Money Managing Videos

Before creating a weekly planner, get an idea of what the plan is for an entire year, and then break the projections back into small increments. List expenses and income in a weekly planner with...

In order to become a Certified Financial Planner, one must contact an education institution, and take and pass several years of courses and exams. If numbers are intriguing, being a Certified...

Starting a foundation involves considering if it's going to be public or private, how long the foundation will be around, administrative time for managing the foundation and setting up bylaws....

When buying your first investment property, something to think about is the possibility of being a property manager or maybe hiring one if being a landlord is not appealing. Research is crucial...

Estimating how much is needed to retire is a complex problem that usually requires an online tool or hired services. Learn some simple steps for calculating a retirement fund with tips from a...

Getting credit-card debt relief starts with the ability to set up a good budget and paying down credit-card balances. Discover other ways like dipping into savings or doing credit-card balance...

Getting a low-interest personal loan involves going to the bank and applying for one and is easier to get with stable income and a good credit score. Secure a low-interest personal loan to build...

College tuition can be deducted from taxes with the hop credit or with the lifetime learning credit, but both are subject to adjusted gross income limitations. Understand how these tuition credits...

The best way to build an emergency cash fund is to start with a working budget and put away any excess income. Start a nest egg of savings with tips from a financial planner in free...

Determining fair market value of charitable donations has been changed by the IRS and can be done by looking online at the value through various websites. Factor in age and condition when...

Setting up a living trust is a complex process dealing with who property owned is going to be dispersed to inheritors. A trust can be a changing document as is easier to set up with tips from a...

When creating a financial plan, the first thing to consider is setting up a budget to better understand how much money can be saved. Learn why a budget is crucial for setting up a financial plan...

The IRS requires proper records like a receipt, canceled check or investment statement for all cash donations under 250 dollars. Avoid an brutal IRS tax audit with proper book donation bookkeeping...

When hedging against inflation as an individual, it may be wise to pay attention to bond prices as they are directly affected by the rate of inflation. Discover why long term bonds may be more...

Consolidating debt can be done with a credit-card balance transfer or through refinancing a home mortgage. Lower monthly payments through consolidating debt with tips from a financial planner in...

Ways to invest in a money-market account include through a bank, a mutual-fund company or through a discount brokerage. Earn interest on saved money with a money-market account with advice from a...

Life-insurance policies come two ways, a term policy or a whole-life policy, and they can be bought online or through a life-insurance agent. Purchase a life-insurance policy and give family...

When designing a savings plan, it is wise to calculate a working budget for figuring out extra money to dedicate to the plan. Formulate a savings plan for short-term goals or retirement with tips...

The best way to get out of debt is by keeping expenses lower than income and use any low interest-bearing savings account money to pay off higher interest credit cards. Avoid the pitfalls of debt...

Obtaining a copy of your credit report can be done with one website on the Internet, but be careful of websites promising free credit reports as they may sign you up for a credit monitoring...

When creating an investment portfolio, consider what the risk tolerance is and the time horizon. Conjure an investment portfolio for a retirement or shorter financial goals with ideas from a...

Selecting a good mutual fund is tricky, but as long as the fund has at least a five-year track record, that is an ideal history time line. Choose a well-performing mutual fund with a long-term...

Calculating your net worth is a simple equation that involves adding assets like cash, investments and cars and subtracting them from liabilities like rent or utilities. Figure net worth by adding...

Two ways to buy stocks include a dividend reinvestment plan or DRIP offered by Fortune 500 companies or by buying through a discount brokerage. Purchase stocks for investing in Wall Street with...

Before deciding when to sell stock, have a price in mind to sell it for at time of purchase. Make an investment in stocks count by understanding when the best time to sell stock is with tips from...

One major financial planner secret is to ignore financial advice that is given by people on television, because it doesn't always have the viewer's best interests at heart. Discover why financial...

The primary duty of a financial planner is to look at the assets of their clients in order to act in the clients' best interests. Find out how a financial planner can help a person achieve their...

Becoming certified as a financial planner means passing the CFP examination, in addition to showing experience ahead of time. Learn about requirements for becoming a CFP from their board of...

Stock options are the promise of a company or brokerage firm to deliver stock at a certain price after a certain period of time. Discuss stock options with a tax planner or attorney to understand...

A personal loan is any money that is borrowed and unsecured, meaning that the borrower alone is responsible for paying off the debt. Find out why personal loans don't involve physical assets with...

Payday loans are loans that are made in advance of somebody's paycheck, and they are usually used because they are quick and convenient. Find out why the cost of being late on a payday loan bill...

Personal loan calculators, or personal financial calculators, are offered by many companies on the Internet. Gain an understanding of the numbers being put into a personal financial calculator...

Personal loans are usually based on interest rates and calculated to give the borrower an APR, or annual percentage rate. Learn about the APR, or the interest paid for using the lender's money,...

Unsecured personal bank loans, also called signature loans, are secured only by the borrower's promise to repay. Find out why unsecured personal bank loans often come with high interest rates with...

A consolidation loan takes all of a person's debt and puts it together in a new note that has a lower interest rate. Understand how interest is calculated on a new note with help from a financial...

High-risk loans are available to people with no secured property, but they are dangerous in that they come with high interest rates. Find out why it's important to get help before looking at...

When comparing loan rates, the easiest thing to do is to look for APR rates, or annual percentage rates. Be careful and understand the contract before signing up for a loan with help from a...

The best place to apply for a personal loan is at a credit union or a bank with which the borrower already has a relationship. Apply for a personal loan at a place where personal money is saved...

A low APR loan implies that there is either a low cost to obtain the loan, or that there is a low interest rate. Get lower interest rates by achieving good credit with help from a financial...

An installment loan is a financial instrument that provides all requested money in one lump sum. Pay attention to interest rates associated with installment loans with help from a financial...

When considering loans for personal debt, it's advisable to look at a consolidation debt. Pull money from real estate to pay off personal debt with help from a financial planner in this free video...

The best way to pay off a payday loan is to pay it off immediately because the interest rates are very high. Discover why it's important to avoid payday loans altogether with help from a financial...

People without checking accounts can still get loans, often unsecured personal loans, but these will come with a high interest rate. Make sure to understand the contract before signing up for an...

When tracking interest rates on mutual funds, the best bet is to contact a financial planner to gain access to indexes and different mutual funds. Use a financial planner to figure out what mutual...

Debt relief can come in the form of anyone taking responsibility for someone else's debt, whether it be a private institution, the lender or the government. Understand what debt relief means with...

Debt settlement can be a tricky game, as it can save the borrower money while simultaneously creating tax disadvantages with the IRS. Understand how debt settlement works with advice from a...

The best debt consolidators have the client's interest at heart, as there are many scam artist companies who charge a large amount of money up front. Find a non-profit debt consolidator with...

The best way to get out of debt is to come up with a monthly plan of attack by making a list of all bills, writing down how much is owed along with the interest rate and chipping away slowly at...

Debt consolidation is the process of combining bills from various institutions or individuals and placing those into a single loan, which consolidates interest rates into a single bill. Consider...

Paying off debts fast requires an organized plan of attack to chip away at each bill gradually. Weigh your assets, sell a car or liquidate other unnecessary possessions to help pay of debt quickly...