College Life

EFC stands for Estimated Family Contribution. This number is utilized by the school a student applies to and the federal government to determine how much a family can contribute to a student's...

The College Board reports that in-state college costs have increased 37 percent in the last 10 years. In 2009 the average costs for tuition, fees and room and board are over $14,000 for in-state,...

Though lawyers can make a lot of money once they graduate from law school and pass the bar exam, most lawyers started out as starving students. The cost of law school tuition varies from...

Paying the student loans back is the most important financial goal after graduation. Although the federal government and individual lenders have been very lenient about paying back loans for many...

Most of us in college have to get student loans, there's no way around it. If you're new to the student loan game, you're probably going to be lost, and I don't blame you! I want to show you...

For many students and parents, financial aid from the government in the form of grants, scholarships and federal loans are not enough to cover the rising cost of a college education. In order to...

The costs of college tuition makes paying for college up front nearly impossible for many students and their families. For students who graduated in 2008, over 65 percent finished school with...

Graduate school includes any post-bachelor degree education such as a master's, MBA or doctorate program. The cost of graduate school can vary widely based on the program of study, the school and...

College and graduate school are expensive, not only because of tuition, but also because you are rarely able to work enough hours to pay your bills. Many students turn to living expense loans to...

Consolidating your loans is a great way to save money. However it isn't always the best financial option. This guide will help you to decide whether you should consolidate your loans into a single...

Direct Loans are low-interest loans for students to help pay education after high school. The lender is the U.S. Department of Education.

Many young people go to college with no idea about how to manage college finances. The state of Kentucky conducted a survey of former students and found that "financial reasons" was one of the...

The federal Stafford loan program is a government-sponsored way to lend money to students for college. In order to be eligible for funding, all students must complete the Free Application for...

Student loan consolidation involves combining a number of loan obligations into one. Loan consolidation, in many cases, decreases the monthly payment one makes and affords the borrower a chance to...

With college costs rising at about 6 percent per year, the number of people who can pay the full amount of college tuition up front is decreasing. Scholarships can help lighten the financial load,...

The average tuition cost for an instate student at a public university for the 2008-2009 school year was more than $6,500. The tuition tab for one year at a private university during the same...

This brief article will tell you how to apply for college loans. There are two different types of loans: government loans and private loans. When applying for government loans, you will find out...

College is expensive, and funding it is a daunting task. Applying for financial aid during bankruptcy can be challenging, however, it can be done.

Student financial aid involves all the sources for funds needed to pay for a college or university education. These monies can come from the government or from within a particular educational...

Federal Pell grants and Stafford loans are two of the many types of federal financial aid available to college students. To apply for both, students must complete a Free Application for Federal...

Student Loan Consolidation is becoming more of an important issue as more and more college students are being forced into student loan debt in order to pay the high cost of college tuition. After...

Going to college can be expensive whether at a public or private university. There are costs for tuition, books, expenses, travel allowance and student health insurance. Not all parents or...

Student loan consolidation means that you take all of your student loans and combine them into one monthly payment. This lowers your monthly payment by extending the loan repayment time. To be...

As the recession continues, many college students can’t count on their parents and must get student loans in order to fill in the gaps, or to go to college at all. College financing can be...

Need money for college? You are not alone. I did too. Here is what I found during my search.

With higher education being so expensive these days and the economy faring so poorly, more and more students entering or continuing in college, grad school, and beyond are finding themselves in a...

Most federal loans and federal aid do not require a person to be employed in order to receive loans, grants or scholarships. Find out how to qualify for loans by applying for federal aid with help...

An EFC table is used to determine what a person qualifies for, usually in grant money, in terms of financial aid. Learn about EFC, or expected family contribution, with help from a financial aid...

The purpose of the FAFSA is to determine if someone qualifies for federal loans and for federal grants. Complete the FAFSA to assist a school in finding out if other organizations will offer...

There are many federal loans for students that don't need a cosigner, and these are known as Federal Stafford Loans. Apply for a student loan that doesn't require a credit score check with help...

In order to repay federal student loans, it's important to find out who the lenders are and how to set up automatic payments. Visit www.nslds.com to find out who a current lender is with help from...

EFC stands for Expected Family Contribution and refers to the amount of money a family is expected to contribute to a person's education. Find out how to get student loans for money that won't be...

In order to apply for financial aid in Georgia, obtain the most recent tax returns and complete the Free Application for Federal Student Aid. Check a reward letter to see what loans are possible...

Stafford loans are federally regulated student loans that can be obtained directly from the government or through the Family Federal Education loan program. Complete the FAFSA application before...

In order for Hispanics to start the financial aid process, they should get an application at www.fafsa.ed.gov. Find out how Hispanics can open doors to receive grants and scholarships with help...

Sallie Mae is a loan company that specializes in student loans, as well as helping students in applying for student aid for the first time. Find out how to use Sallie Mae as a lending agency with...

Question that should be asked of financial aid professionals include asking how to apply for financial aid. Find out about specifics required by a university with help from a financial aid officer...

Overages won't get released to checking accounts until the financial documentation is complete and the student is fully admitted into the university. Learn about how long it takes a school to...

There are a variety of types of financial aid, with the most common being federal Stafford loans. Learn about Pell grants and the FSEOG grant with help from a financial aid officer in this free...

The four basic types of financial aid include student loans, scholarships, grants and tuition reimbursements. Find out if a current employer offers tuition reimbursement with help from a financial...

Three sources of financial aid include the federal government, universities and corporations that offer tuition reimbursements for employees. Discover how to save money for financial aid with help...

When applying for federal aid, the application will ask how much money is being held in a savings account. Find out why money in a savings account can prevent a person from taking out too many...

If a student needs additional funding beyond federal Stafford loans, they can apply for unsecured loans at a private lending agency. Find out why weak credit can limit the amount of a loan with...

The best thing to do when managing student financial accounts is to keep a file of everything, including the cost of classes, loans and payments that are made out-of-pocket. Keep track of tuition...

One of the best ways to find a financial aid calculator is by going to the FinAid Web site. Provide information on the amount of tuition, financial dependency and family income with help from a...

The only way to get rid of student loans is by paying them off, which is a process that can be eased by consolidating the loans. Get a lower interest rate on student loans with help from a...

The easiest way to reduce student loan payments is by making payments while attending school. Find out how to talk to a lender about loan consolidation with help from a financial aid officer in...

If a student has bad credit, they still have options, including Stafford loans that do not require credit history checks. Try to get an unsecured loan from a private institution with help from a...

The first thing to do when applying for U.S. Department of Education loans is to complete the FAFSA. Find out what awards a student is eligible for with help from a financial aid officer in this...

A student can apply for loans online by completing the Free Application for Federal Student Aid at www.fafsa.ed.gov. Discover why recent tax returns are needed when applying for student loans with...