According to Top Retirements, Texas is the seventh most popular state for retirement and the state's cities frequently show up on the "100 best places to retire" lists. Low costs, a warm and dry climate, vibrant cities and college towns and adult communities bring retirees to this larger than life southern state. As of 2010, having no state income tax policy is also a major benefit. When choosing a specific city or town in Texas in which to retire, decide whether you want to live in a big city like Austin, the capital city, another large city like Dallas or Houston or a small town in a more rural area like a ranch or farm.
Austin, Texas, home of the University of Texas Austin, attracts retirees who want the close proximity to a big capital city mixed with the charm of a college town. According to the Census Bureau, about 750,000 Texans call Austin home, with 14.5 percent 55 or older. Regarded for its big music and film scene, Austin is the cultural and literal capital of Texas. Set along the snaking Colorado River, retirees in Austin enjoy a dazzling theater scene at the Long Center for Performing Arts and warm, dry weather. As of 2010, the median home price was around $196,600.
Renowned for its German-style barbecue markets, country dancing and proud Texans, the Hill Country of Texas includes the vast rolling landscape that stretches west between Austin and San Antonio. Retirees to the Hill Country area--which includes cities like Bandera and Fredericksburg--will enjoy sprawling lake views, golf course resorts, authentic Texas grub restaurants, the Marble Falls and the Guadalupe River. For retirees who want a relaxing but never-boring Texas destination, the Hill Country is a wise choice. Without the frantic pace of a city, it's home to locals and those who want to get away from it all, but still remain close enough to return.
San Antonio gives potential Texan retirees who enjoy history and culture a mix of lifestyles. Native Americans, Spanish colonialists, Germans, Mexicans and the essence of the Deep South cross paths in San Antonio. Retirees in San Antonio can peruse Mexican markets, visit ancient missions and take part in the vibrant southern art scene. While it's a city rooted in authentic Texas traditions, like country dancing and Native American arts, San Antonio is also a cosmopolitan icon with malls and exquisite outdoor shopping centers, like The Shops at La Cantera. As of 2010, housing and a reasonable cost of living attract retirees. New housing developments, designed to fit the desires of active baby-boomers, also lure older guests to call San Antonio home.