Business Insurance

CO2 alarms are like smoke detectors, only instead of detecting smoke, a CO2 alarm detects carbon monoxide, which is a poisonous gas that has no color and no odor. CO2 gas, which first enters the...

Hospitals generate a large amount of potentially infectious, biohazardous, and hazardous chemical wastes in the form of human tissue, contaminated needles and sharps, soiled linens and dressings,...

Although worker's compensation claims are handled differently in each state, the definition of work injury remains relatively identical throughout the United States.

We consider hospitals a place where we go to heal and be made well from injury or illness. The best hospitals provide high-quality, professional care for its patients, but always with the risk of...

Most businesses must consider their own security sooner or later. When a business decides to purchase a commercial security system, a number of things should be discussed with a salesperson.

There are many different ways to get cheap tow truck insurance and there are many different insurance companies that will write tow truck insurance. This article will hopefully give you some...

Do you own a dump truck in California? Do you need cheaper insurance for your California dump truck? There are lots of ways to get dump truck insurance but there are only a few good companies that...

Garage liability insurance coverage is necessary for Texas business owners who work on other people's motor vehicles, store the property of others or sell cars. It is usually purchased in addition...

Many people dream of opening their own “boutique” winery where they can make a few thousand cases of a special red or white and live the bucolic life surrounded by vineyards, where they can play...

Restaurant liability insurance is a very important aspect in maintaining a successful restaurant business. In any business, there are always risks in being sued by customers, your own employees...

Unitrin, Inc (NYSE:UTR) is a publicly traded financial services company. Headquartered in Chicago, Unitrin is one of the largest financial services providers, offering various financial and...

Hair salons, like any other business, need commercial insurance coverage to protect them from loss. There are many insurance companies that offer coverages particular to the hair salon industry.

Types of Business Insurance - You Need to Know

Marketing is the act of seeking a customer base that might be interested in a particular product you are offering. Policy marketing is directed toward offering a variety of insurance policies to a...

Property insurance may be purchased by private homeowners or commercial businesses. There is a premium paid by the insured to the insurer in exchange for a promise to pay covered claims in the...

The Federal Bureau of Investigation reported there are approximately 1.2 million motor vehicle thefts in the United States annually, with losses estimated at $7.6 billion. Almost 18 percent of...

As a general construction contractor you have your hands full managing complex projects, budgets, and schedules. You don’t want the additional headache of unreliable or disreputable...

People buy many types of insurances in order to protect themselves and their possessions in case something bad happens. Businesses must also buy insurance, to protect the business. This type of...

Businesses that manufacture chemical products tend to run a higher risk of product liability lawsuits. Of course, if your products have hazardous components or characteristics, the risk exposures...

Commercial Truck Insurance is required by companies or self-employed individuals to protect trucks and cars that are used for business purposes. You must have commercial auto insurance in order to...

Commercial Trucking Insurance in California can be confusing. This article helps readers to learn simple principles of what makes up a common commercial truck insurance policy contains.

Fraud can cost the insurance industry billions of dollars each year, which is ultimately passed on to the insured as increased premiums. Insurance fraud can be reported anonymously and easily....

In all states a license is required to become an automobile insurance agent. You can contact the insurance regulatory body for particular state for information on obtaining your agent's license. ...

Mercury is the only metal that is liquid at room temperature. In its pure form (often called metallic or elemental), mercury is a shiny, silver-white, odorless liquid. When elemental mercury is...

Thermography is a technology that makes distinctive heat patterns visible to humans by using thermal imaging cameras to capture pictures of emitted infrared energy. The amount of radiation...

If you own rental property, or are thinking about investing in real estate, rent loss insurance can help ensure that an accident or natural disaster does not empty your bank account. Rent loss...

It is obvious that shelters and canopies are important for school. Although these shelters and canopies offer a lot of help to people affected with natural disaster, no one can deny the importance...

A self-insured retention (SIR) is a specified dollar amount in a commercial liability insurance policy that must be paid by the policy holder before the insurance company will respond to a claim. ...

Natural disasters, injuries to customers or employees, mistakes and automobile accidents all can cause monetary losses to your business. Fortunately, business insurance is available to help...

If a business has a temporary shutdown due to fire or other insured peril, business interruption insurance can be invaluable. Business interruption insurance generally insures loss of net profits...

There are many reasons to have gemstones appraised. An appraisal will establish a value for a loan or insurance, estate valuation or other tax concerns, a divorce settlement, purchase or simple...

In America, small companies are the majority of the businesses here. Most of these businesses are under 50 people and started by either one person or a partnership of 2 or 3 people. For those...

Negligent entrustment involves allowing an employee to use potentially dangerous equipment, such as a motor vehicle, when that person is not qualified or has a history of misusing the equipment. ...

Construction projects require a variety of insurance coverages to protect the parties associated with the project. First-party coverages protect the interest of the owner and contractor in the...

Before insurance companies made online claim reporting available to insureds, they commonly used what is called Acord forms to write a claim. These forms were standardized throughout the industry...

Anyone who operates a bail bond company is usually required to obtain surety bail insurance in order to stay in operation. A bond company is not required to obtain this insurance if it can prove...

On most major construction projects, work is awarded through a process known as bidding. Here, contractors submit prices for the job to the project owner. The contractor with the lowest price is...

Errors and Omission insurance can make up a large portion of your budget, so it is important to keep costs down by managing your professional risks. This can be done with minimal extra expense...

You should never hire a contractor to work at your home or other property unless you have first obtained and reviewed a certificate of their insurance coverage. This includes contractors...

Business interruption insurance is a type of coverage offered with a commercial general liability policy. The purpose of business interruption insurance is to provide funds in the event that your...

Discover how to save money on your taxi insurance premium by following a few simple steps then watch our online video to see just how easy it is to get a taxi insurance quote online!

Are you looking for free insurance quotes?This article will tell you how to get cheaper or free quotes easily.

When a teenager finally gets that coveted license, it is time for parents to think about adding them to their insurance policy whether they have a car yet or not. It may cost more to add a...

Business insurance is purchased to protect your business from many types of risks that can cause financial harm or loss. Risks to your business can include injury or property damage that occurs to...

When it's time to select new health insurance for your business, consider getting help from your employees. A health insurance committee offers a number of benefits to both your company and its...

Employers, managers and supervisors all play an integral part in reducing injuries to their workforce. With a little bit of determination, you can avoid the risk of injury due to unsafe work...

Business car insurance applies to a wide variety of different business models. Realtor's, insurance agents, delivery vehicles, and home based businesses can benefit from a cheaper car insurance...

For a contractor, the threat of litigation is a real possibility. One of his employees could unintentionally cause injury or damage to another person or property at any time. Since a lawsuit could...

General aggregate insurance is a special policy coverage that is found on a commercial general liability (CGL) insurance policy. General aggregate insurance covers damages that are paid for bodily...