Consumer Law

Receiving a bad check is a frustrating experience. With that understood, you have specific rights to recover what is due and owing to you as the result of a bounced check written to you. In order...

Intro Whenever a person is communicating by mail with a credit card debt collection company, a Certificate of Service letter should be sent with each piece of communication. A Certificate of...

Receiving phone calls from collection agencies can be tremendously frustrating. The phone may ring at all hours of the day and night. Collectors may call your place of employment, putting your job...

Lemon laws are a type of state law in the United States that protects consumers who purchase or lease new (and in some states, used) cars. If the vehicle has defects or problems that cause it to...

A lemon law letter, also referred to as a “last chance” letter, is correspondence directed to the dealership where you purchase your vehicle that gives the dealer one final attempt to rectify the...

For no good reason, some landlords withhold security deposits from responsible tenants. They may assume the tenants will not go through the effort of pursuing legal action to return the deposit....

Occasionally, you may receive a bill from a doctor, hospital or other medical provider which you believe is in error and does not accurately reflect medical services you or someone in your family...

Almost any type of unpaid debt can end up owned by a collection agency. Collection agencies are companies that purchase old consumer debts from the original creditors for pennies on the dollar...

You know you're right but they won't listen to you? Here's some ways to get their attention. They will sit up and take notice when you do any of these in response to their unwillingness to help.

If you, like many others, are a victim of in-your-face advertising that does not deliver the aspects of a product that they say it will, then you can step up and write them a letter of complaint....

Have you ever signed a contract and then regretted it a day later? Say you were to sign an agreement with a fitness club then went home to discover that someone just bought you a treadmill. Now...

I know I usually tell you how to earn money online but this article will tell you how to save money or not be fooled by this obvious lottery check scam. IF IT SOUNDS TO GOOD TO BE TRUE, IT’S...

When you receive a demand letter, it can be a little daunting, especially if it came from a creditor or company who is claiming you owe them a large amount of money – and you have no idea what...

Sooner or later, everyone will have a problem with a person or a company. They will feel very angry and helpless because they don't know where to turn for help. They may feel victimized by a big...

You signed up for that gym membership with the best of intentions, but now you want to break the gym contract because you rarely go there to workout or can’t afford it any longer. Although the gym...

The Freedom of Information Act (FOIA) is the way to obtain all kinds of government records from the United States Government. But the government doesn’t always give you what you ask for. So what...

You check your credit report on a regular basis. Everything has been reported correctly until now. You need to investigate the discrepancy in a timely manner; you have rights as a consumer to...

A settlement demand letter is written to kick start the nogotiation process. It's, by definition, a letter that clearly states the grievance you have along with the sort of settlement you feel...

There are many ways to file a credit report dispute against negative entries. The most popular method is to write a letter and send it certified mail to the credit bureau. You can also submit a...

There are ways to protect yourself without each and every time running to a lawyer. Although, it is recommended you have a legal professional, you can change existing contracts in the manner I...

Did the thingamabob break off of your whatchamajig? Did you get a bill you didn’t owe? Does the idea of trying to get someone to resolve your customer service problems fill you with dread? Well,...

It is important to used certified mail to send legal letters. This is very important when sending a letter of demand. It is also necessary when disputing items on your credit report, or...

A letter of agreement is usually used for smaller projects when it is necessary to provide more than just a handshake as a means of agreement. While a letter of agreement is not recommended for a...

In civil cases, a lawsuit is generally preceded by a demand letter. Writing the letter is usually the first step an attorney will take if they've been retained in some civil dispute. While most...

Writing a complaint is best done while the iron is hot. This tends to capture all of the detail and expression of dissatisfaction. If you wait until you cool off to write your complaint you may...

At some point after signing a letter of agreement, you may want to cancel the terms of your contract. You may have found the service unsatisfactory and wish to be released from your obligation....

The time comes when you need to formally complain about poor service, low quality, incomplete orders, inadequate attention, etc. You want action! Draft a letter of complaint and make your letter...

If you've been scammed, harassed or unfairly treated, let the right people know and get some recourse.

Have you ever had to face a Small Claims Court matter but couldn’t afford a lawyer and so you had an agent represent you? By agent, that could be a friend, family member or a paralegal--a person...

If you have a complaint against your dry cleaner, the best route is to try to solve it with the business owner. If that cannot be achieved, filing a lawsuit them may be your only option.

Sending a letter by Registered Mail assures you that your letter will get to its final destination safely, provides insurance in case of loss and proves precisely when it was delivered to your...