Retirement Planning Videos

Changing jobs with a 401(k) offers two different options; one can transfer to a new employer's 401(k) plan or use an IRS rollover. Choose how to transfer 401(k) funds when switching employers with...

Avoiding hardship withdraw penalties with a 401(k) involves making sure the hardship falls under the IRS guidelines for an emergency financial need, such as funeral expenses, college tuition or to...

Determining how much to save in a 401(k) plan depends on the amount an individual is able to spare each month out of their paycheck. Maximize 401(k) contributions to better plan for the...

Figuring out if a 401(k) plan is a good investment requires reading through a company's 401(k) prospectus, determining a personal tolerance for risk and analyzing an employer's contribution....

Accessing 401(k) contributions in case of an emergency is possible without penalties when the situation is an IRS-deemed hardship or disability. Avoid penalties when withdrawing form a 401(k) with...

Using target market timing in a 401(k) is beneficial in both a good and bad economy, though participants never have an opportunity to purchase shares at a specified price. Use target market timing...

Repaying a 401(k) loan usually requires making 60 equal monthly payments over a five-year time period, often in the form of payroll deductions. Repay a 401(k) loan to keep saving money with tips...

The key to borrowing money from a 401(k) is to conduct thorough research to avoid fines and penalties, take out a loan of up to half of the total principal and establish a monthly budget to repay...

To purchase a home using a 401(k), be cognizant of the penalties and taxes that may apply by the IRS, and make sure that using 401(k) money is less expensive than other alternatives. Consider...

Withdrawing 401(k) money without penalties requires waiting until the minimum age for taking out money, requesting an old 401(k) fund from past employers or taking out a loan from it to avoid...

Withdrawing money from a 401(k) might result in facing IRS penalties and taxes unless the money is used to stave off hardships, pursue advanced education or pay off uninsured medical bills. Avoid...

Saving money for future college expenses is possible through a 529 plan, available in every state and offering a lot of versatility in regards to choosing a college or university. Use a 529 plan,...

Contribution limits for 401(k)s include both government limits and employer limits, which are rising each year to accommodate for more saving. Learn about 401(k) contribution limits, the...

Employers have 401(k) contribution limitations to restrict employees from contributing more than a certain percentage or amount to their investment each year. Compare an employer's contribution...

Avoiding penalties with a 401(k) rollover requires getting advice from a qualified tax advisor, thoroughly researching the new location for 401(k) money and collecting the IRS paperwork necessary...

Compound interest grows as the investment grows over a given period of time. Understand this form of interest with tips and advice on how to invest wisely from an experienced financial adviser in...

Discounting interest allows businesses to continue, even through times of high-interest rates, by borrowing against closing costs. Understand this form of interest much better with tips and advice...

The IRS allows people of a certain age to contribute more than the maximum to a ROTH IRA. Discover why this is the case, and how it can benefit people who began saving for retirement late, with...

Investors must make a living income to be eligible to invest in a ROTH IRA because an IRA it in place to help people avoid paying high income tax. Decide if a ROTH IRA is a good investment and if...

ROTH IRA contribution maximums are determined by the age and income of the investor. Decide if a ROTH IRA is a good investment, and if eligibility plays a factor, with tips and advice on how to...

IRA retirement accounts are set up by the Internal Revenue Service for the purpose of growing invested money in a qualified tax plan. Discover the money making power of retirement accounts such as...

Contesting a will usually happens after an individual passes and individuals come forward claiming to deserve something from the will. Be protected by using a well versed lawyer to write an...

A will is probably the most important document that anyone can ever put together, because it takes your life's work and decides what will be done with it after passing. Write a valid will with...

Under the Public Information Act, wills are open to the public, and anyone may see anyone else's will. Find out how to see anyone's will with tips and advice from an experienced financial adviser...

There are many types of wills and deciding between them is the first decision when designating beneficiaries. Learn about the different types of wills available through tips and advice from an...

An elder law attorney is an individual that works with wills and trusts, taxes, probates and beneficiaries. Decide if hiring an elder law attorney is best for writing a will with tips and advice...

A will is in effect after death, but power of attorney is a living document. If a person is alive but incapacitated, the rights over assets and their care can be given to a third party. Know the...

A will should be made or written around the adulthood whether there are many or few assets. Be prepared for the worst at all times with a will and plan to distribute assets accordingly with these...

A living will is an instrument that allows an individual to speak for themselves, through the will, if they cannot in real life. Protect possessions with tips and advice on how to write a living...

A will is probably the most important document that anyone can ever put together, because it takes your life's work and decides what will be done with it after passing. Write a valid will with...

A family of mutual funds is really a specific sector of the economy such as telecommunications that has many related funds within it. Understand what is meant by the word family when referring to...

Core mutual funds look at the company's core business, whether it is retail or service, and bases decision on that. Understand what is meant by the word core when referring to mutual funds and how...

A growth mutual fund is designed to grow the money invested in it by paying attention to industries with high expectations of growth. Understand what is meant by the word growth when referring to...

A mutual fund is a key product that is designed to accumulate money for the investor. Invest wisely into something that will grow and help with retirement with tips and advice from an experienced...

A balanced mutual fund allows an individual to place dollars with a mutual fund company, who in turn invests the money in more than one area. Understand what is meant by the word balanced when...

A mutual fund expense ratio is the ratio between what is invested and expenses that these companies take on in offering these investments to the general public. Expect to pay the expenses that a...

A living will is an instrument that allows an individual to speak for themselves, through the will, if they cannot while they are alive. Protect possessions with tips and advice on how to write a...

A will & testament is an instrument that allows an individual to speak for themselves, through the will, if they cannot in real life. Protect possessions with tips and advice on how to write a...

A will should be executed with an able attorney and have declared beneficiaries. Write a valid will with tips and advice from an experienced financial adviser in this free video.

Mutual funds are widely available from a variety of financial institutions such as banks, credit unions and brokerages. Know where to go to buy into mutual funds and invest money with tips and...

How lengthy is estate planning? An estate plan can work out over the course of many years. Learn how long estate planning takes from a registered financial consultant (RFC) in this free personal...

A well qualified estate planning attorney will ensure that assets are protected. Learn about estate planning attorneys from a registered financial consultant (RFC) in this free personal finance video.

A good estate planner is required first and foremost to be a good communicator. Learn the requirements to be an estate planner from a registered financial consultant (RFC) in this free personal...

Related to estate planning, there are two types of probate, one is probate while living, and one is probate after death. Learn about estate planning and probate from a registered financial...

Retirement and estate planning go hand-in-hand, and both bring the ability to enjoy life based on the power of saved money. Learn about retirement and estate planning from a registered financial...

Estate planning and asset protection is a must, as It is possible for a person's assets to lose principle going forward. Learn about estate planning and asset protection from a registered...

Protect an estate plan from suits related to fatal accidents. Learn about fatal accidents and estate planning from a registered financial consultant (RFC) in this free personal finance video.

With the complexity of some people's assets, a family estate planning trust is a good idea. Learn about family estate trusts from a registered financial consultant (RFC) in this free personal...

It is important to know what part of an estate is taxable. Learn about taxable estates from a registered financial consultant (RFC) in this free personal finance video.

Estate planning requires frequent updating of final disclosure. Learn about estate planning final disclosure from a registered financial consultant (RFC) in this free personal finance video.