Budget Planning Tools

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Tools for Budgeting

Whether you’re trying to create a budget for your business or your household, budget-planning tools can make your budgeting job easier. Everyone should have a budget, but most people don’t want to take the time to do one. Budget planning tools, such as budget software packages, can help you determine your expenses, income and how to reconcile the two so you come out ahead at the end of the month.

  1. Mint Software, Inc.

    • Mint Software, Inc. offers a free online personal budget planner. The patent-pending software will coordinate your finances between your bank or credit union accounts and your credit cards to provide you with an up-to-date picture of your finances. The software will categorize your expenses and then analyze your personal financial situation and recommend ways to save and make money. Once you set up your budget, special notices will alert you to such things as when you’ve gone over or are getting close to exceeding the budget or have a bill that’s due for payment. Mint is securely connected to more than 8,000 financial institutions in the United States. Registration is anonymous with only a valid email address required.

      Mint Software, Inc.
      415-402-0230
      mint.com/personal-budget-planner/

    Centage

    • Centage’s Budget Maestro software is especially helpful for small to medium size business’s budgeting, financial forecasting and decision-making needs. The software includes built-in dual-journal entry intelligence so the debits and credits, revenues, expenses, equities, cash accounts, etc., are properly recorded. This allows for accurate reports and easier adherence to your company budget. Reports are automatically retrieved from the entries, providing you with an accurate picture of your revenues and expenses. For instance, the Balance Sheet is created directly from the Profit and Loss entries; the Statement of Cash Flow is automatically created from the Balance Sheet. Budget Maestro also includes powerful scenario planning tools to help you make the right financial choices for your company’s future.

      Centage
      190 North Main Street, 3 rd Floor
      Natick, MA 01760
      800-366-5111
      centage.com/products-budgetmaestro-financial-reporting.htm

    RAC Software Inc.

    • RAC Software Inc.’s FMW Web software combines budgeting, planning, forecasting and reporting to provide you with a complete financial picture of your business. The software includes two main functions for creating and maintaining your budget. The first, an interface similar to a spreadsheet, can be customized for selecting and viewing information. Text notes with specific fonts, colors and other formatting can be attached to the spreadsheet and integrated into reports. The second function, a journal-entry system, allows you to analyze your budget and then plan and forecast expenditures. Also to help with forecasting, the software provides modeling tools such as allocation of resources, calendar planning and what-if scenarios.

      RAC Software Inc.
      1540 Cornwall Road Suite #215
      Oakville, Ontario, Canada L6J 7W5
      905-842-7100
      racsoft.com/content/?page=Solutions

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