Can I Use a Bank Statement As Proof of Residence?

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A number of situations may arise in which you have to provide proof of residence. For instance, when you try to rent an apartment you may have to provide proof of where you live currently. If you try to rent or lease a car you may also have to provide proof of residency. In some cases it might be possible to use a bank statement as acceptable proof of this information.

Bank Accounts and Statements

  • A bank statement commonly lists the address associated with the account at the top of each page. When you sign up for a bank account, the bank representative must look at your government-issued identification to open the account. Since your identification is a valid reference for proving your residence, someone requesting proof of residence may accept the printed statement as sufficient proof. If accepted, the requester usually needs to see the most recent statement from the past month or two.

Concerns

  • Though a bank statement does show your address, some requesters may have serious concerns when it comes to accepting this as proof of residence. That is because it is simple to change the address listed on a bank account by calling in with the information. The bank representative does not always ask for verification of the new address when you call, so it is not a reliable source of information for some requesters.

Depends on Requester

  • Whether a bank statement is valid as proof of residence is ultimately up to the party requesting the information. It depends largely on the seriousness of the matter. For instance, a company that needs proof of residence to enroll you in a club membership may accept a bank statement, but a department of motor vehicles office may not. The requester may require you to provide another form of proof along with the bank statement.

Acceptable Documents

  • If the requester will not accept a bank statement, gather other documents. State identification cards and passports usually work. You can often use utility bills -- like phone, electricity, gas, cable and water bills -- since the provider must verify where you live to provide service. In some cases the requester may accept a bill for an insurance policy, school transcript or a recent pay stub that lists your address.

References

  • Photo Credit Evgeny Tomeev/iStock/Getty Images
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