Discover the expert in you.
Discover the expert in you.
Medicare is a taxpayer funded program that provides health insurance for people 65 and older. Because this far-reaching program helps pay for most senior medical costs, it has become an indispensable financial resource for millions of retired Americans. Understanding clearly what it does and does not pay for, and how much Medicare coverage costs, can help future retirees budget more accurately and, in doing so, create more effective retirement plans.
In Texas, a recipient of Medicaid who experiences a change in his status must report the change to the Texas Health and Human Services Commission (HHSC) within 10 days of the change's occurrence. The report is made on the Report of Change form, Form H1019, accessible through the Department of Aging and Disability Services. Reporting the change isn’t a complex process. You simply need to supply nonembellished, detailed information about the change or changes and make certain the form and proof of the change(s) reach your local HHSC representative.
Medicare is a federal program that provides health insurance to citizens and permanent residents 65 years and older. The government funds Medicare through employee payroll contributions. Although federal Medicaid programs for the financially disadvantaged are administrated by state agencies, Medicare is centrally managed by the Center for Medicare and Medicaid Services (CMS). Accordingly, Medicare withholdings are the same for Kentucky workers as they are for workers throughout the nation.
Workers’ compensation insurance covers medical expenses for workers who are injured on the job. Medicare provides non-work-related health insurance, primarily for people age 65 or older. Remove workmen’s comp from your Medicare by establishing a workers’ compensation Medicare set-aside arrangement to cover medical expenses after you are hurt while working. Then workers’ compensation funds will be used first.
Cosigning a car loan typically just makes you personally liable for the loan if your co-debtor fails to pay. However, depending on the context, it could be used as evidence that you somehow contributed to a person's death. As with any legal issue, whether your decision gives rise to your inclusion in a wrongful death lawsuit depends on your state's laws and the facts of your particular case. Accordingly, you should consult an attorney.
Medicaid is a federal program that is designed to provide free or low-cost health care to qualifying individuals. Medicaid programs are administered at the state level, and each state has different requirements regarding eligibility. In the state of Texas, Medicaid is regulated by the Health and Human Services Commission (HHSC). If you're a state resident who currently receives Medicaid benefits, it's important to know what is required to maintain eligibility and renew your coverage.
Medical malpractice law involves issues arising from the improper or negligent use of medicine. In these cases, doctors or medical facilities are typically being sued by individuals who have allegedly suffered because of mistakes or errors during their medical treatment. These cases require lawyers to have an extensive knowledge of medical procedures and terms as well as knowledge of the law. Medical malpractice attorneys are well-compensated based on their knowledge.
Court settlements are legally complicated areas when tax time comes. Some settlements count as income while others do not. Those counted as income are taxed at the same rate regular wages and salary will be. If you have just received a court settlement, don't neglect to claim the settlement on your taxes if you are legally required to.
While the federal income tax is a graduated levy in which those who make more pay a higher percentage, the payroll tax that funds Medicare is not. The federal government applies the Medicare tax at a flat rate across the board, and everyone who works for wages must pay it. That means you must pay the Medicare tax on all your earnings, even if you have no federal income tax liability.
In general, a creditor may not take your personal injury settlement if the state deems that the award is for you to continue living life as usual. However, state exemption laws exist, also called bankruptcy exemption laws, allow a creditor to take part of your settlement up to the specific exemption amount depending on the type of debt.
Worker's compensation and personal-injury compensation are related types of insurance settlements. These settlements pertain to serious accidents that usually involve both damages and medical expenses. The employee is typically unable to return to work for a period of time. While the two types of settlement are not always compatible, they can both apply to the same person in the same accident and increase the amount of money awarded.
Garnisment is when creditors file suit against a debtor and get a court order to take away the debtor's wages or property. If an injury victim falls behind on debts and the creditors make claim, it is possible that his settlement money will be subject to garnishment. Debtors facing the loss of a settlement to creditors need to know their state laws and how to protect their assets.
Medicaid is a joint federal and state program that is administered by the individual states. Medicaid provides medical services to low-income and at-risk individuals. If you live in Dallas, Texas, you may be eligible for one of the many Medicaid programs, provided you are a U.S. citizen or eligible non-citizen, are a resident of Texas, and meet all income and resource limits. The Texas Health and Human Services Commission, or THHSC, is responsible for administering the Texas medicaid program throughout the state, including Dallas.
