The city of Philadelphia offers housing help for single moms who cannot make the rent, have trouble with security deposits or who need legal help for housing disputes. The Philadelphia Housing Authority will assign a caseworker to you in order to help you achieve housing stability. In addition to Philadelphia's housing help, the United States federal government offers programs for low-income single moms.
The main types of housing assistance for single moms in Philadelphia include housing legal services, rent assistance and loan programs for housing improvement or purchasing. Philadelphia's Community Legal Services provides free legal consultations and representation for evictions, security deposit discrepancies and any other legal problems you may face as a single mom in Philadelphia. The Emergency Shelter Assistance Program and FEMA provide financial help for low-income single moms in Philadelphia. The programs offer to pay for rent for a specific period of time or security deposits. The Redevelopment Authority of Philadelphia offers low-interest loans for single moms who need to renovate their homes for legal or personal reasons.
Income restrictions apply to Philadelphia housing programs. Each assistance program maintains its own guidelines, but most follow the limits set by the federal poverty level. For example, to qualify for FEMA housing help in 2010, a single mom with one child could not earn a monthly income higher than $14,570 ($3,740 is added for each additional child). If a mom earns a higher amount than the federal poverty level for the current year, she no longer qualifies for assistance.
The application process for housing programs includes filling out a form with your personal contact information and information about your financial situation. For proof of income, you need copies of your bank statements and pay stubs to submit with the application. Each application requires that you list the children in your household. Philadelphia low-interest loan programs may run a credit check using your Social Security number.
Housing assistance programs in Philadelphia require accurate and up-to-date information to continue your benefit disbursal. If at any time you marry and are no longer single, you must inform your caseworker. You may no longer qualify for a program if you are not a single mother because of the added income from a partner. Using Philadelphia housing assistance under false pretenses could result in criminal charges.