I was tired of paying 25% APR on my rewards card, so I googled a credit-card search engine called http://www.cardhub.com . I put in my parameters (one lets you categorize your credit between "excellent" and "poor", another lets you determine what kind of rewards card you want) and was able to easily compare the cards it found for me. When I was ready to apply, I clicked "Apply Now" and was taken directly to the credit-card company's Web site, so it was very secure. They also have an Education Center that helps you figure out how to improve your credit (see http://www.cardhub.com/Education/index.jsp ). All in all, a very positive experience. I highly recommend http://www.cardhub.com .
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Novice
