Healthcare Industry

With continually escalating health care costs, the average person can find it difficult to pay for health care without insurance. One problem with some health insurance policies is that they won't...

When you go off to college, it's important to think about your health care. If something were to happen and you do not have health coverage, it could cause you serious financial trouble. There...

If you are a Medicare participant you might want to consider purchasing Medigap coverage. Medigap is referred to as supplemental insurance, which is normally purchased through privately run...

Medicare supplemental insurance plans are a form of senior health insurance that fill the gaps in coverage often left by Part A and B coverage. These plans are purchased through private insurance...

COBRA, short for the Consolidated Omnibus Budget Reconciliation Act, allows workers and their families to maintain health care insurance in the event of a job loss, reduction of hours, death or...

When a couple is faced with infertility, several therapeutic options are open to them. Many of these are costly and are rarely covered by health insurance companies. However within the past...

Often times, having health insurance isn't enough to cover all the expenses of being sick or injured. Having two separate insurance plans can become pricey, so you may want to look for subsidiary...

The Consolidated Omnibus Budget Reconciliation Act, commonly known as COBRA, allows individuals to keep their spouse's health insurance after a divorce. Opting for COBRA continuation coverage can...

Hospice care, also referred to as "end-of-life" care, may be a difficult subject for many to address. For those who are placing a loved one in hospice care, or are facing their own care options,...

Millions of Americans are covered by a group health insurance plan. Those who are eligible for this type of health coverage have lower costs and less restrictions than those covered by individual...

If you've recently lost a job or if you've decided to start your own business, you've probably lost some sleep worrying about how to get health insurance for yourself and your family. Sure, under...

Many companies announce to their employees an open enrollment period where changes can be made to your health, dental and vision insurance choices. Once this open enrollment period closes, no...

If you are in a Medicare Part D prescription drug plan and think you're not getting your money's worth, or maybe you don't believe you can afford to pay the premiums any longer, it's possible to...

There are few greater joys in life than bringing a new baby into the world. For most, pregnancy is a time of anticipation and excitement, but for those unable to work due to pregnancy-related...

When you're expecting a new baby, health insurance coverage is probably one of the last things on your mind. However, it's one of the most important. With a little bit a know-how and a few calls,...

We all need health care, but it's one of the most difficult choices to make. Most of us have health care through our employer, but what if our employer offers many options to choose from. Others...

Many people are uneducated when it comes to health care coverage and the real costs that are paid. Educating yourself about your health insurance options is important to help you best deal with...

Although the exact estimate for uninsured individuals varies based on who conducts the insurance survey, the definition of uninsured, and the prevailing economic situation, it is a fact that not...

Health insurance plans are often confusing and complicated, sometimes making it difficult to get certain health care and procedures paid for in full. Patients who are concerned about getting their...

The ongoing efforts by Congress to overhaul the nation's health care system have led many to wonder how to define the key benchmarks of access and quality. What do experts mean when they speak...

Each year there is a change in the Medicare options available for senior citizens. November is the month that seniors who have Medicare coverage will be receiving information by mail from...

Health care insurance, the phrase makes you want to scream. What is it? How do I get it? Do I have enough of it? Although complicated, this short article will help you get the right coverage for...

Medicare is health insurance coverage for individuals who are age 65 or older. The federal government manages the program and designed it to protect the elderly. The program is available in...

If you underwent weight loss surgery and face a situation in which you need a new health insurance policy, you likely have some questions. The reality is that weight loss surgery generally is not...

The Department of Health and Human Services has an objective with making sure that the health of all Americans is protected and that they have essential human services especially for those who are...

Major medical insurance is a type of health coverage that pays the costs of nearly all medical treatments, procedures, and examinations. The purpose of this type of insurance is to ensure that...

In 2003, the Medicare Modernization Act replaced the Medicare + Choice program with Medicare Advantage (MA), or Medicare Part C. MA plans provide some additional benefits that are not covered...

Medicare insurance is a federal government-sponsored program that provides health coverage for hospital and doctor expenses. Medicare Parts A and B cover a certain percentage of these costs;...

People want and need health insurance. Information offered, unfortunately can be misleading. Some health insurance companies are just plain fraudulent. Others do not have the financial maturity to...

If you are without health insurance because of a job loss, the effects could be financially devastating and could have a negative impact on your health. There are ways to obtain coverage if you...

The Consolidated Omnibus Budget Reconciliation Act (COBRA) was enacted in 1986 so employers would have to offer employees the opportunity to continue health insurance coverage in certain situations.

When Congress passed the Health Insurance Portability and Accountability Act of 1966 (HIPAA), it created a health-care coat of many colors, containing seemingly disparate elements that impact your...

Health care service plans are needed by just about everyone to avoid financial devastation if someone in the family suffers a major injury or illness. Many people who are employed have the option...

If you are 65 or older, knowing about the gaps in your Medicare coverage is extremely important. Original Medicare, Part A and Part B, may not give you all the health care benefits you need;...

A value health plan is one that insures individuals who need insurance and cannot afford traditional insurance coverage or have no desire to get it. Though the option is not for everyone, these...

In the late 1990s, a Harris poll showed that both Canadians and Americans shared comparable views concerning health care, but that the United States' political leaders have not listened to the...

Cinergy Health, a low cost health plan provider, has two signature health plans: Cinergy Health Preferred 500 and Cinergy Health Preferred 1000. Neither plan covers catastrophic events. Instead,...

Medicaid is a joint federal-state funded program that provides free health care to eligible low-income individuals in the U.S. The Kaiser Family Foundation reports that states receive federal...

Medicare supplemental insurance and Medicare Advantage programs are both options for additional or alternative medical coverage for individuals enrolled in the Medicare program. Although some...

How to Student Health Insurance. Depending on your health insurance coverage, your college student may “age out” when they leave your house to attend college or grow old enough to not be covered...

How to Find Temporary Medical Insurance. If you’ve been laid off or have just graduated from college or graduate school and need temporary health insurance, here are some options. Medical bills...

How to Health Insurance. Health Insurance is one of America’s “big topics”. With millions of people uninsured in the United States, our nation is running behind the times. Further, medical...

One of the most talked about topics today is health insurance. Our nation is facing a crisis with so many Americans not having health insurance coverage. One contributing factor to this is the...

Secondary health insurance can provide great peace of mind, as it can, if picked correctly, fill in all the coverage gaps that your primary insurer is sure to leave. The number one mistake people...

If you look hard enough, you will find a health plan that covers your pre-existing condition. Depending on your situation, you might have to take immediate action to preserve coverage, or you may...

Most people are unaware that prescription drug coverage is not covered within the parameters of the Medicare program. However, government-reviewed and approved plans are available to consumers...

Health insurance is insurance coverage used to pay the majority of your medical bills generated from doctor visits, hospital stays and pharmaceuticals prescribed to you. Health insurance can be...

Although New Jersey is one the smaller states, it is very populous for its size. There are approximately 8.7 million people living in the state of New Jersey. Of the 8.7 million, 85% have health...

HIPAA, or the Health Insurance Portability and Accountability Act, is a federal law that allows citizens access to healthcare coverage after they have exhausted COBRA/continuation coverage. It...

Having health insurance coverage from a primary and secondary source can reduce or eliminate out of pocket health expenses. Health insurance providers have special rules for families with two or...