Business Insurance

Unitrin, Inc (NYSE:UTR) is a publicly traded financial services company. Headquartered in Chicago, Unitrin is one of the largest financial services providers, offering various financial and...

Anyone who operates a bail bond company is usually required to obtain surety bail insurance in order to stay in operation. A bond company is not required to obtain this insurance if it can prove...

Insurance companies can be designated as either admitted or non-admitted. The difference is insurance companies under one classification are required to follow state regulations while companies...

An insurance adjuster can operate independently as a contractor or work with a large company. The company adjuster works in the interest of the insurer while the private adjuster works solely in...

An established wellness program is a win-win situation for both employers and employees. Not only does having one contribute to lower health insurance costs, but it also can create a more...

Insurance products are provided by many different companies that provide various types of insurance products and options depending on an insured's needs. This can include personal and commercial...

Company cars can be beneficial for the company and the employee. The company car provides a consistent traveling standard for your employees while establishing a conforming presence for your...

The insurance market has evolved from the establishment of the first automobile insurance policy to the various types of life insurance products that are available today. The insurance market has...

Construction bonds are a form of insurance designed to protect clients and taxpayers from the risks associated with contracting. Bonds are issued by licensed surety companies, which evaluate a...

Choosing an insurance company should be a serious undertaking. The primary reason why is that you want to choose an insurance company or agent that represents you and your needs. In other words,...

It's unfortunate if your business suffers a loss, but hopefully you have a commercial insurance plan. How do you file a commercial insurance claim? What do you need to pay attention to during...

Get Cheap Taxi insurance by using this guide. Knowing what to say to taxi insurance companies is half the battle. This article will tell you how to get cheap taxi insurance.

General liability insurance is the foundation on which owners looking to protect their company or property build off of. If you are running a small or large business in any industry, having...

Taxi insurance is a form of liability coverage that is needed for a taxi company to protect their business. Driving is one of the most dangerous hazards, with over 5.8 million auto accidents last...

Cashing an insurance settlement check requires a joint effort among all parties that have a stake in having the insurance settlement check cashed. The policies and procedures to do this will vary...

An Experience Modification Rate (EMR) is a method of determining workers' compensation premiums for businesses. A mathematical formula is used to calculate the rate on an annual basis, and your...

Insurance is a contract between you the insured and a carrier willing to cover your risk. The company will take on your risk, and gives you a promise to pay your potential financial loss...

Liability insurance is coverage that companies and private individuals purchase to protect them from the possibility of being sued. It is important to understand liability insurance, and it is...

When it comes to becoming bonded, there are two types of bond insurance that make sense for the house cleaner: the surety bond and fidelity insurance (also known as employee dishonesty or a crime...

General liability insurance is purchased by businesses to protect their assets and interests. If a company is sued, the liability insurance will pay for damages, awards and often legal expenses....

Business owners should buy Commercial auto insurance as long as the vehicles are owned by the business. To find the best insurance at the best price, you need to examine the company issuing the...

Litigation is often the result of the failure of two parties to reach a mutually acceptable agreement. Insurance companies are the subject of much litigation due to the nature of the services...

Dealing with large companies, especially large insurance carriers, can be difficult. However, once you learn how to write a clear, concise business letter explaining what you want the insurance...

Applying for a catastrophic health insurance plan is easy. Make sure you find the right plan, fill out the application correctly, and follow up.

Whenever a home is about to be sold, a title company is responsible for conducting a title search. An employee of the title company will take a look at records of the clerk of courts and other...

Discover how to lower your experience modification rating. If you are one of many people looking to increase the profitability of your company then it is highly recommended that you maximize your...

If your business bids on a government contract or even on many private contracts, you may be asked to put up what is known as a surety bond. This is a bond that insures you will perform the work...

Commercial truck insurance is an indispensable requirement for the successful operation of any motor carrier, owner operator or other trucking company. It is especially underwritten to offer...

Business car insurance is basically the same thing as conventional auto policies that an individual would drive, but the responsibility of the driver and the car falls on the company which holds...

Business liability insurance is typically divided into three categories. General, professional and product liability insurance are designed to protect against loss in business operations.

Each time you visit a hospital, ER, clinic, or any other medical facility, a medical bill or a claim will be filed to your insurance company for services rendered. However, patients without...

Health insurance contracts can be difficult to read and understand. Customer service representatives may not always provide correct or complete information. So how do you appeal a claim that is...

No one is irreplaceable in a company, but the sudden loss of a key employee could set the income level back considerably. Key employees can be anyone in the business that's intricate to the...

A force outside your control may cause you to close your company's doors for an extended period of time. However, you still have to pay the bills, employees, rent and suppliers. Unfortunately,...

You may have worked with an employee benefits broker when setting up and reviewing your company's employee benefits program. This is the person that markets plans, usually from a number of...

Whether you were involved in an accident and damaged your car, had a flood in your home that destroyed your property, or disagreed with how your health insurance company was paying benefits,...

You can watch the sky and hope it doesn't rain on your picnic, but sometimes the stakes are higher when you need good weather. When dollars are at stake and fair skies are crucial to your success...

It's almost as easy to insure your motorcycle for commercial purposes as it is for regular private use. While it might be slightly more complicated to insure a fleet of motorcycles for multiple...

Getting a group commercial auto insurance plan is almost as easy as getting commercial insurance for one vehicle or one driver. The kinds of information you'll need will be the same. The steps in...

Commercial truck insurance is a necessity for many businesses. Though commercial truck insurance can be more complex than regular vehicle insurance, the process is fundamentally similar....

Shopping for commercial auto insurance policies can be intimidating. With countless plans, prices and companies to compare, the choices can be overwhelming. To pick the insurance that's best for...

Just as a new job might mean more responsibility, so does driving a company car. Determining the driver's liability on a company car is largely an issue of each individual incident. Use the tips...

Owning and running a business is costly enough. You have to keep your company stocked, staffed and advertised. If you, a co-owner or an employee gets ill or injured, you need insurance to protect...

You've determined that you need a commercial auto insurance policy. That's the easy part. The hard part is finding the right policy at the right price. You shouldn't buy the first policy that you...

No matter the size, all businesses face risks that could close the company. Follow these steps to determine if you need coverage.

A builder's risk insurance policy covers buildings under construction. Many of the insurance carriers offer a range of policies in this category. Once the unthinkable happens, you will need to...

All business owners using commercial vehicles know how important it is to find commercial insurance coverage. One of the quickest and easiest ways to get commercial auto insurance quotes is by...

Purchasing business insurance requires business owners to correctly assess their insurance needs. Time spent gathering information for a business quote before contacting an insurance professional,...

Most employers are required to maintain workers' compensation insurance to cover any employee injuries and illnesses suffered on the job. Your company’s specific insurance needs will be based on a...

If your company provides group health insurance, you should know the plan well. Each insurance company has different coverages, and certain medical procedures may not be included by all providers....