Business Insurance

Make sure your apartment manager is covered for Workers' Compensation Insurance. It is the law even if you give them free or reduced rent you MUST provide them this coverage. You may be fined up...

In the United States, the government requires businesses to have a Federal Employer Identification Number (FEIN). This 9-digit number, often called a "tax ID number," classifies a company for tax...

When it's time to select new health insurance for your business, consider getting help from your employees. A health insurance committee offers a number of benefits to both your company and its...

For a contractor, the threat of litigation is a real possibility. One of his employees could unintentionally cause injury or damage to another person or property at any time. Since a lawsuit could...

Workers' compensation is a benefit designed to replace income lost due to injury and recovery time. It also limits lawsuits against an employer from injured employees. State laws dictate the...

The cost of workers' compensation is determined by rates that are set or approved by each individual state. Rates are typically set based on the frequency of injuries that occur on the job and the...

Some employers feel like workers' compensation is a guaranteed payout system with very little benefit to them. It is for this reason that many employers are taking steps to manage workers'...

What The Insurance Companies Don’t Want Your Business to Know about Workers’ Compensation Do you know how many states in the United States allow a business to go without mandatory workers’...

Workers Compensation Insurance provides benefits for independent contractors and employees of companies within the United States. Coverage includes wage reimbursement (full or partial), medical...

An Experience Modification Rate (EMR) is a method of determining workers' compensation premiums for businesses. A mathematical formula is used to calculate the rate on an annual basis, and your...

Employers purchase workers' compensation insurance to protect themselves and their employees. It provides coverage in the event an employee becomes injured on the job or contracts an...

Employees are required to inform employers about all workplace accidents. The information may be used to determine the eligibility of worker benefits and to improve safety procedures. The Social...

If you become injured while working on the job, you may be entitled to worker's compensation benefits. Your employer pays you worker's compensation benefits, but in exchange, you agree not to sue...

Workers compensation is designed to compensate employees for injuries received while on the job regardless of fault. Before workers compensation laws where established, workers were at an...

According to Occupational Safety and Health Administration (OSHA) 2007 statistics, there were 5,488 workplace fatalities in the United States. The top workplace accidents causing injuries or...

Employers liability insurance is an additional coverage employers can purchase to protect their assets against employees' claims of injury or harm as a result of their employment. Employers'...

Learn how to lower your workers compensation rate. With the growing economic problems that all businesses are faced with these days, it is becoming increasingly important to maximize profit in...

If you work in health care in PA and are having problems with workers compensation carriers paying your claims in a timely manner, read this to be sure you billed correctly and what steps you can...

Workers' compensation is a fact of life and can be a problem for both sides of the fence. Employers have to adhere to strict rules, and employees have to find out just what they need to do to...

Making sure employees are covered in case of an injury not only makes good sense for them, but also makes good business sense. Workers comp insurance shows your employees that you care about the...

It is always a good idea to shop around for workers comp insurance policies to ensure that you get the best coverage for the best price. Requesting quotes from several different insurance agents...

Company owners who have employees are required by law to carry workers comp insurance. However, while it is easy to determine when you need to buy workers comp insurance, it is not always easy to...

You fall at work and sprain your ankle. You have chronic back pain due to overuse or misuse for an extended period of time while doing your job. You have developed lung cancer or some other...

With some basic information, you can obtain workers compensation insurance quotes in a few hours. Follow these steps.

If you own a business, then you should get acquainted with workers comp insurance. Becoming familiar with the steps you should take when a worker is injured will save time and could prove to be...

The United States workers' compensation system is regulated at the state level. This means that each state has its own workers' compensation law. These laws are designed to assist employees who...

Most employers are required to maintain workers' compensation insurance to cover any employee injuries and illnesses suffered on the job. Your company’s specific insurance needs will be based on a...

A workers' compensation insurance policy is a key component of your company’s risk management system. An effective insurance provider can help minimize costs and liabilities, so shop around and...