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Many people are stuck in a life they don't want, held in place by everything from financial restrictions to societal pressures. If you are looking to pursue your dreams, it can be daunting to change everything at once. Instead, make small, gradual changes to prepare the way to a dream life to make the process easier. By approaching your life with a plan, you can create a series of actionable steps that will turn a big goal into a less daunting set of miniature goals.
Stop buying a home for your landlord! The average monthly rent payment for a single family home breaks down as follows: you pay the owner's (your landlord) monthly mortgage payment, you pay their property tax and insurance payments, and you pay about an extra $100-$200 that goes straight into their pocket. Plus, you get no return from actually building ownership in a home (equity). Cutting out the landlord will lower your monthly living expenses by about $1,500 anually (for the average renter), and it will allow you to keep some of the money that you pay to own your OWN…
