Business Insurance

Do you need liability insurance for your business? Today, more than ever, it’s important to have liability coverage for your assets and your business. By following this easy step by step guide...

An insurance agent shares insider tips for new businessowners buying business insurance for the first time.

Group life insurance is a form of term life insurance, meaning that it does not accumulate cash value but pays a death benefit to a designated survivor. Term insurance is purchased for a set...

The Bureau of Labor Statistics estimates that more than 300,000 people are employed in the auto insurance industry in the positions of claims adjusters, appraisers, examiners and investigators....

Virtually every single business that produces revenue, has customers or clients, or can be sued for damages of any kind needs business liability insurance. How much a business needs varies by...

Making the decision to pay for employees' health insurance can help to improve morale and also help to recruit higher caliber employees. In order to pay for your employees' health insurance, you...

Insurance companies are regulated by individual state agencies instead of the federal government. Insurers not licensed to sell policies of insurance in a given state are known as non admitted...

General liability insurance is the first line of defense in the event of a third party claim against the policyholder. Umbrella liability insurance is intended to respond in the event the general...

Many companies opt to offer insurance to their employees as a benefit. For most, health insurance is the second-largest expenditure in their budget, especially for a small company. Because of...

More than 40 million Americans do not have health insurance, according to "Business Week."Many of the people who don't have health insurance are entrepreneurs. Fortunately, those who start their...

Business insurance helps business owners protect their businesses from risk. This could include insuring key employees, such as founders of companies or products; and risk to property, as well as...

The business auto policy provides a variety of auto-related coverages that can be tailored to suit a company's automobile insurance needs. The standard policy can include both liability and...

Construction activities require both first-party and third-party insurance to protect the interests of the parties involved in the construction. Not only is it important to require insurance, it...

As a home business owner, you may not realize that your homeowner's insurance policy may not cover your business. Every small business, home based or otherwise, needs adequate small business...

There are a number of insurance companies that offer single day event insurance. Quotes are available on their websites or can be attained by calling them at their customer service telephone...

If you are planning on opening a restaurant or already have a restaurant in place and need further information about monthly insurance, there are various important considerations. The most...

If you run a business then it is almost certain that you need public liability insurance cover. Public liability insurance covers you for any injury you cause the public or damage you cause to a...

Contractor liability insurance is required for general contractors to perform work. Contractor’s can often bid jobs without having liability insurance, but will need to get insured before...

Physicians and other professionals in the medical field are required to pay medical liability insurance to practice medicine in most states. This type of insurance coverage protects the assets of...

Make sure your apartment manager is covered for Workers' Compensation Insurance. It is the law even if you give them free or reduced rent you MUST provide them this coverage. You may be fined up...

I will show you that you do NOT have tenant discrimination coverage under your basic insurance policy and how you can obtain it.

In the United States, the government requires businesses to have a Federal Employer Identification Number (FEIN). This 9-digit number, often called a "tax ID number," classifies a company for tax...

MGA stands for "managing general agent" and is a wholesale insurance intermediary with the authority to accept placements from (and often to appoint) retail agents on behalf of an insurer. MGAs...

Successful entrepreneurs understand the importance of having sufficient small business insurance. They know that adequate coverage will protect them in the event of a disaster, from consumer...

There are many different ways to get cheap tow truck insurance and there are many different insurance companies that will write tow truck insurance. This article will hopefully give you some...

Do you own a dump truck in California? Do you need cheaper insurance for your California dump truck? There are lots of ways to get dump truck insurance but there are only a few good companies that...

Garage liability insurance coverage is necessary for Texas business owners who work on other people's motor vehicles, store the property of others or sell cars. It is usually purchased in addition...

Restaurant liability insurance is a very important aspect in maintaining a successful restaurant business. In any business, there are always risks in being sued by customers, your own employees...

Unitrin, Inc (NYSE:UTR) is a publicly traded financial services company. Headquartered in Chicago, Unitrin is one of the largest financial services providers, offering various financial and...

Hair salons, like any other business, need commercial insurance coverage to protect them from loss. There are many insurance companies that offer coverages particular to the hair salon industry.

Types of Business Insurance - You Need to Know

Marketing is the act of seeking a customer base that might be interested in a particular product you are offering. Policy marketing is directed toward offering a variety of insurance policies to a...

Property insurance may be purchased by private homeowners or commercial businesses. There is a premium paid by the insured to the insurer in exchange for a promise to pay covered claims in the...

People buy many types of insurances in order to protect themselves and their possessions in case something bad happens. Businesses must also buy insurance, to protect the business. This type of...

Commercial Truck Insurance is required by companies or self-employed individuals to protect trucks and cars that are used for business purposes. You must have commercial auto insurance in order to...

Commercial Trucking Insurance in California can be confusing. This article helps readers to learn simple principles of what makes up a common commercial truck insurance policy contains.

Fraud can cost the insurance industry billions of dollars each year, which is ultimately passed on to the insured as increased premiums. Insurance fraud can be reported anonymously and easily....

In all states a license is required to become an automobile insurance agent. You can contact the insurance regulatory body for particular state for information on obtaining your agent's license. ...

If you own rental property, or are thinking about investing in real estate, rent loss insurance can help ensure that an accident or natural disaster does not empty your bank account. Rent loss...

Natural disasters, injuries to customers or employees, mistakes and automobile accidents all can cause monetary losses to your business. Fortunately, business insurance is available to help...

If a business has a temporary shutdown due to fire or other insured peril, business interruption insurance can be invaluable. Business interruption insurance generally insures loss of net profits...

There are many reasons to have gemstones appraised. An appraisal will establish a value for a loan or insurance, estate valuation or other tax concerns, a divorce settlement, purchase or simple...

In America, small companies are the majority of the businesses here. Most of these businesses are under 50 people and started by either one person or a partnership of 2 or 3 people. For those...

Construction projects require a variety of insurance coverages to protect the parties associated with the project. First-party coverages protect the interest of the owner and contractor in the...

Before insurance companies made online claim reporting available to insureds, they commonly used what is called Acord forms to write a claim. These forms were standardized throughout the industry...

Anyone who operates a bail bond company is usually required to obtain surety bail insurance in order to stay in operation. A bond company is not required to obtain this insurance if it can prove...

Business interruption insurance is a type of coverage offered with a commercial general liability policy. The purpose of business interruption insurance is to provide funds in the event that your...

Discover how to save money on your taxi insurance premium by following a few simple steps then watch our online video to see just how easy it is to get a taxi insurance quote online!

Are you looking for free insurance quotes?This article will tell you how to get cheaper or free quotes easily.

When a teenager finally gets that coveted license, it is time for parents to think about adding them to their insurance policy whether they have a car yet or not. It may cost more to add a...