Bankruptcy Law Videos

Bankruptcy or insolvency as it is known otherwise is basically a legal declaration of the inability to pay off the debts. Precisely a legal option, bankruptcy offers the debtors an option to give...

Filing for bankruptcy for a second time generally means that there is a serious financial problem in the way an individual or business is handling money. Consult a bankruptcy specialist to decide...

Unknowingly writing bad checks will generally not land a person in jail, but repeated and intentional use of bad checks can lead to criminal prosecution. Consult a criminal attorney experienced...

Chapter 7 bankruptcy is the simplest form of bankruptcy and involves the bankruptcy court looking at assets versus liabilities to determine a payment plan. Discover how some debts may be...

Protecting money and assets during bankruptcy proceedings is difficult because you are required to report all cash, real property and personal property to the court. Consult a specialized lawyer...

File for bankruptcy by looking at information on the Internet about the policies and procedures requires for declaring bankruptcy. Learn why it's best to hire a bankruptcy lawyer with information...

Many housing loan companies look at bankruptcy similarly to the way that they look at first time buyers, and will offer mortgage loans. Learn how loan companies will look at income stability and...

Student loans cannot generally be discharged with a bankruptcy filing, but a separate motion can be filed to claim a student loan if there are special circumstances. Consult with a bankruptcy...

Obtain credit after a Chapter 7 bankruptcy by listing your bankruptcy on the application and demonstrating that you have the ability to make payments on the credit line. Be sure to have a stable...

Active duty members of the military are able to file for bankruptcy, even though they are generally held to a hire standard of conduct than normal citizens. Hire a bankruptcy lawyer to begin...

Bankruptcy rules are upheld by the federal bankruptcy code and fall into different types, which determine how debt will be determined and paid off. Use a bankruptcy lawyer to interpret the laws,...

Anyone in the United States can file for bankruptcy, but it is not an easy process and generally requires the assistance of a specialized lawyer. Decide whether filing for bankruptcy is the best...

Applying for a credit card after going through bankruptcy is similar to obtaining credit for the first time and will be looked at by credit companies in the same manner. Apply for a credit card...

To get a loan after filing bankruptcy, be upfront about the bankruptcy and demonstrate a stable income and a positive debt to income ratio. Discover how people who have filed for bankruptcy can...

Because of reform in the bankruptcy laws, filling for bankruptcy due to a divorce, in order to get out of paying alimony or for the divorce, is no longer allowed. Learn about the credit situation...

Pay off credit card bills without filing for bankruptcy by consolidating credit debt or negotiating with individual credit card companies to obtain a lower rate. Consult with a financial adviser...

Bankruptcy is a legal proceeding that takes place in the federal bankruptcy court, in order to have your financial conditions considered and a payment plan established. Contact a bankruptcy lawyer...

A judicial foreclosure is what is required in modern times, and this is when a complaint is filed to allow the lender to obtain ownership of a house. Find out how foreclosure laws have changed...

Check a particular mortgage and state laws to define what steps must be taken by a lender to institute a foreclosure action. Discover how lenders can institute foreclosure action with help from a...

All 50 states have their own versions of foreclosure law, but they generally state that a lender will sure someone to foreclose on their property if a debt is not paid. Learn about judicial sales...

The mortgage foreclosure process can vary from state to state, but it's usually when a lender institutes the foreclosure to obtain ownership of the borrower's property. Avoid mortgage foreclosures...

In order to foreclose on a piece of property, the lender must proceed in a fashion that has been set forth in the statute of a given state to provide notice and an opportunity to redeem the...

Voluntary foreclosure requires the agreement of a particular lender, which depends on the lender determining if the property's worth will satisfy the outstanding debt. Find out how a voluntary...

In Florida, mortgage foreclosure is similar to every other state in the United States. Make mortgage payments or renegotiate the terms of a mortgage in Florida with help from a civil mediator in...

Pay the back mortgage payments, interest, attorney's fees and incurred costs to stop a mortgage foreclosure. Contact the lender to renegotiate the terms and conditions of a loan with help from a...

The best way to avoid foreclosure is to make mortgage payments on time and in accordance with the mortgage. Come up with a temporary payment plan by contacting the lender with help from a civil...

In order to legally stop a foreclosure, a person may choose to lower their interest rate or extend the term of the mortgage. Contact an alternative lender if the conventional lender is not...

Florida statutes, homeowners associations' assessments and dues can make a homeowner liable for unpaid dues. Make sure to pay individual liabilities with help from a civil mediator in this free...

Filing for bankruptcy will not stop a mortgage foreclosure, but it may delay the foreclosure so that payments can be made. Find out how to use a bankruptcy for the issuance of an automatic stay...

The best way to stop immediate foreclosure is to pay back the mortgage payments with interest, as well as attorney fees and costs incurred by the lender. Renegotiate the terms and conditions of a...

In order to stop a foreclosure due to lender fraud, a borrower has to prove that the lender engaged in some type of illegal activity. Learn about the Real Estate Settlement Procedures Act with...

There are some programs through the IndyMac Federal Bank that entail government assistance, which may provide assistance in stopping a foreclosure. Pay a mortgage directly or renegotiate mortgage...

The point of a mortgage foreclosure is so that a lender can satisfy the debt of the mortgage that is on a home. Consider lengthening the term of a mortgage or contacting an alternative lender with...

The USDA does not provide direct financing, so loans from the USDA are insured. Contact the conventional lender to renegotiate the terms of a mortgage with help from a civil mediator in this free...

In order to put an emergency stop on a foreclosure, a person may have to sell their house or rent it out. Try contacting the lender to renegotiate the loan with help from a civil mediator in this...

HUD, or the Department of Housing and Urban Development, does not provide direct loans, so there will still be mortgage or loan through a conventional mortgage holder. Contact HUD to see if that...

Check with the Federal Housing Administration for government refinancing programs that will help in refinancing a mortgage and lowering the interest rate on a monthly mortgage payment. Get help in...

There is no law that requires a lender to read a hardship letter, but many want to see what the circumstances of an individual case were before considering granting leniency or refinancing. Use...

In foreclosure law, unless a lender agrees to accept a quick claim deed, the borrower is essentially giving that lender all of their interest in the property. Learn about the possibility of...

The law requires foreclosure proceedings when a lender loans money and payments aren't made, resulting in collateral being sold to pay off the debt. Discover how foreclosure provides an...

Filing a Chapter 13 bankruptcy proceeding will result in issuance of an immediate stay of any foreclosure, but it will only buy time until the bankruptcy court sorts out the financial situation....

If a house goes into foreclosure, the idea is that the lender is trying to obtain ownership of the house. Find out how ownership of a house may not prevent a lender from seeking a deficiency...

Filing for Chapter 11 bankruptcy can delay foreclosure, but it's not going to stop foreclosure. Use bankruptcy to reorganize a debt, not to eliminate it, with help from a civil mediator in this...

Bankruptcy and foreclosure can both be bad situations, and determining which is worse depends on the individual's situation. Decide whether to liquidate assets or sell a home to pay off a mortgage...

Filing bankruptcy before foreclosure action starts will result in an automatic stay of the proceedings, but it won't stop the foreclosure altogether. Stop a foreclosure by making mortgage payments...

The government can assist in stopping foreclosure through programs in which the government offers assistance in guaranteeing loans so that property can be refinanced. Find out how the government...