Getting out of debt is challenging, but it can be accomplished with dedication and perseverance.
Major blackouts, such as the New York City blackout of 2003, can pose a special threat to banks and other financial institutions. Here are some tips to help you protect your money.
Losing a job is one of life's most stressful experiences. As more and more companies get 'lean and mean,' you may find yourself laid off'but you will survive.
Getting a copy of your credit report is fairly simple and allows you to keep track of your credit history and check for errors.
Breaking the credit card habit is very difficult. You can do it, however, with a healthy dose of dedication and perseverance.
Being in debt is an emotional experience. Learning how to deal with these emotions can make the experience more bearable and lead you to financial recovery.
It's natural for a parent to want to reach out and help a child who's in debt. In doing so, make sure you are helping him or her curb any unhealthy spending habits, and be sure to protect yourself.
Building a good credit history is essential to anyone who expects to make major purchases, rent an apartment or start a business. Building good credit is actually easy to do - if you pay attention...
Contesting an inaccuracy on your credit report may seem like David fighting Goliath, but the result - a clean and accurate credit history - is worth the battle. Here's how you do it.
An equity line of credit is basically a second mortgage on your home.
Getting a lower interest rate on a credit card can be as simple as lowering the rate on your existing account.
Get your checkbook and ledger book, gather your ATM and deposit receipts and grab a calculator and a pencil. It's time to do some balancing!
Calculating your net worth can be very easy, provided all of the necessary information is readily available. Doing this will help you when deciding whether to make major purchases.
A major purchase such as a house, car or household appliance can be a distressing hit to your checkbook. Budgeting and saving for the purchase can often ease the pain.
Opening a bank account is part of everyday life and is something most people should do by the time they begin earning money.
A money market account is a combination checking and savings account. Your bank invests your deposited money for you, and seeks to earn a return similar to what can be earned in various markets....
Certificates of deposit (CDs) lock up your money for a period of time, usually at a fixed rate of interest. They generally have lower interest rates than other investments, but have the advantage...
A wire transfer is a transfer of money from one bank account to another. The actual transfer is done by the bank, and neither the sender nor the recipient of the money sees or touches the actual...
From piggy banks to credit cards, there's plenty you can teach your child about money matters at any age.
Sometimes we find ourselves paying off last year's Christmas presents when the new holiday season is upon us. With a little planning, you can reduce or eliminate that after-Christmas debt.