Money Managing Videos

When creating an investment portfolio, consider what the risk tolerance is and the time horizon. Conjure an investment portfolio for a retirement or shorter financial goals with ideas from a...

The salary range of a financial planner, who generally works on commission, is going to depend on the practice and location of the planner in question. Find out how financial planners look out for...

Actuaries usually work within an insurance environment because they are highly skilled in mathematics and finance. Learn about alternative places where actuaries work to calculate risk with help...

When valuing a business, there are many approaches to take, including a market approach, a comparative approach and an approach in which assets are examined. Look at the market value of a business...

Working capital is a ratio of short-term liabilities and short-term income, and it's the capital that a company needs to work with on an ongoing basis. Find out how working capital is used to pay...

There are many ways to look at banking, but a good place to start is with savings accounts, certificates of deposit and money market accounts. Learn more about investment banking and checking...

A commodities broker is different from a stockbroker, and a commodities trading house is needed in order to sponsor someone to take the series 3 examination. Learn about the training that occurs...

A time deposit is another way to refer to a longer-term deposit, such as a CD, and they are sums of money that are committed to a period in a given institution. Discover penalties that occur when...

Capitalization rate is the ratio of an income over a value, and stock reports are often used to outline a company's capitalization rate. Discover how capitalization rates are broken down into...

The primary duty of a financial planner is to look at the assets of their clients in order to act in the clients' best interests. Find out how a financial planner can help a person achieve their...

The role of a financial planner in a bank is the same as any financial planner, but a bank may use financial planners in order to attempt to provide a client with an additional service. Find out...

A currency trader, simply put, trades currencies around the world, but they will normally specialize in one market. Discover how a currency trader is trained to understand the difference between...

Before making the decision to become a stock researcher, a person must first decide if he wants to be a professional or a hobbyist. Discover why most stock researchers are expected to have a...

APY, or annual percentage yield, is determined by looking at what the interest rate will produce over the period of time that a time deposit is being held. Learn more about how APY takes...

A job in currency trading requires that an individual be quick with numbers, have a good quantitative background, and that they do research into the economic cycle of certain companies. Look for...

In order to become a financial analyst, the first thing to do is to consider that the education will most likely consist of a finance degree, a CFA designation and an M.B.A. Discover why financial...

A personal banker is a person who will work in a financial institution and examine an individual's selection of assets to determine what services this individual requires. Find out how personal...

Intangible assets are assets that are hard to quantify, such as human capital and the knowledge within a company. Discover how intangible assets are needed, but why they have no monetary value...

Day trading involves trading stocks and other securities from the time the market opens until the time that it closes. Learn about the active, fast-paced profession of day trading with help from a...

Becoming certified as a financial planner means passing the CFP examination, in addition to showing experience ahead of time. Learn about requirements for becoming a CFP from their board of...

Note buyers are people who buy someone's debt, whether it is treasury notes from the securities industry or mortgages from the real estate industry. Find out how note buyers receive a good return...

Financial planners are usually paid on a commission basis, although some companies may offer a base salary. Discover how financial planners develop a book of clients that will be pooled together...

Deciding where the best place to invest money is will depend on how long the money will be invested for, your age and your ability to handle risk. Consider creating a diverse portfolio that...

There are a number of different types of savings accounts, including regular, cash, demand, lock-up and equity savings accounts. Learn about marketing designations that have come about in the...

A fix annuity is an agreement between two parties where one party will pay money or services at a future date. Research various fixed annuities to determine different restrictions and stipulations...

Consolidating debts can be done by financing a second mortgage or by taking out a single large loan to pay off all of the smaller loans. Consolidate debt for a more organized financial plan with...

A bank works by taking people's money as a savings account and paying a bit of interest to the customer for letting them use the deposited money. Find out how banks make a profit with information...

A real estate broker is someone interested and knowledgeable about the real estate business, and they are well-informed on real estate laws and taxes. Consult with a real estate broker to discuss...

Cyclical and non-cyclical stocks differ in type of product that is sold, as cyclical stocks represent those luxuries people only buy during successful economic periods, while non-cyclical stocks...

Currently, there are very few regulations on hedge funds, which is a term for groups of people that make joint investments. Learn about the future regulations of hedge funds with information from...

Finding a high-yield savings account requires shopping around from bank to brokerage firm to find the best savings account opportunity. Read the fine print to know the restrictions of a high-yield...

A health savings account is funded by pre-tax money, which can be withdrawn to pay health care bills. Learn the benefits of a health savings account with information from a portfolio manager in...

Finance charges on credit card bills are just expenses that can be categorized under interest or penalties, but calling up the credit card company to complain may result in these charges being...

Credit card rates tend to be much larger than auto loan or mortgage rates, and many times credit card companies will use temporary teaser rates to bring in new customers. Research various credit...

With bad credit, people can still get credit cards, whether they are prepaid credit cards or cards with very low balances and high interest rates. Consider getting a credit card to raise a credit...

Credit card balance transfers are a great way to save money on interest, as a high-interest credit balance can be moved over to a low-interest credit card. Move credit balances around to get the...

A cash flow statement is a great way to analyze the overall health of a company, as it outlines the starting cash, the spent cash and the earned cash. Look over an institution's cash flow...

An oil future is an obligation from one party to another to pay money in the event of a stipulation, such as if oil reaches a particular price per barrel. Research unregulated oil futures with...

The General Motors Acceptance Corp., known as GMAC, has been lending out money as a mortgage company, and they have fallen on hard times much like every other mortgage company in the country....

Canceling credit cards is best done by gradually phasing out of the card through a balance transfer or by paying off the debt slowly, as the reporting agencies do not like to see violent changes...