Business Insurance

Do you need liability insurance for your business? Today, more than ever, it’s important to have liability coverage for your assets and your business. By following this easy step by step guide...

Commercial automobiles maybe your most valuable assets in your business and with it comes a high risk of liability exposure and a high risk of losing those assets through property damage as well...

Virtually every single business that produces revenue, has customers or clients, or can be sued for damages of any kind needs business liability insurance. How much a business needs varies by...

General liability insurance is the first line of defense in the event of a third party claim against the policyholder. Umbrella liability insurance is intended to respond in the event the general...

Business insurance helps business owners protect their businesses from risk. This could include insuring key employees, such as founders of companies or products; and risk to property, as well as...

Construction activities require both first-party and third-party insurance to protect the interests of the parties involved in the construction. Not only is it important to require insurance, it...

As a home business owner, you may not realize that your homeowner's insurance policy may not cover your business. Every small business, home based or otherwise, needs adequate small business...

There are a number of insurance companies that offer single day event insurance. Quotes are available on their websites or can be attained by calling them at their customer service telephone...

If you are planning on opening a restaurant or already have a restaurant in place and need further information about monthly insurance, there are various important considerations. The most...

If you run a business then it is almost certain that you need public liability insurance cover. Public liability insurance covers you for any injury you cause the public or damage you cause to a...

Contractor liability insurance is required for general contractors to perform work. Contractor’s can often bid jobs without having liability insurance, but will need to get insured before...

Physicians and other professionals in the medical field are required to pay medical liability insurance to practice medicine in most states. This type of insurance coverage protects the assets of...

Successful entrepreneurs understand the importance of having sufficient small business insurance. They know that adequate coverage will protect them in the event of a disaster, from consumer...

Garage liability insurance coverage is necessary for Texas business owners who work on other people's motor vehicles, store the property of others or sell cars. It is usually purchased in addition...

Restaurant liability insurance is a very important aspect in maintaining a successful restaurant business. In any business, there are always risks in being sued by customers, your own employees...

Hair salons, like any other business, need commercial insurance coverage to protect them from loss. There are many insurance companies that offer coverages particular to the hair salon industry.

Types of Business Insurance - You Need to Know

In America, small companies are the majority of the businesses here. Most of these businesses are under 50 people and started by either one person or a partnership of 2 or 3 people. For those...

Construction projects require a variety of insurance coverages to protect the parties associated with the project. First-party coverages protect the interest of the owner and contractor in the...

For a contractor, the threat of litigation is a real possibility. One of his employees could unintentionally cause injury or damage to another person or property at any time. Since a lawsuit could...

Malpractice insurance is a type of liability insurance ormally purchased by doctors and other health care providers. Generally, it is a requirement for doctors to practice medicine in most states....

Errors and omissions insurance is a coverage that can be purchased separately or added to a commercial general liability insurance policy. This type of insurance is typically purchased to protect...

Liquor liability insurance is important to businesses that sell, make, or allow liquor use on its premises. Most businesses purchase commercial insurance to make sure that their business will have...

Any company will have an exposure to the risk of loss as a result of injury or damage to third parties. A serious loss can result in financial ruin for the business and its owners. The primary...

Insuring your charter boat company is a necessary step to take before you start doing business. The time you spend on the telephone with potential insurance agents is invaluable. Find an agent you...

Risk protection insurance comes in many forms, depending on what is needed for coverage and who purchases the policy. Risk exists for many types of businesses--both big and small--which require...

Stop gap insurance means many things to different people. Some individuals think it means gap coverage to supplement Medicare. Stop gap insurance, however, is coverage required by businesses to...

Certificate Holder Liability Insurance is a new type of insurance coverage that provides a new way to handle coverage problems presented by entities with a certificate of insurance. This includes...

General liability insurance helps protect your business in the event of a lawsuit. This type of insurance covers workplace accidents or injuries, damage to equipment, and lawsuits brought on by...

Civil liability insurance is a type of policy that is purchased to provide coverage for provisions under civil law. Civil liability insurance policies are available in countries such as England...

Liability insurance is one of the most important policies a person or business can purchase. It provides financial protection in the event the policy owner is found to be at fault for injuries...

Businesses face many risks and as a result need various types of insurance coverage. Most types of businesses will require a policy that contains liability and property insurance. A...

Public liability insurance is a policy taken out by a business that deals face-to-face with the public, whether the customer comes to the business or the business goes to the customer. A customer...

Public liability insurance is a product that is available in the United Kingdom that protects the public from accidents or injury that can occur at a place of business. A place of business can...

Public liability insurance is available in the United Kingdom. The insurance functions similarly to business liability insurance in the United States. The purpose of public liability insurance is...

Business insurance is an important requirement for every business. Business insurance provides protection for your business' investments, property, transactions and employees. Like other insurance...

Property insurance policies, both personal or commercial, come in many types depending on the type and property and the type of policy that is needed. One type of commercial property insurance...

Contractual liability in an insurance coverage that is contained in a Commercial General Liability or CGL policy. This coverage is designed to indemnify or "hold harmless" another person or entity...

General liability insurance helps protect businesses in the event they are sued by customers or other third parties for injuries or damages. An insurance company will pay for damages up to the...

General liability insurance is the foundation on which owners looking to protect their company or property build off of. If you are running a small or large business in any industry, having...

Taxi insurance is a form of liability coverage that is needed for a taxi company to protect their business. Driving is one of the most dangerous hazards, with over 5.8 million auto accidents last...

Any type of business that requires contact with customers requires some form of liability insurance. A business liability insurance policy covers injuries to customers and employees. The policy...

Contractors insurance is a comprehensive coverage plan aimed to protect contractors while they conduct business. Having coverage minimizes the risk to the contractor's business by shifting it to...

Commercial general liability insurance is a comprehensive policy that companies buy to protect themselves in case of debilitating events, such as an illness or injury suffered by an employee or...

Rental halls are used for everything from wedding receptions to community events such as dances and Bingo. Whether your facility serves alcohol, provides food services on site, or brings in...

Contractors Pollution Liability (CPL) insurance is a type of business insurance that is designed to provide coverage to certain types of businesses that are vulnerable to environmental liability....

Employer's liability insurance is a policy that most companies find necessary to purchase. Some people refer to this policy as worker's compensation. Although the two are packaged together,...

Public liability insurance serves as protection against risk of claims made against a business or corporate entity. The insurance company will investigate and evaluate any potential claim made...

Small business insurance coverage can vary widely based on the nature of the services being provided. Factors such as the number of employees, the scope of duties and customer protection will...