Home Warranty Programs in Alabama

Home warranties protect both buyers and sellers.

A home warranty in Alabama is not necessarily a necessity. A home warranty protects the owner of a house from costly appliance repairs. The homeowner should evaluate individual appliance warranty plans as compared to a home warranty plan. Owners with newer homes (brand new construction) can usually forego a home warranty. However, older homes should consider the home warranty to decrease the out-of-pocket repair expenses. There are many home warranty programs in Alabama and all should be carefully researched before purchase.

Buyer Coverage Home Warranty

Buyer home warranties protect against unexpected repairs.

A home warranty purchased by the buyer of a house usually covers mechanical failures of many systems and components for one year. Buyer home warranties protect the buyer from unexpected repair expenses that could have been missed in the home inspection. Typically, a claim will require a standard deductible which substantially decreases costs for repairing covered systems. Buyer coverage home warranties receive renewals and typically include a list of licensed and qualified contractors to complete any required repair.

Seller Coverage Home Warranty

Seller coverage home warranties increase sales opportunities.

A seller coverage home warranty is typically purchased to make property more attractive to potential buyers. The seller coverage home warranty provides the buyer with a sense of a safer investment than a house without a warranty. It also protects the sellers against unforeseen repairs while the home is listed for sale. In typical real estate negotiations, the home inspection results play a role if large repairs are requested. If a seller coverage home warranty is in place, these negotiations are easier.

Selection of a Home Warranty Program in Alabama

Research all types of home warranties in Alabama.

Whether the program is a buyer or seller coverage, careful selection of the best home warranty is important. Purchasers should carefully research home warranty companies in Alabama and make a list of those programs matching the needs of the situation. Characteristics of home warranty programs in Alabama include premium pricing, deductibles, coverage effective dates, claim service, renewal clauses and contractor quality. Purchasers can read reviews and check with the Better Business Bureau as well.

References

• Home Inspections USA: Alabama Home Warranty Companies