Personal Finance Quick Guides

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• Filing Your Taxes

  By MyrrhHector

  In a time of economic uncertainty, knowing how to properly file your taxes can help you maximize your refund and avoid IRS audits. It's easy to learn how to file taxes if you keep good records and know the tax rules and regulations that apply to your specific situation.

  Quick Guide Sections:

  Tax-Filing Basics , E-filing , Tax Problems

• IRS Form 1099

  By MyrrhHector

  No matter what time of year it is, tax day is always looming. Learn how what situations require IRS form 1099, who is required to complete these, and how to account for 1099 income on your tax return.

  Quick Guide Sections:

  1099 Basics , Types of 1099 Forms

• Bonds

  By MyrrhHector

  Bonds are a great option for the conservative investor. They offer steady interest income, and a payout at maturity that's almost guaranteed. Learn about corporate, municipal, and government bonds and which is right for you.

  Quick Guide Sections:

  Bond Basics , Types of Bonds , Analyzing Bonds

• Researching Investments

  By MyrrhHector

  Making money from investments requires a lot of planning and research, from understanding the basics of investment to knowing how and when to consult a professional financial planner. Investment decisions should also be made with attention to sound ethics and social responsibility.

  Quick Guide Sections:

  DIY Investment Research , Consult a Professional , Investing and Ethics

• Welfare Benefits: Help for Hard Times

  By MyrrhHector

  Although welfare benefits are seen by some as a handout, public assistance can help families survive during financially difficult times. Food stamps, cash and medical benefits, and housing assistance are just some of the programs available.

  Quick Guide Sections:

  Welfare Programs , Qualify and Apply , State-by-State

• Short Sales

  By MyrrhHector

  If your lender will accept a short sale of your house, you could avoid the black mark of foreclosure on your credit report. Learn how to negotiate and complete a short sale to protect your credit rating and future home-buying power.

  Quick Guide Sections:

  Short Selling , Short Sales and Credit

• Wire Transfers

  By MyrrhHector

  Wiring money can be a great way to help a friend or relative meet emergency expenses. It's fast, safe, and the fees can be quite reasonable. Learn how to easily and safely wire money both internationally and domestically.

  Quick Guide Sections:

  Wire Transfer Basics , Wire Transfer Methods , International Wire Transfers

• How to Buy a Foreclosed Home

  By MyrrhHector

  The downturn in the housing market and rising numbers of foreclosures make this a great time to find houses at bargain prices. Learn how the foreclosure process works, how to buy a foreclosed home at auction, and how to find listings of foreclosed homes that are for sale.

  Quick Guide Sections:

  Buying Basics , The Process , Finding the House

• 1099 Due Date

  By MyrrhHector

  The 1099 due date is January 31 of very year, but many business owners are still caught by surprise. Learn which 1099 form to fill out, what the penalties are for being late, and how to understand the 1099 forms you receive.

  Quick Guide Sections:

  Completing a 1099 , Understanding 1099's , Following the Rules

• How to Buy Stocks

  By Myrrh Hector, eHow Editor

  Learning how to buy stocks can help beginning investors earn higher returns from their stock portfolio. The key is to maximize returns and minimize risks, and maintaining this delicate balance between risk and return is part of the art of playing the stock market.

  Quick Guide Sections:

  Buying Stocks , Increasing Profits , Decreasing Risks

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