Business Insurance

Group health insurance is a great way to provide an attractive benefit to an employee package and can also be an affordable way for corporate officers to gain health insurance. The majority of...

The ACORD 25 Certificate of Liability Insurance is a one-page document that summarizes essential information about an organization's insurance coverage. It gives information such as types of...

An ACORD certificate of insurance is a one-page document that summarizes essential information about an organization's insurance coverage. Although some organizations mistakenly believe that a...

An effective safety plan reduces the frequency and severity of employee accidents, reduces workers' compensation costs and defines the procedures your company uses to comply with OSHA...

It is common to hear that a contractor is insured and bonded. Bonding is actually another type of insurance. A bond is an assurance from a surety company, that if the contractor fails to meet the...

Commercial automobiles maybe your most valuable assets in your business and with it comes a high risk of liability exposure and a high risk of losing those assets through property damage as well...

Making the decision to pay for employees' health insurance can help to improve morale and also help to recruit higher caliber employees. In order to pay for your employees' health insurance, you...

Have you lost a valued employee due to a work placed injury? It may seem costly to have them return to work however this is why The California Division of Workers' Compensation (DWC) developed a...

Many companies opt to offer insurance to their employees as a benefit. For most, health insurance is the second-largest expenditure in their budget, especially for a small company. Because of...

Physicians and other professionals in the medical field are required to pay medical liability insurance to practice medicine in most states. This type of insurance coverage protects the assets of...

The current economy has increased the demand for used cars. According to CarDealerDaily.com: "Used car volume rose about 3.1 percent in the month of February." This recent increase in...

Successful entrepreneurs understand the importance of having sufficient small business insurance. They know that adequate coverage will protect them in the event of a disaster, from consumer...

Most businesses must consider their own security sooner or later. When a business decides to purchase a commercial security system, a number of things should be discussed with a salesperson.

Restaurant liability insurance is a very important aspect in maintaining a successful restaurant business. In any business, there are always risks in being sued by customers, your own employees...

Types of Business Insurance - You Need to Know

If a business has a temporary shutdown due to fire or other insured peril, business interruption insurance can be invaluable. Business interruption insurance generally insures loss of net profits...

Before insurance companies made online claim reporting available to insureds, they commonly used what is called Acord forms to write a claim. These forms were standardized throughout the industry...

When a teenager finally gets that coveted license, it is time for parents to think about adding them to their insurance policy whether they have a car yet or not. It may cost more to add a...

Any company will have an exposure to the risk of loss as a result of injury or damage to third parties. A serious loss can result in financial ruin for the business and its owners. The primary...

Anyone who has spent any time on the phone talking to an insurance customer service representative (CSR) quickly appreciates the value of a good one. Similarly employers appreciate and sometimes...

The safest form of payment is without doubt Letters of Credit. Further to Part I on L/C's, I should add that it is highly recommended that you request your buyers to issue a Confirmed Irrevocable...

An established wellness program is a win-win situation for both employers and employees. Not only does having one contribute to lower health insurance costs, but it also can create a more...

When Hurricane Wilma destroyed my clothing store I learned things the hard way. I learned I was under insured. May my mistakes not be yours. I hope I can give you steps to handle any disaster...

Follow these three simple steps and you will be on your way to finding a Utah business insurance policy that's affordable and gives your business the coverage it requires.

What The Insurance Companies Don’t Want Your Business to Know about Workers’ Compensation Do you know how many states in the United States allow a business to go without mandatory workers’...

If you are a small business, the odds are that your state requires you to provide worker's compensation insurance to your employees. This is work insurance that covers any sort of job-related...

Workers Compensation Insurance provides benefits for independent contractors and employees of companies within the United States. Coverage includes wage reimbursement (full or partial), medical...

Employers purchase workers' compensation insurance to protect themselves and their employees. It provides coverage in the event an employee becomes injured on the job or contracts an...

The process of underwriting an insurance policy determines whether a risk is acceptable and how much premium should be charged to an individual customer. Underwriting helps an insurer balance...

Not insuring a small business can be tempting because it lowers your fixed costs and can allow more money for improvements or advertising. Not having business insurance can be a big gamble...

Business insurance limits risk for businesses in the instances of natural disaster, fire, owner/operator death, injured employee and lawsuit. Each state government determines the amount and types...

In this article I hope that my reader will learn how important life insurance is and also how important that the proper life insurance is. There are far to many people either uninsured or under...

When buying storage units at auction or default property, you frequently have little to no idea about the complete contents of your purchase. Due to the nature of the business you will...

It is often said a person has nothing if he does not have his health. Yet, every day people are neglecting to obtain the health care they need due to the increasingly high costs involved. Making...

Regardless of whether you note in your lease that you're not liable for damages to a tenant's property, due to a fire or other loss, and suggest they buy renter's insurance, tenants seldom do....

It is important to find out if there are any liens on a property before you purchase, sell or have any other type of real estate dealings because they can delay or prevent the transaction from...

Dealing with large companies, especially large insurance carriers, can be difficult. However, once you learn how to write a clear, concise business letter explaining what you want the insurance...

How to buy and understand insurance for landlords. Liability and property protection.

Could your business recover and be operational soon after a natural disaster? In the past few years, areas of the country have experienced hurricanes and other natural disasters. Some companies...

Discover how to lower your experience modification rating. If you are one of many people looking to increase the profitability of your company then it is highly recommended that you maximize your...

Learn how to lower your workers compensation rate. With the growing economic problems that all businesses are faced with these days, it is becoming increasingly important to maximize profit in...

Providing access to health insurance is a key benefit that most employers try to offer. It is one of the most important and sought-after benefits to potential employees. If you have a small...

How to prepare for your Worker's Comp Insurance audit, making sure you match adequate exposure to premium and not overpay.

Whether your company is classified as a machine tool, die or mold (MTDM) shop, or any other manufacturer of tooling in the United States, chances are that your state has certain protections in...

If you work in health care in PA and are having problems with workers compensation carriers paying your claims in a timely manner, read this to be sure you billed correctly and what steps you can...

Yes, it is an insurance maze. When should you file a claim? When shouldn’t you file a claim? How do you know when the hassle of filing insurance papers is worth it?

Ask for recommendations from people who have just sold a home in your area, or call a local real estate office and speak to the manager; ask the manager to recommend an agent who specializes in...

It is important that any small business is adequately covered by the right kinds of insurance plans. In this litigious society, people often see lawsuits as a way to make money, and even...

If you’re thinking of constructing a new home or making major renovations to an existing building, to protect your interests you need to purchase a builders risk policy. Your lender will require...

Health insurance is necessary for anyone who wishes to avoid prohibitively high medical costs. While health insurance can be expensive, it protects you should anything go amiss with your health....