Investing

Bonds are financial instruments issued by government or corporate institutions in exchange for money (investment) paid by the buyer (investor). It is a fairly secure long investment, which yields...

With the U.S. government pumping trillions of dollars into the economy, many investors think inflation is just around the corner. This "ehow" will show you how to invest for high inflation.

Investing your 401(k) dollars can be daunting, but it needn't be. Using a few simple steps, just about anyone can come up with a competent and easy to execute plan.

Bonds are debt securities in which an investor purchases a bond from a government or a corporation and holds that bond until it comes due. At that time, the issuer of the bond will pay the...

Credit rating agencies are privately organized companies set up to apply ratings to individual debt securities and entire entities that wish to issue bonds within capital markets. The issuers of...

Premium Bonds are available in the United Kingdom and have been since the mid-1950s. They were created to spur savings among UK citizens. The bonds offer consumers a pseudo-lottery in which they...

Many of us worry and wonder where's the best place to invest our money. Understanding several prominent and popular investment opportunities will remove some of the doubt and make the choice easier.

Banks offer several kinds of interest-bearing accounts, mostly on savings accounts, money market accounts and certificates of deposit. Negotiable bonds of various types include U.S. Treasury...

The importance of a diversified portfolio is well accepted, but where should you place your money in a down market to ensure the best returns?

Bonds are a long-term investment strategy, which are often purchased to help to diversify a portfolio. As with any diversified portfolio, it is vital that the bonds purchased also have diverse...

If we have learned anything during 2008 and 2009, it is that the stock market can be a risky place to invest your money. An ideal allocation accounts for this risk and divides a portfolio...

During times of economic uncertainty, you must adjust your investment portfolio to avoid the risk of losing your money. One of the best ways to protect your money is to buy bonds. Buying bonds can...

U.S. Government Bonds are an investment tool for those who are looking to get more out of their money. These bonds are considered a low-risk investment. Those who have E Bonds may want to know how...

Strategic income mutual funds are designed to provide investors with exposure to a diverse range of income-producing assets. The balancing of different assets may provide higher income and more...

The term "municipal bond" is used to refer to any bond issued by a state or local government. Most municipal bonds are exempt from federal income taxes. Munis, as they are often called, are...

Whether you are purchasing bonds as a first time investor or a seasoned professional broker, it is essential to know a bond's yield. By using information such as the bond's coupon payment, face...

Cities and states issue bonds to finance expensive long-term projects, usually involving construction of infrastructure or expansion of services. Because states cannot run budget deficits, states...

Series EE bonds are savings certificates issued by the United States Treasury. Once an EE bond is 12 months old, it can be redeemed for cash.

Protecting yourself from inflation is one of the most important financial goals you should set for yourself. Inflation can deteriorate your savings and your quality of life, but you have access...

Investors buy municipal bonds because they are a low-risk, income producing security. In addition, many municipal bonds are exempt from federal and/or state income taxes. Sometimes called "munis,"...

The U.S. Treasury Department Bureau of the Public Dept sells Series EE and Series I Savings Bonds to the public in two forms. You can purchase electronic versions online at TreasuryDirect.gov. You...

In a volatile economy, bonds can be a safe haven and are preferred by the conservative investor. Still, there are things the investor should know.

U.S. savings bonds are still one of the most stable forms of investment and return a higher interest rate than a typical savings account. Backed by the U.S. government, savings bonds are a safe...

Stocks and bonds are the two major asset classes owned by most investors, so understanding the differences and relationship between them is important.

Investing is oftentimes thought as a hobby for the rich. Most people believe that to invest you need a college business degree, lots of money and a strong understanding of advanced mathematics....

Credit rating agencies evaluate the ability of a corporate or municipal entity to repay its debt. CRAs also provide ratings to individual debt securities, such as bonds. Both issuers and investors...

Savings bonds are an investment that can be made for yourself or someone else. They usually mature after five years after purchase and continue to earn interest every six months after that....

Stocks and bonds are two very common categories of personal investments. Mutual funds may consist of either or both of the above two investments, and each of these investments has its own...

Bank certificates of deposit and Treasury bonds are both safe, government-insured or guaranteed investment options. There are several factors to consider before selecting between CD's and Treasury...

Bonds are sold by corporations and governments to borrow money. Each bond has a face (or par) value that is the amount the issuer must pay back when the bond matures. Bonds pay a specified amount...

Why to buy bonds and to buy bonds are frequently asked questions? Let us consider government bonds. Investors buy such bonds because they offer return with practically no risk to capital. Since...

The primary distinction between preferred stock and bonds is that preferred stock is an ownership stake in a company and bonds are interest-bearing loans to companies, agencies and governments....

Bonds are debt securities issued by corporations and governments. The issuer can borrow money using bonds instead of taking out a bank loan. Several features of bonds make them attractive to...

A fixed income investment is one that generates a specific rate of return on a regular basis until the maturity date. Treasury bonds, bank certificates of deposit and corporate bonds are all...

In many countries, the term unit trust describes a mutual fund. Australia, Ireland, New Zealand and the United Kingdom have mutual fund style unit trusts. In the U.S., the term unit trust applies...

U.S. government bonds are low-risk investments issued to finance the national debt. There are numerous types of these bonds. Each has specific characteristics that determine the amount of interest...

There are two types or risks associated with bond investing: Credit risk and interest rate risk. Credit risk occurs because the bond issuer could declare bankruptcy and leave the bondholders...

Diversification is a well known risk mitigation strategy. Simply stated diversification is about not putting all your eggs in one basket. But what about financial diversification? Stocks, bonds...

Knowing where and how to invest your hard earned money can be very difficult, and making a wrong move could set your plans back many years. Whether your goal is to save up for a first home,...

Convertible bonds are issued by a company to raise capital; they are hybrid securities that have characteristics of bonds and stock. The bonds pay interest to bondholders but also have a provision...

The federal government borrows money by issuing bonds of various types through the Office of the Public Debt. Most are sold to institutions at regular auctions, but some are sold to individuals...

The United States Department of the Treasury offers savings bonds as a very secure investment for bond holders. Because chances of the government defaulting on its debt is virtually nonexistent,...

Government bonds (also known as treasuries) pay different rates of return depending on the number of years to maturity. In general, the more years to maturity, the higher the rate, although the...

A balance sheet is a financial document that corporations share with investors to help them value the company. The balance sheet lists the corporation's assets, liabilities and shareholders'...

Mutual funds can be categorized based on their objectives. All funds are professionally managed portfolios that combine the money of many investors. Most investors want equity growth, income or...

Corporations can raise money through the sale of stocks (also known as equities) or bonds to the financial markets. In certain situations, a company might sell a special class of stock known at...

Companies can raise money by selling common stock, preferred stock, and bonds in the financial markets. Common stock is the most risky to the investor, but it has the greatest potential to rise in...

Risk is a factor a person must deal with when considering virtually any investment, including low-risk investment funds. Some investors look to low-risk funds as a means of balancing...

An IRA is the best way to ensure that you are the one who is in charge of your future and retirement. As with most things in your life, doing it yourself may be the best way to make sure you are...