Investing

Learning how to become wealthy really should be a no brainer nowadays. With the boom of technology and living in the ‘click of a mouse,’ information age, there are so many good ways to make money...

A savings bond can be a very helpful thing to have in life. Whether if your bond is $50 or $10,000 , you can still get a nice chunk of cash back from the government over a couple years. This...

High yield savings accounts with online banks are especially attractive when interest rates are low. Online banks often offer higher interest rates with lower minimum deposits, compared to local...

Investing smarter in six steps sounds impossible to many people. With our economy being unsure, jobs being unsecured and money being tight, you’re probably thinking that investing now is...

Bank failings are increasing during the current period of economic upheaval. But are your hard-earned savings safe in your local bank? You can gain more security for your savings by diversifying...

Emigrant Bank and ING are financial institutions that offer traditional banking products such as home and business loans as well as checking and savings accounts. They are known for their...

U.S. savings bonds are still one of the most stable forms of investment and return a higher interest rate than a typical savings account. Backed by the U.S. government, savings bonds are a safe...

Traditional bank savings accounts differ from investment mutual funds in several important facets. Understanding the role of each within your investment portfolio is critical towards achieving...

It can be difficult to save money, sometimes. I've always had a problem saving because if the money was in my account, I assumed it was available to spend. Here's how I finally kicked the spending...

As the economy gets worse, so many people are left using up their savings and wondering how they can get the money back in to their accounts. The joy of money going in to the savings account is...

Savings bonds are an investment that can be made for yourself or someone else. They usually mature after five years after purchase and continue to earn interest every six months after that....

A 529 College Savings Plan is a tax-advantaged investment vehicle designed to help parents defray the anticipated college education expenses of their children by investing money consistently over...

Today, more than ever, costs are on the rise and no sign of slowing down or declining. Our children are going to be facing large dilemmas with their finances as they enter into their adulthood....

With unemployment at its highest rate since 1983 the need for saving money is greater than ever. Fortunately Americans are catching on and beginning to stash away money for the first time in many...

The United States Department of the Treasury offers savings bonds as a very secure investment for bond holders. Because chances of the government defaulting on its debt is virtually nonexistent,...

Investing for the future has never been more important than it is today. The recent financial storm has left many people shaken, and many more wondering if investing their hard-earned money is...

I'm pretty sure that every person would love to wake up one day and realize that while they slept they had become a self-made millionaire. The following steps are not a get rich quick scheme,...

It is never too early for children to start saving for their futures. In fact, many parents and grandparents choose to start saving as soon as that bundle of joy arrives. While this strategy may...

Are you interested in earning some extra money by opening up some high yield investments? Part of becoming financially independent is having the insight to use any extra savings you may have to...

While the stock market is often considered the best place to invest over the long term, stock volatility and the risk of losing money makes it dangerous for certain investors, especially those...

Almost everyone wants to save for college. College is expensive, and parents want to save money for college in order to give their kids help paying for college. In order to save money for college,...

If you've managed to save $1,000, you are probably ready to move out of low-interest savings accounts and into an investment with higher returns. You'll find you have a lot of choices. Many people...

Saving and investing money is a vital part of anyone's financial planning. Your reasons for wanting to invest money for interest may range from putting a little aside for a rainy day to balancing...

If you've made a commitment to save for your child's college education, deciding how to follow through on that can be a difficult process. There are many investment options, from 529 Plans to...

Savings bonds are investments offered by the United States Department of the Treasury. These bonds offer investors tax advantages and at least partially guaranteed rates over the life of the...

Volatile financial markets have driven many investors to investment vehicles that have a strong level of stability. U.S. Savings Bonds satisfy this need. As with any investment option available,...

Are you interested in buying savings bonds? Want to get them without having to go to the bank and deal with a banker and paperwork? There is a way to get them online direct from the treasury and...

This article does not explain the process of purchasing U.S. Savings bonds, but instead deals with the many good reasons for buying them. If you have a grandchild godchild, niece or nephew or a...

Anyone can earn money. It's how you invest and save that money that counts. You can think you are investing wisely, but not keeping track of the current rate of inflation, or not being conscious...

In an uncertain market, people naturally seek ways to invest their money with minimum risk. Banks and other financial institutions are responding to this growing concern by offering solutions that...

It is no secret that interest rates are low these days. The efforts made by the Federal Reserve to stimulate the economy have pushed interest rates to record lows, and those record low interest...

Each year, over 15,000 savings bonds and 25,000 payments are returned to the Department of the Treasury as undeliverable. In addition, billions of dollars in savings bonds have stopped earning...

Many obvious reasons nag at you to play it safe with your own money. Maybe you're getting close to retirement and want to make sure the funds are there when you need them, or perhaps you've...

When it comes to investing your hard earned money, there is no such concept of “investing too little”. One can evaluate that comment as an excuse to make extra money. For starters, why not invest...

Having a portion of your cash holdings deposited in a savings account denominated in a currency other than the U.S. dollar makes sense as a diversification method. It is common throughout the...

The 529 Savings Plan was developed to encourage families to start saving to pay for college tuition. A 529 Savings Plan can offer significant tax benefits.

Here's a super easy and sneaky way to start building your savings account, even if you don't have the willpower or savvy to save regularly on your own. After a year's time, you'll have a nice...

A ‘rollover’ can be defined as moving retirement savings from one investment vehicle (i.e. 401(k)) into another investment vehicle (i.e. IRA). A Roth IRA is a great investment option when...

Government issued savings bonds are easy to buy, easy to keep up with and easy to cash. The best part, these are low risk. In the event that the bond is cashed before the maturity date there are...

Series I Savings Bonds are U.S. Treasury securities that pay a rate of interest tied to inflation for up to 30 years. The interest rate resets every six months, making manual calculation tedious....

Savings accounts are financial investment vehicles that provide a safe place to store your money for future use. In return for placing your money in a savings account at a financial institution,...

During a recession or other financial crisis, people are often more worried than usual about investing money. Some people lack either the knowledge or access to be able to make complicated...

An EE Savings Bond is a type of security available through the U.S. government. It can be cashed in at a variety of locations, allowing bond owners some choice.

The savings rate is the percentage of disposable income saved by the average person in a population (e.g., in a nation or state). The savings rate can have significant effects on the health of the...

When you deposit money in some form of savings account with a bank or other financial institution, you get paid for their use of that money. The payment is interest on savings and is based on an...

Simple interest is the percentage of your savings you are paid by a bank or other financial institution for the use of your money. Certificates of deposit (CDs), savings accounts and money market...

Since its advent in 1935, the purchase of U.S. savings bonds has become a preferred means of investing for many Americans. Although purchasing a savings bond has become as simple as visiting a...

Many financial professionals and salespeople will tell you that x investment will grow your savings the best over the long term. Usually, financial professionals recommend stock mutual funds but...

Health savings accounts are vehicles that people can place money into, and take money from, for medical reasons. Purchase a health savings account to save for medical expenses with tips from a...

When cashing in savings bonds, remember that those savings bonds will be taxed. Cash in savings bonds at the bank with tips from a financial planner in this free video on personal finance and the...