Business Insurance

Do you need liability insurance for your business? Today, more than ever, it’s important to have liability coverage for your assets and your business. By following this easy step by step guide...

An insurance agent shares insider tips for new businessowners buying business insurance for the first time.

Virtually every single business that produces revenue, has customers or clients, or can be sued for damages of any kind needs business liability insurance. How much a business needs varies by...

Business insurance helps business owners protect their businesses from risk. This could include insuring key employees, such as founders of companies or products; and risk to property, as well as...

As a home business owner, you may not realize that your homeowner's insurance policy may not cover your business. Every small business, home based or otherwise, needs adequate small business...

In the United States, the government requires businesses to have a Federal Employer Identification Number (FEIN). This 9-digit number, often called a "tax ID number," classifies a company for tax...

Successful entrepreneurs understand the importance of having sufficient small business insurance. They know that adequate coverage will protect them in the event of a disaster, from consumer...

Garage liability insurance coverage is necessary for Texas business owners who work on other people's motor vehicles, store the property of others or sell cars. It is usually purchased in addition...

Restaurant liability insurance is a very important aspect in maintaining a successful restaurant business. In any business, there are always risks in being sued by customers, your own employees...

Types of Business Insurance - You Need to Know

People buy many types of insurances in order to protect themselves and their possessions in case something bad happens. Businesses must also buy insurance, to protect the business. This type of...

Natural disasters, injuries to customers or employees, mistakes and automobile accidents all can cause monetary losses to your business. Fortunately, business insurance is available to help...

If a business has a temporary shutdown due to fire or other insured peril, business interruption insurance can be invaluable. Business interruption insurance generally insures loss of net profits...

In America, small companies are the majority of the businesses here. Most of these businesses are under 50 people and started by either one person or a partnership of 2 or 3 people. For those...

Business interruption insurance is a type of coverage offered with a commercial general liability policy. The purpose of business interruption insurance is to provide funds in the event that your...

Business insurance is purchased to protect your business from many types of risks that can cause financial harm or loss. Risks to your business can include injury or property damage that occurs to...

Insurance companies can be designated as either admitted or non-admitted. The difference is insurance companies under one classification are required to follow state regulations while companies...

Risk protection insurance comes in many forms, depending on what is needed for coverage and who purchases the policy. Risk exists for many types of businesses--both big and small--which require...

General liability insurance helps protect your business in the event of a lawsuit. This type of insurance covers workplace accidents or injuries, damage to equipment, and lawsuits brought on by...

The cost of workers' compensation is determined by rates that are set or approved by each individual state. Rates are typically set based on the frequency of injuries that occur on the job and the...

Businesses face many risks and as a result need various types of insurance coverage. Most types of businesses will require a policy that contains liability and property insurance. A...

Public liability insurance is a policy taken out by a business that deals face-to-face with the public, whether the customer comes to the business or the business goes to the customer. A customer...

Public liability insurance is a product that is available in the United Kingdom that protects the public from accidents or injury that can occur at a place of business. A place of business can...

Insurance for a small business typically consists of coverage for liability, property and health. Various types of small businesses can purchase a small business package that will cover many of...

Public liability insurance is available in the United Kingdom. The insurance functions similarly to business liability insurance in the United States. The purpose of public liability insurance is...

If you're self-employed and use your vehicle for business, personal auto insurance may not protect you. Unfortunately, auto insurance geared for businesses can be more costly than a personal...

Business insurance is an important requirement for every business. Business insurance provides protection for your business' investments, property, transactions and employees. Like other insurance...

A Certificate of Insurance is a document that certifies a business's level of insurance coverage. This insurance may cover items such as General Liability, Workman's Compensation, Automobiles, and...

Commercial automobile insurance is needed by many types of businesses. This is because insurance is needed for all aspects of a business in order to provide protection from a variety of losses....

In certain situations, insurance can offer a business--large or small--significant tax deductions. Since tax laws can and do change often, speak with your accountant or tax professional every year...

Any type of business that requires contact with customers requires some form of liability insurance. A business liability insurance policy covers injuries to customers and employees. The policy...

What The Insurance Companies Don’t Want Your Business to Know about Workers’ Compensation Do you know how many states in the United States allow a business to go without mandatory workers’...

If you are a small business, the odds are that your state requires you to provide worker's compensation insurance to your employees. This is work insurance that covers any sort of job-related...

Commercial general liability insurance is a comprehensive policy that companies buy to protect themselves in case of debilitating events, such as an illness or injury suffered by an employee or...

Commercial insurance protects a business owner against losses resulting from unforeseen circumstances. There are three general classes: property insurance, which would protect against such things...

When a fire or other disaster strikes a business, the owner not only loses the property but also the business at that property until the business can be reopened. Even if the doors are closed, the...

Every business should have a continuity plan in place. Continuity plans give the company a map to follow in case of disaster. There are a multitude of risks that can permanently close a business...

Public liability insurance serves as protection against risk of claims made against a business or corporate entity. The insurance company will investigate and evaluate any potential claim made...

Protecting a business from unforeseen lawsuits and damages is as easy as purchasing the right mix of insurance products. From general liability insurance to crime policies to protect against...

Small business insurance coverage can vary widely based on the nature of the services being provided. Factors such as the number of employees, the scope of duties and customer protection will...

As a business owner, business risk is inevitable. All the forecasting in the world won't protect your business from every potential pitfall. However, being prepared will help you prevent or...

Every business needs a good business liability insurance policy to protect it from the many what-if scenarios that could put the business owner's livelihood at risk. A few examples of liability...

Many small business owners open shop without giving a thought to small business insurance. A small business owner will typically do everything else to set up his business first: find real...

Credit insurance provides protection in a number of ways. Get all of the details about this insurance before you make a purchase. Details may vary from one insurance carrier to the next. Talk to...

One of the main steps in owning and operating a small business is getting the right business insurance. Legal business issues today are more complicated than ever and it is important that you...

Commercial Insurance is a contract between an insurer and a business owner whose purpose is to minimize the owner's risks against losses, whether from weather, theft, vandalization, lawsuits,...

Operating a bar can be filled with excitement and be very profitable. However, a bar can also open you up to civil and criminal charges for the actions of just one customer. The proper insurance...

Let's examine six ways to budget the right amount of insurance coverage for your business, without going broke paying premiums.

General liability insurance is purchased by businesses to protect their assets and interests. If a company is sued, the liability insurance will pay for damages, awards and often legal expenses....

Not insuring a small business can be tempting because it lowers your fixed costs and can allow more money for improvements or advertising. Not having business insurance can be a big gamble...