Insurance

Having a teen driver in the house is like having a double-edged sword. No longer does the parent have to drive the teenager all over town at all times of the day or night, but now parents have the...

Many drivers do not pay much attention to their auto insurance policy coverage. Some pay extra premiums for unnecessary coverage. Others do not carry the coverage they need to maintain financial...

Car insurance is something that most states mandate that its residents carry. Granted, you do not necessarily have to carry full coverage insurance on your car, but there is usually a minimum...

Auto insurance is mandatory for all U.S. drivers. That means when teenagers get their license, they need to be added to their parents' policies. Unfortunately, this normally causes a significant...

You can save money on auto insurance when you search around and compare prices. There are several things you can do to get cheap car insurance. You want to talk to your agent and find out what...

If you are injured in a car accident and require medical care you may receive various types of bills from the hospital or doctors that will need to be paid. When these bills are received you...

While it can often seem expensive, car insurance can prove invaluable if you are ever involved in an accident, either through your own fault or the fault of another. Almost every state requires...

Sometimes it's very clear which driver has caused an accident. In this case, the negligent driver is responsible for the claim and he or his insurance company pays for 100 percent of the damage....

Drivers in the United States are required to carry liability insurance. This evidence of insurance is to be readily available in your car so that it can be presented to the police, another driver...

Each state requires that drivers maintain financial responsibility for their driving. This financial responsibility covers the injuries and damages of the other party that result from an accident...

In most states, auto owners are required to carry insurance on their vehicles as a matter of law. As a result, it might be possible to drive another person's car and still be covered by their...

Knowing what information to collect at the scene of an accident is important. Following certain guidelines will guarantee that you collect the information you need to make a claim. It is also your...

A Driving Under the Influence (DUI) conviction has many immediate effects. The driver's license is suspended; the driver may face jail time. It also carries long-term effects. The National Highway...

There are generally two types of auto insurance available to drivers: standard coverage and non-standard coverage. Standard policies are less expensive and are issued to good drivers with solid...

Having a car accident is not one of our happiest moments in life. However, our auto insurance is intended to provide us with some assistance so we don't have to deal with all of the stress and...

In many cases, auto accident insurance claims are handled smoothly and without hassle. The driver contacts the insurance company and provides accident details, the claims adjuster comes by to...

Driving without insurance can result in various penalties depending on the nature or the type of infraction involved. Drivers is most states are required by law to have an insurance policy in...

As our kids approach their driving years, shopping for teen car insurance can be quite an eye-opening experience. Adding a teen driver to your auto policy can easily increase your monthly premiums...

Depending on your current situation, casualty insurance could save you thousands and thousands of dollars if an incident, such as a car accident or being sued for malpractice, were to occur. How...

Car insurance is an expense that is a must for anyone who gets behind the wheel of a vehicle. It’s important that you find the right car insurance company to fit your needs and your budget. These...

You've purchased your motorcycle and you're ready to take to the streets, wind in your hair, bugs in your teeth...but wait. Before you head for the open road, you need to make sure that your...

A driver's current car insurance carrier will check driving records periodically, but when a driver applies for a policy with a new carrier, that company will get a Motor Vehicle Report (MVR),...

The color of a car does not affect the insurance premium for the driver of that car. Learn about factors that do affect the insurance rate of a car, such as the make and model, in this free video...

Proof of financial responsibility in the event of an accident is a requirement in all 50 states. Most people find that auto insurance is the easiest way to fulfill that requirement. There are...

The term SR22 (or SR-22) insurance refers to an official insurance form that a driver designated as high risk must have submitted to regain driving privileges. Until the process is completed, the...

If a driver is caught driving without insurance, or is convicted of a DUI, he might be required by the state to file proof of auto insurance to avoid losing his license. This requirement for a...

It's the day every teen dreams of and the day every parent dreads--your teenage son or daughter is ready to start driving and you're getting ready to add him or her to your auto insurance policy....

When shopping for teen auto insurance it is important to remember two things. First, you must shop around and second, you must use factors that work to your benefit to your advantage. Because your...

Oklahoma car insurance laws make it mandatory for all motorists operating an automobile to carry insurance. Law enforcement personnel are authorized to ask for proof of insurance during a traffic...

Did you just move to Georgia and need to change your car insurance? Are you already a Georgia resident and need new car insurance? Whatever your situation may be, getting the right auto insurance...

It may seem odd, but sometimes it's actually a good idea for someone who doesn't own a car to buy auto insurance. Anyone who has to borrow a car frequently, or travels a lot and rents, can still...

Children of driving age can usually be insured on a parent's auto insurance policy for any length of time as long as they live in the parent's household. However, whether a teen who goes away to...

In so-called "no-fault" states, you must purchase personal injury protection, or PIP insurance. There are 12 such states plus the District of Columbia that fall into the category. Those...

There is no universal policy dictating what will happen to a driver's insurance coverage after he is given a speeding ticket. The primary reason for this is that the type of penalty, as well as...

With rising costs and job cuts, people are looking for ways to save on monthly bills. One payment you might be able to lower is your car insurance premium. But before you start shopping for a new...

While the amount of automobile coverage required varies from state to state, all residents of the United States with a valid drivers license are required to carry basic coverage. Depending on the...

When purchasing auto insurance, there are many things that can effect the rates of the policy, but the biggest factor is the driving history of the person being covered. A driver who is younger...

When problem drivers are caught driving without insurance or arrested for DUI, most states will require them file proof of insurance with the Secretary of State. An SR22 bond, also called a...

PIP insurance, or personal injury protection, is what you would purchase in so-called "no-fault states," of which there are currently twelve, plus the District of Columbia. "No-fault" generally...

Liability auto insurance is required for licensed drivers in the United States, yet some drivers choose to ignore this requirement and drive uninsured, unlicensed or both. If you ever need to...

No-fault insurance is a kind of tort reform that limits the ability of drivers involved in an accident to sue each other. It is supposed to keep insurance rates low by eliminating the small claims...

Statistically, young male drivers are the biggest risk for auto insurance companies. Guys between the ages of 18 and 25 have more accidents than any other group, male or female. Because of this,...

If you are young, you may be finding it quite hard to find car insurance to suit you. It may be rather expensive if you have no "no claims" bonuses. And, being more inexperienced than...

An automobile is a huge investment, probably the second largest investment a person can make. Auto insurance protects that investment. Minimum auto insurance is all you need to legally drive in...

One of the keys to understanding insurance is knowing what it does and does not cover. When it comes to auto insurance, most specific items are covered. The limits take place not in excluding...

"Liability" is a general term that encompasses two aspects of auto insurance. The first aspect is coverage and the second one is fault. Trained insurance professionals know how to apply...

For decades, AARP has been offering insurance discounts and other services to its members. One of the most important benefits offered to members of AARP is automobile insurance. AARP works closely...

Ignorance of how to handle yourself at a traffic accident can cost you more money in insurance premiums and traffic citations. These simple steps can save you money on insurance, citations, and...

If you own a vehicle, you need auto insurance. While obtaining car insurance under normal circumstances is relatively easy, if you don't have a driver's license, it can be a challenge to obtain...

Having a teenager in the house who wants to drive is not only a tad bit nerve racking, it's also expensive. The best thing any parent can do is to look into the cost of car insurance that covers a...