The kill-to-death ratio (k/dr) measures how many enemies you are the last to inflict damage to before they die, compared to how many times you died. If you are not a highly skilled player, you can pad your k/dr by "kill stealing." Kill stealing is when you wait for an ally to get an enemy low on health and then take the last hit yourself. When "kill stealing," it is important…
Traveling gives adventurers new and enriching experiences far away from their homes. Australia is a destination for nature sightseers, SCUBA enthusiasts, surfers, opera fans and more. When traveling to Australia, one of the first things you should do is convert your money to the country's currency, the Australian dollar. Converting Swedish crowns, or kronor, to Australian dollars is simple in most Australian cities, and there are ways to minimize expensive currency exchange fees during your stay.
Vertical integration does correlate to demand chain activities, including marketing, in business expert and author Michael Porter's value chain analysis. However, vertical integration is more often considered a strategic management or supply chain management topic. Vertical integration is one company's participation at more than one level of the distribution channel.
Currency exchange rates can fluctuate over the course of a day, week or many years. The exchange rate of currency can add more value to a unit of money, or decrease the value of the buying power of the unit of money with time. Online currency converters can give you the most current exchange rates for money, which is important if you are exchanging one form of money for another. Use an online currency converter to find out the worth of the Australian dollar in relation to the Lao kip.
A financial product, also called a financial instrument or financial security, refers to an asset that has some monetary value for its owner. The Commercial Applications of Company Law 2011 defines a financial product as something "through which, or through the acquisition of which, a person makes a financial investment, manages financial risk or makes non-cash payments."
Treasury Bills, also known as "T-Bills," are bills sold by the United States government as a promise to pay or an "IOU." The federal government sells bills in $100 denominations, and investors can purchase up to $5 million in bills. Investors can sell their bills from the U.S. Treasury as TreasuryDirect and Legacy Treasury Direct bills. Treasury Bills typically mature in less than a year. Investors can redeem them before they mature without incurring any federal early redemption tax penalties.
Taxpayers living abroad and earning U.S. currency may be able to exclude their foreign earnings. The Foreign Earned Income Exclusion allows taxpayers to avoid double taxation on their foreign earnings. According to the Foreign Earned Income Exclusion, qualified taxpayers may be able to exclude foreign earnings from their income tax returns. Americans living abroad can refer to the Internal Revenue Service Publication 54, Tax Guide for U.S. Citizens and Resident Aliens Abroad.
The U.S. tax code includes as gross income monies or funds you get from almost all sources. This differs from net income or adjusted gross income in that deductions haven't been taken. There are some things that may be left out of the calculation of gross income, like a gift from a family member, but other items are not excludable and must be part of the calculation of gross income.
Treasury bills are generally seen as the safest form of investment in the United States, with low rates to match. Though Treasury bills are inherently different from investments in small and medium enterprises (SMEs), their existence does have some indirect effects on financing options for such companies.
Unrealized income is a difficult issue for tax purposes. Businesses and individual taxpayers owe income taxes on all forms of taxable income, even if the income is not translated into liquid assets used to pay a tax bill. Understanding how this works in the specific case of unrealized income is important both for a business with substantial receivables and for individuals with unusual sources of taxable income.
Many employers pay workers an hourly wage. Depending on the practice of the company, the employee may need to keep track of his own time. If you are required to track your time down to the minute, preforming the minute-to-decimal ratio might seem confusing. However, using a simple mathematical formula, you can complete this task. You can figure out your own time down to the minute to report on the time sheet.
When trading securities, some investors use an indicator called the Donchian channel to measure price movements and volatility of a particular stock, currency, commodities future or other instrument. Traders also use the Donchian channel to find attractive entry and exit points for trades according to its upper and lower limits, also known as Donchian bands. Generally, investors see a breakthrough above a Donchian channel as a signal to buy because the security may trade higher. A breakthrough below a Donchian channel is often seen as a sell signal, indicating the security may trade lower.
Treasury bills -- those issued by the United States government -- are an extremely safe investment because the U.S. almost never defaults on its payments, and you might receive some tax deductions. However, the Internal Revenue Service offers few deductions for Treasury bills because they already receive favorable tax status within many jurisdictions.
The availability of funds is based on when a deposit is made, how it is made, where it is made and by whom the check was issued, according to the Federal Reserve Board. To a bank, business days are Monday through Friday, even if it is open on Saturday. Banks close on federal holidays, so those days are not included if the wait period is the next business day.
Individuals and businesses from time to time may be forced to initiate litigation to resolve disputes. Lawsuits often are resolved prior to trial, with the defendant agreeing to a structured settlement figure to compensate the plaintiff for the alleged loss. The tax treatment of these settlements is not uniform, however, as various underlying causes of action are either subject to tax or not subject to tax because of their different tax attributes.
Once you get beyond the realization that your marriage is over, practical considerations can land a second blow. Two can live as cheaply as one but not if they're no longer living together. Ideally, if yours is a relatively amicable split, you can civilly discuss what to do about marital finances.
A trust is an entity that is often used during the estate planning process. Any asset can become the property of the trust, including bank accounts. The person who creates the trust is called the grantor, and those who inherit the trust's assets are called the beneficiaries. The best use of a trust is the avoidance of probate court, although it may also be used to avoid taxes on large estates.
When a person receives a promotion in the military, there are actually two separate dates that the promotion goes into effect. The first is the date of rank, which is the date on which the person actual receives the promotion. Then there is the effective date, on which the promotion actually goes into effect and the person assumes the duties of his new rank.
You can record two types of gains on your foreign exchange trading account. The first is a realized gain, which occurs when you exit your position. The other is an unrealized gain. In this case, you made a gain on a trade but have not exited the position just yet. While realized gains are subject to taxes, unrealized gains are not. You could also have realized and unrealized losses as well.
An option is the right to buy or sell a stock at a particular price on a set date. An option is known as "option" because the holder has the option, but -- in most cases -- not the obligation to buy or sell the share. Just as various factors will cause the price of a stock to shift, a number of variables can contribute to the price of an option changing as well.
The term "forex" is short for "foreign exchange," and represents the brisk trade in international currencies. The global forex market is very busy, with an average daily turnover of $4.0 trillion as of April 2010. The market operates 24 hours a day, 5 days a week. It continues to grow, with almost 55 percent of forex transactions taking place through banks in Great Britain and the United States. Many forex traders are individuals, and the boomerang is a strategy individual traders test and use in the market.
If you have a bank account, you likely receive interest on your account, which means you have to deal with a special form called the 1099-INT. However, the 1099-INT has no bearing on whether you must pay taxes on interest earned. In many cases, the 1099-INT form duplicates information you already have on some other statement.