Injury settlements are payments made after a lawsuit over an accident that resulted in injury, usually leading to medical expenses and the loss of work opportunities. These settlements, once made, do not fall under specific shelter regulations like some types of financial aid. While a foreclosure will rarely end in seizing assets outside of a property, in some cases creditors can seek further garnishment. Injury settlements, depending on their stage of payment, may be subject to such garnishment.
Michigan's Medicaid program is a state-run health entitlement program designed to aid low-income residents who cannot afford health insurance in finding quality healthcare without a financial burden. All Medicaid enrollees must have household incomes equal to or less than the allowable amount for their household size to qualify for and remain in the program. However, in addition to meeting income restrictions, applicants must also have personal assets valued at less than the allowable amount in the state.
Law enforcement officers protect the lives, safety and property of those around them. This requires an interest in protecting and serving your community or the area where you are assigned. The numerous skills and abilities that are part of a police, or law enforcement, officer's daily job requirements include physical, mental and emotional components.
To help personal injury victims receive compensation for their injuries, Congress provides an exception to the federal tax law requiring taxpayers to report their earnings from all sources. Personal injury victims are not required to report their personal injury awards or settlements on their tax returns. Generally, personal injury settlements or court awards are not taxable income, regardless of the amount victims receive as compensation for their injuries.
Generally, the Internal Revenue Service requires taxpayers to report their lawsuit awards as income. The Internal Revenue Code excludes certain types of lawsuit awards as taxable income, including personal injury settlement awards. As such, prevailing parties who win their personal settlement court cases are not required to report their winnings on their annual tax returns. However, the IRS requires taxpayers to include portions of their winnings awarded for emotional damages.
Medicaid, which provides healthcare and nursing home services to low-income people in a federal and state partnership, limits the monetary value of resources and assets applicants may own to qualify. Under Texas Medicaid law, certain assets are exempt and not considered part of the applicable resources. Applicants for Medicaid must have their cases reviewed by a Medicaid eligibility specialist, who determines whether the individual or couple's resources count toward the limit for Medicaid qualification.
Medicaid is a state-funded program that provides medical assistance to low-income individuals. Terrell, Texas residents may apply for Medicaid by calling the 2-1-1 Area Information Center. Representatives are available 24 hours a day, seven days a week. To reach a representative at 2-1-1 you must dial from a regular landline phone. If you prefer to apply in person, visit the Kaufman County office to apply for Medicaid or download a paper application online (hhsc.state.tx.us). You may also conduct a preliminary test for Medicaid eligibility, apply and check your status by accessing Your Texas Benefits portal (yourtexasbenefits.com).
Medicaid is an important safety net for many low-income and other vulnerable Americans. The federal government sets up program standards and helps supply funding. The rest of the responsibility is delegated to the states, which may also apply additional eligibility requirements and funding as long as they are in compliance with federal guidelines. Eligibility for Medicaid is typically based on federal poverty guidelines or might be based on disability status. Other populations might also be covered as each Medicaid program differs among states.
IRS Form W-4 details your profile for use by your employer to determine how much should be withheld from your wages for taxes. Annual revision of your W-4 will ensure that you are listed with updated information to maximize the benefits for which you qualify. Fill out a W-4 when your tax profile changes to affect the amount your employer withholds from your earnings.
At the beginning of each tax year, review your previous year's taxes and make any adjustments necessary on the current year's W-4 form. Your employer uses your W-4 as your tax status, single or married and the number of exemptions or deductions to which you are legally entitled to calculate your federal income tax withholdings for each payroll period. A person may qualify for an "exempt" status on his W-4, where no federal income tax is withheld from his paycheck providing he meets specific requirements.
The Texas Health and Human Services Commission administers the Texas Medicaid program. The program offers financial assistance with prescription drugs, medical services, doctor's visits and a preventative health wellness program. If you experience a change in circumstances, such as an increased income or if you have switched to a private insurance plan, you may need to cancel your Texas Medicaid benefits.
Employee benefit plans that are covered by the Employee Retirement Income Security Act of 1974 (ERISA) are required to file Form 5500, Annual Return/Report of Employee Benefit Plan, each year. The Internal Revenue Service (IRS), the Department of Labor (DOL) and the Pension Benefit Guaranty Corporation (PBGC) jointly oversee these reports.
The Michigan No-Fault Insurance Act -- adopted by Michigan's Legislators in 1972 -- regulates no-fault personal protection benefits, or PIP benefits. A person's own insurance pays PIP benefits for various economic losses resulting from an accident. Some of these benefits are limited and others are not.
