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Most people don't understand what a deductible is and what purpose it serves in the world of insurance. So here is a bit of help. A deductible on a dental policy serves three purposes: a means to set premiums, a deterrent for frivolous claims and a way to classify dental policies. Therefore it is safe to say that dental deductibles... more »
Homeowners insurance guarantees the cost of repairing damage to a home caused by an accident or an act of nature. However, your insurance policy includes a deductible, and this is the amount you must pay out of pocket before the insurance pays the rest. Homeowners often choose the amount of their deductibles to suit their own... more »
You work hard for your money, so why should you have to pay too much for homeowners insurance? You are not stuck with the current cost or new quotes for homeowners insurance. You may be surprised to learn that there are many ways you can lower homeowners insurance costs and keep more money in your pocket! more »
GAP stands for Guaranteed Auto Protection. It is an optional type of auto insurance that is available in many states if you still owe money on a new or used vehicle. GAP insurance offers protection against financial liability for those who have financed a vehicle which the market value or actual cash value (ACV) is less than what is... more »
Cutting your household expenses doesn't have to mean washing and re-using Baggies and living on rice and beans. (Unless, of course, you like washing Baggies and never get tired of rice and beans.) You can save some serious money with a few barely noticeable changes. more »
A deductible is used by insurance companies as a method of making sure customers absorb part of the risk of being insured. You can adjust your... more »
A car insurance deductible is the amount an insured party pays to repair or replace a damaged vehicle before the insurance company begins covering... more »
Your home insurance deductible affects the amount you pay on your homeowners insurance each month. The lower the deductible, the higher the cost.... more »
Car insurance in its infinite complexity can confuse you to the point where you're not sure what the best coverage is for you and what type of... more »
Paying insurance premiums is something that has become a necessary part of life, whether for your home or automobile. It is a means to protect... more »
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