Other Areas of Law

An automobile accident is a very stressful situation, especially when you're not sure what to expect from the insurance claim process.

Suffering injuries in an auto accident becomes even worse when the other driver's auto insurance policy has coverage limits that do not fully compensate you for your injuries. However, your...

Insurance claims can be tricky, but they are certainly not impossible to navigate yourself. If you are about to file a claim with your insurance company, you may consider doing so yourself....

When your insured property is lost, damaged or stolen, your insurance company will require a great deal of documentation to prove the state of the insured property, the value of the insured...

Filing an auto accident personal injury insurance claim begins at the accident scene and doesn't end until you receive adequate compensation for your injuries. At the accident, you can start...

A Social Insurance Number (SIN) is a special identification number issued by Service Canada to Canadian citizens and residents. A SIN is a vital part of everyday living in Canada, especially since...

Successfully negotiating a theft insurance claim requires that you have appropriate documentation. Insurance claims based on theft are subject to close scrutiny by insurance carriers. The...

With the increasing costs of car insurance, it can become difficult for some people to afford the premiums. However, the costs involved if you get into a car accident without insurance can be...

Vendors that do business in cities and municipalities are typically required to provide evidence of having adequate insurance and bond coverage. This will need to be provided to the city, where...

Life insurance is valid in a war zone as long as the policy states that it is. It is important to go over your life insurance policy before you travel to any high risk areas or out the country. A...

When it comes to insurance, you have to be on your feet when filing a claim. When you are filing a claim due to fire, you need to be informed on the steps that must be taken to make the recovery...

Long-term disability insurance is available to many people through their employer or other group affiliation. It can also be purchased individually. Despite the prevalence of this insurance, those...

A "settlement" generally refers to the sale of a life insurance policy before it matures. Although a settlement will always be less than the policy's face value, a settlement by a senior (age 65...

It is not uncommon for a health insurance provider to deny a claim for medical devices. If you receive a denial, do not be discouraged; you can appeal the denial if the medical device is covered...

The process of filing an injury claim includes accurate reporting of accident details and the proper completion and assembly of documentation. The following are some general steps to follow when...

Handling your own car accident claim with an insurance company is a difficult feat, which is why many claimants seek the assistance of an attorney. If you cannot afford representation, however, or...

Immediately after a car accident, the last thing you'll likely be thinking about is insurance information. How much coverage you and the other driver have, however, is one of the most important...

There are several insurance companies that offer short-term automobile policies. While you can borrow a car and obtain insurance (e.g., for one day or at least one month), you will face typical...

If you have an older car that you can't, or don't want to, sell you can donate it to a charity. Many charities will accept cars, including missionary societies. Once the charity receives a car, it...

Consumer complaints about insurance companies often result from denied claims, increased premiums, or poor customer service. Abuse of discretion complaints can refer to a wide range of issues....

After you get married, you should consider getting life insurance for your spouse. Life insurance for a working spouse is often recommended to decrease the household's financial exposure if the...

Insurance coverage protects you or your business in the event of stated risks. Insurance needs are not static. For instance, as your business grows, you should consider obtaining greater coverage....

You have been involved in a car accident. This is the first time. You are in shock. You reach for your cell phone, wanting to call someone for help, but don't know who to call. You don't know what...

In a modern day filled with cars, homes and many high-end products, consumers are needing more insurance. In purchasing an insurance policy, consumers pay a premium in exchange for coverage of...

Made famous by the 1944 film noir movie of the same name, double indemnity is a clause in a life insurance policy whereupon the insurance company pays a certain amount extra in the event of...

This article will debunk any myths you may have heard about car insurance claims and will equip you with the knowledge you need to effectively make a claim. The information in this article...

A number of laws directly focus on medical practices. These laws can have profound effects on care delivery, paperwork processing methods and business practices within the health care industry....

You have been injured in a car accident and have been handling your personal injury (PI), also known as bodily injury (BI), claim with the insurance companies. You are trying to figure out who...

Insurance fraud involves willful misrepresentation by a policyholder, applicant or insurance company resulting in injury of some form. Insurance fraud schemes usually occur during one of these...

Vehicle depreciation, known as "diminution" or "loss of value" in U.S. law, is the difference in value of property value immediately preceding and directly following its damage. In auto liability,...

HIPAA, or the Health Insurance Portability and Accountability Act, was enacted in 1996. As a result, limits have been put in place when it comes to who can view an individual's medical records and...

Dealing with the aftermath of a flooded basement can be a frustrating and costly process. You may be wondering how to get your insurance to pay for the damage. The standard homeowner's insurance...

Artificial insemination is an conception method through which women become pregnant under certain circumstances, including infertility in either or both the male and female partners wishing to...

Insurance companies play a critical role in patient health by pooling risk (through collecting premiums from a large number of individuals) to cover specific medical expenses incurred by...

A few countries have enacted the International Insurance Act. These countries include St. Lucia, Belize, Samoa, Botswana and Grenada. The purpose of these acts is to facilitate offshore banking...

When someone gets injured or has property damaged, it's only fair that the person or people responsible pay. Usually deciding who is at fault can be costly and time consuming, and can even involve...

There are various reasons why you might need to file a complaint about a local dentist. You can complain if you received incorrect treatment or were charged excessive fees. Other reasons might...

Under the Internal Revenue Code, taxes must be paid on income "from any source derived." Considering that rather broad definition of taxable income, there are some exceptions to benefits a...

The Veterans' Benefits Improvement Act of 2008 was enacted to administer improvements to Chapter 38 of the United States Code dealing with veteran benefits. Sen. Daniel Akaka, D-Hawaii, presented...

Bonded and insured refers to two different types of financial protection that individuals or businesses may be required to purchase in order to work in an industry or to qualify for a job...

If personal injury occurs that may be due to negligence on some party's part, you need to have an idea of how the legal and insurance systems are set up to respond.

The Unfair Claims Practices Act, also known as the Unfair Claims Settlement Practices Act, is legislation designed to protect consumers from inappropriate conduct of insurance companies. The act...

When a person dies, there may be situations when an affidavit of domicile will be needed. It is a document filed in the courts to establish the deceased's place of residence to transfer assets,...

Passed in 1996, HIPAA, or the Health Insurance Portability and Accountability Act, helps workers to retain health insurance when they change or lose their jobs and protects the privacy of...

If you were involved in an auto accident and the other driver was at fault, you may be entitled to compensation for property damage, personal injury, pain and suffering, lost wages, and in the...

Active, retired and disabled veterans, or their dependents, surviving spouses, children or parents can tap into a wide range of benefits provided by the U.S. Department of Veterans Affairs (VA),...

Legal precautions for a nurse are important since health care is a place for big lawsuits. We don't think about that much when we are giving care, but when we do, it can be intimidating. ...

Social insurance is a form of protection that is provided by government that can come in the form or medical coverage or income. In the United States there are various types of social insurance...

If you are an insurance agent and move from the state of Washington to California, your insurance license will not transfer with you when you move. This is because each state has their own...

If you were involved in an automobile accident but were not at fault, whether it was a major accident or a fender-bender, you may think that the liability insurance of the at-fault driver will...