Business Insurance

Do you need liability insurance for your business? Today, more than ever, it’s important to have liability coverage for your assets and your business. By following this easy step by step guide...

Virtually every single business that produces revenue, has customers or clients, or can be sued for damages of any kind needs business liability insurance. How much a business needs varies by...

Many companies opt to offer insurance to their employees as a benefit. For most, health insurance is the second-largest expenditure in their budget, especially for a small company. Because of...

More than 40 million Americans do not have health insurance, according to "Business Week."Many of the people who don't have health insurance are entrepreneurs. Fortunately, those who start their...

As a home business owner, you may not realize that your homeowner's insurance policy may not cover your business. Every small business, home based or otherwise, needs adequate small business...

Contractor liability insurance is required for general contractors to perform work. Contractor’s can often bid jobs without having liability insurance, but will need to get insured before...

Make sure your apartment manager is covered for Workers' Compensation Insurance. It is the law even if you give them free or reduced rent you MUST provide them this coverage. You may be fined up...

I will show you that you do NOT have tenant discrimination coverage under your basic insurance policy and how you can obtain it.

Successful entrepreneurs understand the importance of having sufficient small business insurance. They know that adequate coverage will protect them in the event of a disaster, from consumer...

Garage liability insurance coverage is necessary for Texas business owners who work on other people's motor vehicles, store the property of others or sell cars. It is usually purchased in addition...

Hair salons, like any other business, need commercial insurance coverage to protect them from loss. There are many insurance companies that offer coverages particular to the hair salon industry.

People buy many types of insurances in order to protect themselves and their possessions in case something bad happens. Businesses must also buy insurance, to protect the business. This type of...

Commercial Trucking Insurance in California can be confusing. This article helps readers to learn simple principles of what makes up a common commercial truck insurance policy contains.

Business interruption insurance is a type of coverage offered with a commercial general liability policy. The purpose of business interruption insurance is to provide funds in the event that your...

When it's time to select new health insurance for your business, consider getting help from your employees. A health insurance committee offers a number of benefits to both your company and its...

For a contractor, the threat of litigation is a real possibility. One of his employees could unintentionally cause injury or damage to another person or property at any time. Since a lawsuit could...

General aggregate insurance is a special policy coverage that is found on a commercial general liability (CGL) insurance policy. General aggregate insurance covers damages that are paid for bodily...

Errors and omissions insurance is a coverage that can be purchased separately or added to a commercial general liability insurance policy. This type of insurance is typically purchased to protect...

Liquor liability insurance is important to businesses that sell, make, or allow liquor use on its premises. Most businesses purchase commercial insurance to make sure that their business will have...

Any company will have an exposure to the risk of loss as a result of injury or damage to third parties. A serious loss can result in financial ruin for the business and its owners. The primary...

Anyone who has spent any time on the phone talking to an insurance customer service representative (CSR) quickly appreciates the value of a good one. Similarly employers appreciate and sometimes...

An additional-insured clause is an amendment to an insurance contract that provides insurance rights to other parties involved in a business transaction. It serves to protect the additional...

If you rent a home, apartment, townhouse or condominium you need renter's insurance. Renter's insurance is an important coverage designed to protect your valuables from loss caused by fire, theft...

Risk protection insurance comes in many forms, depending on what is needed for coverage and who purchases the policy. Risk exists for many types of businesses--both big and small--which require...

Stop gap insurance means many things to different people. Some individuals think it means gap coverage to supplement Medicare. Stop gap insurance, however, is coverage required by businesses to...

Certificate Holder Liability Insurance is a new type of insurance coverage that provides a new way to handle coverage problems presented by entities with a certificate of insurance. This includes...

Individuals that own their own small business or any type of company that provides products or services to customers will need commercial property insurance. This type of insurance can be...

General liability insurance helps protect your business in the event of a lawsuit. This type of insurance covers workplace accidents or injuries, damage to equipment, and lawsuits brought on by...

Liability insurance is one of the most important policies a person or business can purchase. It provides financial protection in the event the policy owner is found to be at fault for injuries...

Automobile insurance for a small business is provided by any standard property and casualty insurer that provides automobile insurance. Depending on the nature of the business, a personal...

Businesses face many risks and as a result need various types of insurance coverage. Most types of businesses will require a policy that contains liability and property insurance. A...

Company cars can be beneficial for the company and the employee. The company car provides a consistent traveling standard for your employees while establishing a conforming presence for your...

Insurance for a small business typically consists of coverage for liability, property and health. Various types of small businesses can purchase a small business package that will cover many of...

Public liability insurance is available in the United Kingdom. The insurance functions similarly to business liability insurance in the United States. The purpose of public liability insurance is...

Business insurance is an important requirement for every business. Business insurance provides protection for your business' investments, property, transactions and employees. Like other insurance...

Anyone who owns a home, significant assets or even some small business situations needs an umbrella insurance policy. An umbrella insurance policy protects you and your family in the event that...

Property insurance policies, both personal or commercial, come in many types depending on the type and property and the type of policy that is needed. One type of commercial property insurance...

Aetna Health and Life has insurance for the self-employed and those running small businesses with anywhere from two to fifty employees. Life insurance can help family members to maintain the...

A Certificate of Insurance is a document that certifies a business's level of insurance coverage. This insurance may cover items such as General Liability, Workman's Compensation, Automobiles, and...

Contractual liability in an insurance coverage that is contained in a Commercial General Liability or CGL policy. This coverage is designed to indemnify or "hold harmless" another person or entity...

The American Association of Retired Persons (AARP) promotes several insurance programs, through national providers, designed for seniors who are eligible for Medicare (age 65 or over). Sometimes...

Buildings house many people and their property. From commercial use to private and residential use, it is necessary for building owners to have a policy in place to protect themselves in case...

Commercial automobile insurance is needed by many types of businesses. This is because insurance is needed for all aspects of a business in order to provide protection from a variety of losses....

Follow these three simple steps and you will be on your way to finding a Utah business insurance policy that's affordable and gives your business the coverage it requires.

Builders risk insurance is a policy that covers the completion of a building project from start to finish. While on the job, serious setbacks such as having a fire break out or theft of materials...

General liability insurance helps protect businesses in the event they are sued by customers or other third parties for injuries or damages. An insurance company will pay for damages up to the...

Directors and officers (D&O) insurance is risk-reduction coverage for the executive staff of companies that may be subject to lawsuits. Lawsuits occasionally are filed when investors lose...

Indemnity insurance is a type of traditional insurance in which a fee is paid to an insurance company. There are different types of indemnity insurance, including personal indemnity, professional...

General liability insurance is the foundation on which owners looking to protect their company or property build off of. If you are running a small or large business in any industry, having...

Taxi insurance is a form of liability coverage that is needed for a taxi company to protect their business. Driving is one of the most dangerous hazards, with over 5.8 million auto accidents last...