A medical malpractice lawsuit is a type of personal injury lawsuit in which a medical professional breaches a duty to his patient, causing an injury that results in damages. If the parties can come to an agreement before going to trial, a settlement may be tendered to the plaintiff from the defendant. All or a portion of the settlement may be taxable.
Pursuing payment sometimes means having to take legal action to get what is owed to you for work. In construction the means to enforcing payment when it doesn't follow the contract occurs by filing a mechanic's lien. Contractors, suppliers, and subcontracters all can use the mechanic's lien process to secure outstanding account payments. In doing so, the contractor can hold the payer's property legal hostage until the payment gets made and the lien is released. In construction, a mechanic's lien can create a real problem since final completion and sale of the property won't occur with a lien on it.
All states have passed some form of parental responsibility laws that hold parents accountable, under certain circumstances, for the actions of their children. Several Texas statutes assign such liability in various contexts. Always consult an attorney in your jurisdiction if you have concerns about liability, or being held responsible for your child's actions.
Patient record retention is the process of keeping patient's medical records for a certain length of time. The length of time depends on federal and state laws and medical board and medical association policies and recommendations. Patient records are kept so that medical information can be passed to on to other health care professionals and as documentation, or evidence, that health care professionals treated patients properly in the event of a malpractice lawsuit.
Protopic is also known as tacrolimus, a topical ointment that treats skin conditions. The drug was approved in 2000 by the U.S. Food and Drug Administration (FDA) to treat eczema or atopic dermatitis. According to Drugs.com, cell activity is decreased in the immune system by using Protopic. A decrease in the body's immune system causes the growth of eczema to slow down. Side effects from using Protopic include difficult breathing, swelling in ones throat, lips and tongue, acne, headaches and hives. Using Protopic has also been tied to skin cancer as well as lymphoma. Astellas Pharmaceuticals, the manufacturer of Protopic,…
Strict liability is a legal doctrine under the law of torts. The law of torts deals with injuries incurred by people. Strict liability imposes liability on people or companies for injuries other parties incurred as a consequence of their actions or using their products. Strict liability is similar to negligence. Both of them involve the duty of care but have different requirements for establishing liability.
AT&T is a telecommunications company, one of the largest businesses in the world, and has its share of lawsuits at any given time. From small, civil suits, to class-action suits worth billions of dollars, specific Internet searches will lead you to information about AT&T's legal battles. Because AT&T is a public company, the details of its cases are publicized quickly with the largest cases launching entire websites.
An Independent Medical Examination, or IME, is an examination performed by a physician paid by an insurance company or defendant to evaluate an individual's medical condition. An IME may be necessary if you are a plaintiff in a lawsuit and your medical condition is central to the case, or if you have applied for disability benefits from the state or an employer. An IME can be stressful because the physician's opinion about a medical condition can affect an individual's ability to recover damages or receive insurance benefits. However, understanding what to expect during an IME and being prepared will help…
Being drunk can get you into trouble in more ways than one. Most people are aware there are intoxication limits when it comes to driving. Those limits vary by state and, in Pennsylvania, the limits also vary for the type of driver (commercial, noncommercial, etc.). The law in Pennsylvania, as in other states, also places limits on a person's behavior in a public place while intoxicated.
The right to appeal an adverse court ruling is guaranteed by the due process clause of the United States Constitution. Appellate courts have strict rules limiting the time in which an appeal may be pursued. The failure to meet a filing deadline forecloses the possibility of appellate review in most circumstances. In a criminal case, however, it is possible to petition the court for a belated appeal.
The Department of Youth and Family Services (DYFS) is charged with protecting and supervising the welfare of children within the state of New Jersey. Intervention by DYFS is mandated by state law, where there is a viable complaint relating to the welfare of a child. The Department has the authority to remove a child from the home and seek a court order requiring the parents to cooperate with the Department, before the child is returned. In extreme situations, DYFS may seek termination of parental rights. In most cases where a court order is entered, however, the parents have the right…
TennCare is basically a state-sponsored Medicaid program that provides subsidized healthcare to qualifying Tennessee residents. TennCare operates under Section 1115, a waiver from Central Medicare and Medicaid Services in the U.S. Department of Health and Human Services provisions, to demonstrate the efficiency and quality in which a state program can provide healthcare services to low-income individuals who would not otherwise qualify for Medicare or Medicaid. The TennCare program provides medical, behavioral and mental healthcare and extended care through Managed Care Organizations in each region throughout the state. To file for TennCare, you must apply in person at your nearest Department…
Good Samaritan laws are designed to help protect people who are willing to go out of their way to help others. Unfortunately, the highly litigious nature of some people would lead them to take advantage of another's good intentions if something goes wrong. Good Samaritan laws are supposed to protect people from legal action after they try to help someone. As with many laws, though, it has both pros and cons.
