Business Insurance

Do you need liability insurance for your business? Today, more than ever, it’s important to have liability coverage for your assets and your business. By following this easy step by step guide...

A contractor surety bond is a bond that guarantees a construction company will complete a project as promised. There are several common types: A bid surety bond guarantees that the contractor...

As a home business owner, you may not realize that your homeowner's insurance policy may not cover your business. Every small business, home based or otherwise, needs adequate small business...

Contractor liability insurance is required for general contractors to perform work. Contractor’s can often bid jobs without having liability insurance, but will need to get insured before...

Make sure your apartment manager is covered for Workers' Compensation Insurance. It is the law even if you give them free or reduced rent you MUST provide them this coverage. You may be fined up...

I will show you that you do NOT have tenant discrimination coverage under your basic insurance policy and how you can obtain it.

Commercial Truck Insurance is required by companies or self-employed individuals to protect trucks and cars that are used for business purposes. You must have commercial auto insurance in order to...

Employers, managers and supervisors all play an integral part in reducing injuries to their workforce. With a little bit of determination, you can avoid the risk of injury due to unsafe work...

Liquor liability insurance is important to businesses that sell, make, or allow liquor use on its premises. Most businesses purchase commercial insurance to make sure that their business will have...

If you're self-employed and use your vehicle for business, personal auto insurance may not protect you. Unfortunately, auto insurance geared for businesses can be more costly than a personal...

Choosing an insurance company should be a serious undertaking. The primary reason why is that you want to choose an insurance company or agent that represents you and your needs. In other words,...

Anyone who owns a home, significant assets or even some small business situations needs an umbrella insurance policy. An umbrella insurance policy protects you and your family in the event that...

Some employers feel like workers' compensation is a guaranteed payout system with very little benefit to them. It is for this reason that many employers are taking steps to manage workers'...

Disability unemployment is designed to help individuals who find themselves disabled shortly after they become unemployed. The process to apply for benefits is intended to be easy and convenient....

Cashing an insurance settlement check requires a joint effort among all parties that have a stake in having the insurance settlement check cashed. The policies and procedures to do this will vary...

Rental halls are used for everything from wedding receptions to community events such as dances and Bingo. Whether your facility serves alcohol, provides food services on site, or brings in...

Employees are required to inform employers about all workplace accidents. The information may be used to determine the eligibility of worker benefits and to improve safety procedures. The Social...

As a business owner, business risk is inevitable. All the forecasting in the world won't protect your business from every potential pitfall. However, being prepared will help you prevent or...

One of the main steps in owning and operating a small business is getting the right business insurance. Legal business issues today are more complicated than ever and it is important that you...

It is difficult to lose a loved one and be left with the responsibilities of rifling through financial documents. If you realize that the person had a life insurance policy and you can't locate...

If you are in business for yourself, you should have some kind of liability insurance. Depending on your business, having a surety or other bond will also protect you in the event a customer...

My How to article will outline some important steps to take when filing an insurance claim. This article will enhance your knowledge about the claims process.

Safety training is an essential part of almost any job regardless of the industry or the position. When hiring, companies seek out job candidates who have safety training and follow through on...

There are several reasons why you may wish to report to a credit bureau. If you are a landlord or you extend credit as a businessperson, reporting delinquent tenants and customers helps protect...

If your business bids on a government contract or even on many private contracts, you may be asked to put up what is known as a surety bond. This is a bond that insures you will perform the work...

Do you scrapbook? Make dolls? Create stamps? How much money have you spent on your craft supplies over time? What would it cost you to replace your craft supplies if they were damaged in a fire or...

There are lots of great small businesses you can start. If your a dog lover, and you'd like to make money doing what you love, try starting a dog sitting business.

There are a number of companies that offer low-cost health insurance in Iowa and it can be overwhemling to choose one that fits your needs. However, doing extensive research on these low-cost...

Flood is not a covered peril under your homeowners or renters insurance policy. Homeowner’s insurance policies exclude flood coverage. Therefore, if you live in a flood zone you will have to...

Term life insurance is a type of insurance that is good for only a limited amount of time. The amount of time--the term--of the policy can range from 1 year to 30 years, with 10- and 20-year...

Home heating oil and propane dealers can now save on all the hassles of write offs, overdue balances and delinquent customers by using software to lower their exposure to risk. Even Diesel haulers...

Business insurance is an essential and continual expense for any venture and can make up quite a sizeable chunk of its operational expenses. Lowering your insurance premiums can literally add to...

Each time you visit a hospital, ER, clinic, or any other medical facility, a medical bill or a claim will be filed to your insurance company for services rendered. However, patients without...

Insurance for a home business is something that should not be overlooked and it does not have to be very expensive. The type of business you have depends on the increase of your payments. If you...

Leveraging technology to boost your business--and run your operations--is vital in today's technically savvy world. From incorporating an electronic accounting system to protecting your computer...

With business interruption insurance in place, you can rest assured that if a natural or other disaster closes down your shop, you will have the financial resources to stay afloat. Before you sign...

After September 11 and hurricane Katrina, business owners have a heightened awareness of how damage to their business can happen unexpectedly, and more business owners than ever are obtaining...

Your business is threatened by some sort of risk from natural hazards no matter what part of the country you live in, but some areas are more likely to be affected by certain disasters than...

An assumption of risk form is a document used in the service industry for when an employee is going to perform services on a client. The assumption of risk form serves as a waiver of liability for...

Learn the right way to buy California general liability insurance for your contracting business.

Serving alcohol at a special event or owning a business that serves alcohol involves some risk. Liquor liability insurance policy can protect you if someone gets drunk on your premises and then...

Every business wants to save money on their business auto insurance. Here are some tips that can help you make sure that you’re doing everything you can to save money.

Several studies have shown that businesses that have implemented wellness programs have experienced more than a 15 percent return on their investment, along with a drop in their health insurance...

A worksite wellness challenge is an effective way to increase participation and involvement in your employee wellness program. It is also a great opportunity to enhance teamwork and engage in...

We live in an uncertain world, whether that comes in the form of severe weather, a natural disaster or something more ominous, businesses today need to be prepared for the possibility that...

A fire can be devastating to a business, both physically and financially. If, for example, a restaurant sustains fire damage, not only can't they stay open, but the cooks, waitstaff and owners...

A flood can cause a tremendous amount of damage, leaving business owners drowning in a sea of financial outlay. If a flood were to damage your business so severely that it can't stay open, it's...

What with wildfires, mudslides and earthquakes, business in California is never boring. Businesses in California can't ignore the possibility that some act of nature might cause significant damage...

Residents of Florida know that the weather there isn't all sunshine and gentle breezes. Every year, windstorms and hurricanes frequent the coast, causing damage both on the shoreline and inland....

Business interruption insurance isn't a luxury--it's a necessity. This was never clearer to business owners in New York than in the aftermath of the September 11, 2001 terrorist attacks. Business...