Retirement Planning

A secure and stable retirement is a dream many in the work force look forward to, cling to even, as they get older. The earliest age you can retire and claim benefits is 62, according to the...

Spouses of workers who paid at least 40 quarters (or 10 years) of Social Security taxes are eligible for spousal benefits. These benefits are equal to half of what the person who paid into Social...

Although Medicare recipients have been able to receive their benefits through private health plans since the 1970s, the Medicare Modernization Act of 2003 (MMA) created the Medicare Advantage...

If your spouse has died recently, you may be eligible for benefits from the Social Security Administration. You may qualify to receive a lump-sum death benefit as well as monthly payments....

Deciding on when to take your social security benefits can have significant financial implications for you and your spouse. This article will guide you on how to know when to take your social...

Several factors can affect your Social Security retirement benefit amount. These include how long you have worked; whether you continue to work; how much you have earned; how much you have...

Once you have made Social Security contributions for approximately 10 years or more, you are eligible to receive reduced benefits at age 62. There are several routes you can take to begin the...

There are several ways to figure out what Social Security benefits you can expect when you retire. Social Security was started in 1935 by President Franklin D. Roosevelt. Social Security...

You should not have to worry about the livelihood of the corporation that is paying your pension plan. Unfortunately, a situation may arise in which your company declares bankruptcy. There are...

The decision to apply for early Social Security benefits is sometimes prompted by unexpected unemployment, sometimes by health issues that make continuing to work difficult or impossible, and...

Social Security benefits are available to retirees who are a minimum of 62 years old and have paid into the Social Security system while employed. Benefits are also available to survivors of a...

An important part of retirement planning is deciding when to begin taking Social Security benefits. While it may be appealing to take benefits as soon as you are eligible, delaying benefits may...

Social Security retirement benefits are an important factor in the retirement plans of many Americans. According to the United States Social Security Administration, benefits are available to...

Fibromyalgia is a chronic disorder which causes pain, fatigue and depression in those diagnosed. For many people, the disease is debilitating, leaving them unable to perform job functions they had...

If your spouse has worked for up to 10 years, you may be eligible for widow's benefits through Social Security when he dies. According to the Social Security Administration, widow's benefits may...

According to the Social Security Administration, a divorcee is eligible to receive Social Security benefits from an ex-spouse's record if the marriage lasted at least 10 years. The divorcee must...

According to the Social Security Administration, it is possible to receive Social Security benefits while working. People age 62 or above who are eligible for Social Security benefits may apply to...

According to the Social Security Administration, retirees that are eligible for Social Security benefits can start collecting these benefits between the ages of 62 and 67. The full retirement age,...

Whether you retire at age 62 or wait until you reach full retirement age, applying for social security benefits has never been easier. The Social Security Administration's online application...

According to the Social Security Administration, up to 85% of Social Security benefits may be taxable. The percentage of taxable Social Security benefits depends on the amount of retirement income...

The Social Security Administration can deny claims if certain qualification criteria are not met. The most common denial is of applications for disability benefits. According to the Social...

When you can start receiving your Social Security depends on your age and verification that you have completed 40 quarters of qualifying work. Every year the Social Security Administration mails...

The Teacher Retirement System is a State run retirement pension program. There are TRS programs in all fifty states. Here's how to participate and become vested in Teacher Retirement System.

The government announced that there would be no Social Security cost-of-living adjustments, or COLAs, in January 2010. Because inflation may remain low for a while, this policy may extend to 2011...

Even if you've never worked or paid into Social Security, you can collect on a spouse's benefits if you're 62 or older and were married for at least 10 years. This is true whether your spouse is...

Providing untrue information to the Social Security Administration in order to secure disability benefits is a false disability claim. It is illegal whether the claim is for you or on someone...

Social Security is the U.S. federal government program that provides economic assistance to the unemployed, disabled and elderly. It is financed with mandatory contributions by employers and...

According to the Social Security Administration, most American workers receive Social Security benefits after retirement. Almost one-third of retirees receiving Social Security benefits are...

Spousal Social Security benefits can be paid to the spouse of a worker who has paid into the Social Security fund. These benefits can be collected even if the spouse never contributed to the fund....

To be eligible for social security retirement benefits you must have at least 40 work credits, earned at a maximum rate of four per year of work. The amount of your benefit is determined by the 35...

Whether you're active-duty military, active reserves or a National Guardsman, you are eligible for some form of retirement benefits when you reach 20 years of service. This benefit is based on...

Medicare provides health insurance to most Americans over age 65 as well as many disabled people. Most Americans who work at jobs that pay into Social Security eventually become eligible for Medicare.

The Social Security Adminstration provides death benefits to surviving family members, including former spouses, under certain circumstances. Whether you qualify for benefits on an ex-spouse's...

When deciding whether or not to join the military reserve many potential recruits see it only as a way to pay for college or supplement their current income. However, the military reserve helps...

The Social Security program provides retirees and the disabled with income after retiring or to persons unable to work. The program is administered by the United States government, which keeps...

A variety of companies offer retiree benefits to give employees a range of options. The benefits provide a number of advantages that help put a business in a better position than companies that do...

Since Social Security was established under the New Deal in 1935, millions of Americans have depended on its benefits to live out their retirement years comfortably and in good health. However,...

If you are a military veteran or the spouse or dependent of a veteran, living or deceased, you may be eligible for retirement compensation benefits from the Veteran's Administration, your state...

There are a number of reasons for the Social Security benefits system to be cut off. Proponents of the measure have suggested all types of solutions, including a staggered approach to an all-out...

Being married seems to be what communities encourage people to do. Unfortunately, many government programs seem to create the opposite effect. Married couples suffer the marriage penalty in the...

Every year, millions of Americans apply for Social Security benefits. Most workers nearing the retirement age (currently 62) can apply for benefits three months before they want to start receiving...

Social Security was enacted in 1935 to help retired citizens by providing them with money after retirement. The original retirement age was set at 65, but the Social Security Amendments of 1983...

Social security was implemented in 1935 to provide a continuing source of income for citizens who had retired. There is a limit on the amount of money you can make while receiving social security...

There are a few programs that give financial assistance to the elderly, retired or disabled U.S. citizens. For instance, Supplemental Social Security, or SSI, is granted to qualified individuals...

Social Security benefits are available for children in a number of circumstances. If you're retired or disabled, your child or grandchild may receive benefits on your claim. If a child's parent is...

If you have a disability and are receiving disability benefits from the government, you may be wondering if there is some kind of review expected at certain ages. According to the Social Security...

Accelerated pension benefits entail reductions in overall benefits and early withdrawals, which come with significant consequences. They can include taxes, penalties, investment loss and reduced...

Certain Social Security benefits are available to divorced spouses based on the higher wage earning spouse's earnings record. This can help some people who have ex-spouses that were higher wage...

A number of rights are granted to retired citizens that were not previously available. In addition, many laws and provisions are mandated by the government to ensure that retirees are protected...

Social Security is a system established during the 20th century in the United States to guarantee older Americans funds to use during retirement years in exchange for payments made from wages....