Indiana provides the means for citizens to sue its agencies or employees according to Indiana Code 34-13-3. The plaintiff must meet certain stringent standards, and the rules that govern suing the state are not the same as those that apply when suing another citizen or organization. The law caps the damages that can be awarded to a plaintiff regardless of the wishes of the jury.
Slip and falls often result from the negligent maintenance of leased premises. In certain circumstances, a tenant who sustains an injury from a slip and fall may sue a landlord. Some states, such as Michigan, have specific statutes that address a landlord's premise liability. Therefore, state law should always be researched to learn a tenant's rights in a specific slip and fall accident. Notwithstanding, standard negligence principles generally guide most slip and fall incidents suffered by tenants.
If you are injured and need immediate help, it may be comforting to know that any off-duty health professional in the vicinity may be able to help you before on-duty services arrive. However, in some cases, these professionals have been subjected to lawsuits on account of their efforts. Good Samaritan laws aim to remedy this threat and help victims receive aid.
The piece of Missouri Legislation commonly known as the Good Samaritan Law is made up of Section 44.023 RSMo, Section 537.037 RSMo and Section 190.092 RSMo. The first version of the legislation was passed in 1979 and was designed to protect professionals who act outside of their business or practice to assist those in need of emergency care. These laws have been expanded to protect other individuals who provide emergency assistance as volunteers.
The knee-jerk reaction of many people is to automatically sue anytime something goes wrong or someone makes a mistake. It's therefore easy to understand why some people are reluctant to help in emergency situations, knowing that their kindness may be repaid with a lawsuit. Some states, like Kansas, have passed so-called Good Samaritan laws to protect those with medical training when they help in an emergency situation.
Neuropsychological exams are critical pieces of evidence in a lawsuit. Using neuropsychological evaluation results in a court of law can provide damning evidence that either convicts or relieves a person of criminal charges. It is important to note that evaluations used in private practice are different from those utilized in the courtroom. Neuropsychological exams in a lawsuit are specifically prepared to have opposing attorneys pore over the results, looking for inaccuracies or inconsistencies.
The United States Department of Veterans Affairs provides a number of services to American veterans, including housing and health care. If you receive substandard care or if there is another issue, it may become necessary to file a lawsuit. Because the VA is a federal program, it is protected under the Federal Tort Claims Act. This means that you will need to file a complaint with the VA before starting a lawsuit. The exact steps to take when filing a lawsuit against the VA in Seattle will depend on the type and amount of your lawsuit.
The Florida anti-kickback law prohibits individuals or organizations from intentionally offering, paying, soliciting or receiving money or gifts in exchange for items or services under the state's Medicaid program. Health care practitioners must understand the law, including the type of activities that receive exemptions or "safe harbors." Safe harbor refers to activities viewed as acceptable practices and depends on the circumstances of the case. Title XXX, Chapter 409 of the Florida statutes, starting with "409.920," covers the regulations governing the state's anti-kickback rules.
When a judge issues a decision in a court case, at least one party in the case is bound to feel slighted. By law, that party has a right to appeal the judge's final decision. Appeals, however, can be expensive, time consuming and are no guarantee the judge's decision will be overturned. A person filing an appeal must pay attorney fees and filing fees, show a strong case for the appeal and strictly follow the rules of the appellate court. Otherwise, the appeal can be dismissed before it is ever heard.
The HCFA-1500 form, now known as the CMS 1500, is a health insurance claim form. It is necessary to fill out these forms accurately as any mistake or gap in the form can result in insurance delays or total cancellation of claims. Once you have all the data needed to fill out the form, transfer the information into the form in the correct places.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows employees, along with their dependents and spouses, to continue health coverage at an employer's group rate even after employment has ended or the number of hours have been reduced. Employees who had health coverage the day their employment status was terminated or otherwise altered are eligible beneficiaries under COBRA.
