Money Managing Videos

Becoming a credit card merchant requires being as low a risk as possible so that processing companies will offer their services. Find out how to get accepted to offer this form of payment to...

Using credit card frequent flyer miles is best done when the balance on the card can be paid off within the first billing cycle after a major purchase. Avoid paying interest on frequent flyer...

In order to obtain credit, people must be in good standing with a credit card company or build credit by getting and maintaining a number of low-ceiling cards. Find out how to establish good...

A credit card is based on a line of credit as determined by the credit card company, while a debit card is tied to the amount of money in a bank account. Decide whether to get a credit card, which...

A certified credit counselor must pass state and national exams to obtain a license in order to help people with credit problems, such as credit card debt, by reducing payments or account...

The rate of credit card interest was often set when the applicant signed the paper work to obtain the credit card from the credit card company, lender or bank. The payments reflect how much the...

Ways to consolidate credit card debt include using balance transfers and contacting a credit union or bank for loans. Condense credit card debt, but read any disclosures regarding balance...

Use a credit card to save money by transferring any smaller balances to a higher-limit card with a low interest rate. Avoid struggling with credit card minimum payments by consolidated balances to...

Certain factors should be considered when negotiating better credit card deals, such as interest rates, annual fees, damage waivers and special introductory rates. Find out how to negotiate a...

Settle credit card debt by negotiating affordable repayment terms and asking for discounts. Avoid credit collection companies and learn to settle credit card debt with tips from the vice president...

Simple actions, such as minimizing credit card use and negotiating interest rates, can help eliminate credit card debt. Try using a debit card instead of a credit cart and get out of debt with...

Find the best credit card rates by using Web sites that describe the introductory rate, annual fees and interest rates on various credit cards. Learn more about finding the best credit card rates...

When choosing a credit card, factors include reward points, low interest rates on cash, annual fees and low introductory rates. Discover more about choosing credit cards with tips from the vice...

Using specific Web sites, apply for a credit card that has low introductory offer rates, low long-term rates and no annual fees. Apply for the perfect credit card with tips from the vice president...

Apply for a credit card with bad credit by getting a friend or relative to add you as an authorized user, fill out a co-borrower application or get a secured credit card account. Reestablish...

Break a credit card habit by ceasing all credit card charges and using a debit card. Stop paying interest and end the credit card cycle with tips from the vice president of a bank in this free...

If having problems with credit card balance transfers, make sure payments are on time. Make credit card payments on time to take advantage of introductory rates with tips from a financial...

When calculating credit card interest and payments, look at the user agreement for how the company formulates finance charges. Calculate credit card interest with information on APR by following...

In order to get an application for a Capital One credit card, go online to their Web site, www.capitalone.com. Apply for a Capital One credit card online with tips from a financial consultant in...

An annual percentage rate is the rate of interest credit card companies and financial lenders charge on loans to make money. Understand how annual percentage rates or APR's work, like the higher...

Getting credit-card debt relief starts with the ability to set up a good budget and paying down credit-card balances. Discover other ways like dipping into savings or doing credit-card balance...

To get a no-fee pre-paid credit card, start by talking with a local bank. Discover how to use a no fee pre-paid credit card with expert tips from a registered financial consultant in this free...

Purchase a pre-paid credit card by going to a local bank or market place. Find out where else to purchase a pre-paid credit card with expert tips from a registered financial consultant in this...

To get a credit card without credit, start by going to a local bank. Learn to get a credit card without credit with expert tips from a registered financial consultant in this free video on...

The prepaid credit card business helps individuals with little to no credit. Find out more about the prepaid credit card business with expert tips from a registered financial consultant in this...

The APR (average paid rate) is the percentage that a credit card company will charge for their service. Learn more about how APR works on credit cards with expert tips from a registered financial...

Debit cards are an easy way to pay for things with money directly out of a checking account without incurring interest expenses. Save money not incurring interest charges by using a debit card...

Consolidate credit card debt by taking out a personal loan or doing a credit card balance transfer. Consolidate credit card debt with tips from a consumer credit counselor in this free video on...

Applying for a credit card can be handled on the internet, at a bank, or sometimes over the phone. Learn how to apply for a credit card from a credit counselor in this free personal finance video.

Choosing a credit card has become simplified with banks issuing cards connected to accounts. Learn how to choose a credit card from a credit counselor in this free personal finance video.

Credit card offers in junk mail clutter up desks and leave financial temptation lurking. Learn how to stop credit card offers from a credit counselor in this free personal finance video.

Typically, young people aren't as responsible with credit than older people, so it's important for students to learn about the ups and downs of the process before using their own credit card....

In order to apply for a Visa credit card, a person can simply fill out an application online or go to a bank. Discover why a person will have to sign for a company to access their credit reports...

In order to get out of credit card debt, the first step is to make arrangements to put all of the credit card debts together and to negotiate a lower interest rate. Start a subjective plan through...

Home equity loans take the equity that a person has in their home to create a loan from a bank or lender that will help an individual to pay off their credit card debt. Learn about the great rates...

Debt consolidation is the process of getting a loan to try and get rid of other small loans, such as car loans, student loans or credit card loans. Reduce the cost and interest rate of debt with...

Online credit card cash advances almost always carry high interest rates, upfront fees and no grace period on repayment. Try to avoid online cash advances at all costs with tips from a financial...

To apply for an unsecured credit card with bad credit, make a cash deposit with a credit company, receive a card backed by the cash, and build up better credit by making regular payments on the...

Getting a credit card with a bad credit rating is still possible by obtaining a prepaid card, which can be reloaded with cash and used like a regular credit card. Build up a better line of credit...

A debit card transaction allows individuals to swipe a card that works like a credit card, but money comes directly from the bank account of the debit card owner. Avoid accruing interest on...

Getting food stamps requires visiting the Department of Human Resources, or Social Services, meeting with a case manager, providing information in income and assets and receiving a card with food...

A credit card company cannot pursue debt after seven years, but the statute of limitations on this subject can change from state to state. Check local laws on the subject of companies pursuing...

Credit card debt can be very harmful to somebody, so it's important to examine all options before using credit cards for the first time. Find out how credit card debt can be beneficial to a...

There is no best way to consolidate credit card loans, because this process accomplishes nothing more than placing a red flag on a credit score. Discover the best way to get out of debt with help...

A charge card represents a loan from a bank or credit card company in exchange for interest paid on charges. Be aware of changes in interest rates on credit cards with advice from a financial...

While credit card companies should owe a duty of care to their customers, they really do not at all. Find out how credit card companies can become your worst nightmare if you fall behind in...

When a credit card company offers a reduced payoff because of a hardship situation, contact a professional to help handle to potential problems that come along with such a deal. Understand that...

Report a complaint on a credit card company to the Better Business Bureau or the Federal Trade Commission. Learn how there are more complaints against credit card companies than any other business...

Paying a credit card in full means that all debt has been paid off, while settling the balance on a credit card means that a deal has been negotiated to pay less than what was originally owed....

When you die, credit debt can be transferred to a spouse or next of kin depending on state laws. Check the laws on credit card debt being passed on after death with information from the owner of a...