Business Insurance

A contractor surety bond is a bond that guarantees a construction company will complete a project as promised. There are several common types: A bid surety bond guarantees that the contractor...

Commercial automobiles maybe your most valuable assets in your business and with it comes a high risk of liability exposure and a high risk of losing those assets through property damage as well...

Group life insurance is a form of term life insurance, meaning that it does not accumulate cash value but pays a death benefit to a designated survivor. Term insurance is purchased for a set...

A bid bond is critical to the construction industry or any other bid-based selection process. Bid bonds are a way of ensuring the bidder will live up to its agreement with the project owner.

The Bureau of Labor Statistics estimates that more than 300,000 people are employed in the auto insurance industry in the positions of claims adjusters, appraisers, examiners and investigators....

Virtually every single business that produces revenue, has customers or clients, or can be sued for damages of any kind needs business liability insurance. How much a business needs varies by...

Making the decision to pay for employees' health insurance can help to improve morale and also help to recruit higher caliber employees. In order to pay for your employees' health insurance, you...

Organizations looking for ways to decrease expenditures must look at health care benefits. An optimal approach is to decrease the costs of benefits without alienating employees. Options such as...

Have you lost a valued employee due to a work placed injury? It may seem costly to have them return to work however this is why The California Division of Workers' Compensation (DWC) developed a...

Insurance companies are regulated by individual state agencies instead of the federal government. Insurers not licensed to sell policies of insurance in a given state are known as non admitted...

General liability insurance is the first line of defense in the event of a third party claim against the policyholder. Umbrella liability insurance is intended to respond in the event the general...

Many companies opt to offer insurance to their employees as a benefit. For most, health insurance is the second-largest expenditure in their budget, especially for a small company. Because of...

More than 40 million Americans do not have health insurance, according to "Business Week."Many of the people who don't have health insurance are entrepreneurs. Fortunately, those who start their...

Business insurance helps business owners protect their businesses from risk. This could include insuring key employees, such as founders of companies or products; and risk to property, as well as...

The business auto policy provides a variety of auto-related coverages that can be tailored to suit a company's automobile insurance needs. The standard policy can include both liability and...

Construction activities require both first-party and third-party insurance to protect the interests of the parties involved in the construction. Not only is it important to require insurance, it...

A patent is a set of exclusive rights granted to an inventor of a new invention for the right to exclusive ownership of her invention. Within the United States, patents are handled by the U.S....

As a home business owner, you may not realize that your homeowner's insurance policy may not cover your business. Every small business, home based or otherwise, needs adequate small business...

There are a number of insurance companies that offer single day event insurance. Quotes are available on their websites or can be attained by calling them at their customer service telephone...

If you are planning on opening a restaurant or already have a restaurant in place and need further information about monthly insurance, there are various important considerations. The most...

The best and safest method is always the “Letter of Credit”. The supplier may have accepted alternative payment methods, such as “Documents Against Payment”. The supplier may have accepted...

If you run a business then it is almost certain that you need public liability insurance cover. Public liability insurance covers you for any injury you cause the public or damage you cause to a...

At TrueQuoting.com you can easily obtain insurance quotes from agents. I will walk you through the steps today. Shopping for insurance has never been easier. Individuals can obtain quotes on Auto...

Having worked in imports and exports for some time, I had to trade with many markets world wide. I learned that the exports of direct insurance were blocked by national regulatory barriers in many...

Contractor liability insurance is required for general contractors to perform work. Contractor’s can often bid jobs without having liability insurance, but will need to get insured before...

Physicians and other professionals in the medical field are required to pay medical liability insurance to practice medicine in most states. This type of insurance coverage protects the assets of...

Safety glasses are important in the workplace as they protect against debris, chemical splashes and other materials that can get into employees' eyes and seriously injure or blind them. This is...

Make sure your apartment manager is covered for Workers' Compensation Insurance. It is the law even if you give them free or reduced rent you MUST provide them this coverage. You may be fined up...

I will show you that you do NOT have tenant discrimination coverage under your basic insurance policy and how you can obtain it.

Protection and prevention of falling in construction and hazardous activity occupations continue to be an ongoing process with many new designs appearing annually to help prevent injury or death....

The current economy has increased the demand for used cars. According to CarDealerDaily.com: "Used car volume rose about 3.1 percent in the month of February." This recent increase in...

If you have bad credit and you require a surety bond to start a new business, or you are trying to replace your current surety bond because it is not being renewed due to credit issues, this...

According to the United States Department of Labor, thousands of people are blinded each year by things that could have been prevented by simply wearing the proper eye protection. This is why...

In the United States, the government requires businesses to have a Federal Employer Identification Number (FEIN). This 9-digit number, often called a "tax ID number," classifies a company for tax...

MGA stands for "managing general agent" and is a wholesale insurance intermediary with the authority to accept placements from (and often to appoint) retail agents on behalf of an insurer. MGAs...

Successful entrepreneurs understand the importance of having sufficient small business insurance. They know that adequate coverage will protect them in the event of a disaster, from consumer...

CO2 alarms are like smoke detectors, only instead of detecting smoke, a CO2 alarm detects carbon monoxide, which is a poisonous gas that has no color and no odor. CO2 gas, which first enters the...

Although worker's compensation claims are handled differently in each state, the definition of work injury remains relatively identical throughout the United States.

Most businesses must consider their own security sooner or later. When a business decides to purchase a commercial security system, a number of things should be discussed with a salesperson.

There are many different ways to get cheap tow truck insurance and there are many different insurance companies that will write tow truck insurance. This article will hopefully give you some...

Do you own a dump truck in California? Do you need cheaper insurance for your California dump truck? There are lots of ways to get dump truck insurance but there are only a few good companies that...

Garage liability insurance coverage is necessary for Texas business owners who work on other people's motor vehicles, store the property of others or sell cars. It is usually purchased in addition...

Restaurant liability insurance is a very important aspect in maintaining a successful restaurant business. In any business, there are always risks in being sued by customers, your own employees...

Unitrin, Inc (NYSE:UTR) is a publicly traded financial services company. Headquartered in Chicago, Unitrin is one of the largest financial services providers, offering various financial and...

Hair salons, like any other business, need commercial insurance coverage to protect them from loss. There are many insurance companies that offer coverages particular to the hair salon industry.

Types of Business Insurance - You Need to Know

Marketing is the act of seeking a customer base that might be interested in a particular product you are offering. Policy marketing is directed toward offering a variety of insurance policies to a...

Property insurance may be purchased by private homeowners or commercial businesses. There is a premium paid by the insured to the insurer in exchange for a promise to pay covered claims in the...

People buy many types of insurances in order to protect themselves and their possessions in case something bad happens. Businesses must also buy insurance, to protect the business. This type of...

Commercial Truck Insurance is required by companies or self-employed individuals to protect trucks and cars that are used for business purposes. You must have commercial auto insurance in order to...