Legal Name Changes in Marriage

Update your car insurance, registration and driver's license with your new name.

Some women opt to change their last names after marriage, taking on their husbands' last names as their own. This is a long-standing tradition and, if you choose to, there are certain legalities that need to be met. While it's not as common, the husband can also choose to take the wife's last name.

Original Documents

Some departments require an original marriage certificate, not a copy. For example, the Department of Motor Vehicles won't accept a copy. Make sure that you have several certified copies or your marriage certificate for departments that won't accept un-certified copies. You could need as many as 25 certified copies of your marriage certificate, so make sure to order plenty so you don't get stuck without the proper documentation down the road.

Documents

Order new documents with your new name on them. You'll need to contact the Social Security Administration to request a new Social Security card and the passport agency if you have a passport currently. Getting your new Social Security card is simple and free, plus you can order it via an automated system over the phone. Also, contact the Department of Motor Vehicles to get a new driver's license with your new name. You may need to visit some of these offices in person. Before you do, call and ask exactly what documents you'll need to bring along with you. Additionally, you'll need to have your name changed on school and work records, your car registration and car insurance, your mortgage, mailing address and voter registration. You'll also want to get replacement credits cards and checks, plus business cards.

Name Change for Men

If the husband is taking the wife's last name, he may need to request a specific document from the court. This will be necessary if there's not a space on the marriage certificate that asks if there is a name change. While women don't have to go through this process, men should get in touch with an attorney to find out the exact procedure, since it's not very common.

Services

There are plenty of websites and services out there with guidance for people who want to legally change their names. You'll be provided with the necessary forms and guidelines, as well as a checklist to make sure you've covered all of your bases. Remember, there's no time limit -- you can change your name any time after you're legally married.

References

• Bank Rate: Checklist for Name Change After Marriage
• Social Security Online: Name Change
• The Knot: How to Change Your Name After the Wedding