expertelement
Authority
6520 Points

expertelement's Comments

DATE COMMENT
04/14/08
Most people in this situation already know that most lenders will not work with them. more »
02/09/08
Cynical but true. more »
02/12/08
Just for clarifications, the article above was written by a Puertorrican who grew up cooking plaintains the traditional way, Puertorrican style. This is a very simple recipie followed by all PUERTORRICANS. more »
03/28/08
You do not plan a "Quinceanera", "Quinceanera" refers to the birthday girl. The party itself is a "Quinseanero" more »
03/29/08
Homes are not foreclosed on because people lie about their income to their lender. The lender normally requests proof of income before approving the loan. Homes are foreclosed on because lenders knowingly let borrowers with a low score, who desperately want to provide a home for their family, borrow money they can afford to pay under terms that will change later making the borrower not able to pay. Once the borrower is in that situation, the lender will not do anything whatsoever to help. The borrower is faced with the decision to Dump their house while other "investors" or first time buyers take advantage of the "great opportunities" to buy houses. more »
03/29/08
Unless you have been in a situation where you are faced with the decision to dump your house, you really do not know what you are talking about. You really do not know that sometimes it is better to ruin your credit than to empty your savings account paying for a house you cannot afford and will be taken from you anyways. Unless you have had a bankruptcy yourself or have had serious credit issues, you really do not know how long your credit will be affected. Weather it is 10 years or not , only the people who have been in that situation know. more »
08/12/08
Thank you Kemet! more »